Although the amounts vary from state to state, they all serve the same intended purpose: To financially protect other
drivers against bodily injury and property damage incurred in an accident for which they are not at fault.
Not exact matches
SLP protects you and all authorized
drivers of the rental vehicle
against third - party
bodily injury and property - damage claims for which you are legally liable.
• Employment disputes; • Contract disputes; • Property disputes; •
Bodily injury claims; • Tax issues; • Legal defence; • Total loss valuation disputes arising from motor vehicle accident; • Statutory Accident Benefit claims
against your automobile insurer; •
Driver's licence protection • Issues arising from driving or being a passenger in vehicles owned by another person; • Court attendance expenses.
Bodily Injury Liability insurance, commonly referred to as «BIL», is the policy that will cover a
driver against injury claims when they are the party determined to be at fault for an accident.
Uninsured motorist coverage protects you
against damages caused by another
driver who has no insurance, or not enough insurance, to pay for your
bodily injury or repairs to your vehicle.
While Florida does not make that coverage mandatory, if you were to get sued for excessive medical costs, the other
driver can sue
against your
bodily injury insurance, rather than you directly.
With both the basic and standard New Jersey car insurance policy, your medical bills and lost wages are paid up to your limits by your PIP coverage and then by any
bodily injury liability claim or lawsuit brought
against the at - fault
driver.
Coverages you may need include protection
against accidents, weather - related damage, theft, uninsured and underinsured
drivers, property and
bodily injury liability, and more.
If your limits are reached, you can claim
against the at - fault
driver's
bodily injury liability coverage if you live in a tort state.
Kentucky state laws mandate that all
drivers carry coverage to protect
against bodily injury, property damage and personal
injury.
And even if there is a
driver found at fault, if there are multiple claims
against the person's property damage and
bodily injury liability coverage, it's doubtful there will be enough money to go around.
UM, or uninsured motorist protection provides cover for a
bodily injury claim you have
against another
driver who does not have or has inadequate insurance.
PIP, is the coverage that
drivers must use for
injuries in no - fault states, instead of placing a
bodily injury claim
against the at - fault party.
Bodily injury coverage in your Scranton car insurance policy will cover you
against injuries you cause to another
driver in an accident.
Nevada state law only requires
drivers to purchase minimum liability coverage limits of $ 15,000
against bodily injury to others, $ 30,000 in per - accident coverage, and $ 10,000 to cover the cost of property damage.
West Virginia
drivers are also required to buy the same liability limits ($ 25,000 for
bodily injury to others, $ 50,000 in per - accident coverage, and $ 25,000
against property damage) of uninsured and underinsured motorist insurance (UMI).
Utah state law requires all
drivers to purchase car insurance policies with minimum liability coverage limits of $ 25,000
against bodily injury to others, $ 65,000 in per - accident coverage, and $ 15,000 coverage
against the cost of property damage.
Kansas state law requires that all
drivers in the state purchase minimum liability coverage limits of $ 25,000
against bodily injury to others, $ 50,000 in per - accident coverage, and $ 25,000 to cover the cost of property damage.
If you suffer
bodily injury serious enough to warrant a payment of more than $ 25,000, the other
driver's insurance will pay the first $ 25,000 of your claim, and then you can file an underinsured motorist claim
against your own insurer to recover the balance of your claim (in this case, an additional $ 25,000)
This area of auto insurance pays for the cost of
bodily injury claims you would have had
against an uninsured
driver if that
driver did have insurance.
The first
bodily injury number is the minimum amount of coverage a Texas
driver can have insuring
against the
injury of one person involved in an accident for which the policy holder is at fault.
The single victim
bodily injury coverage is only used when only one injured party makes a claim
against the negligent
driver's insurance policy.
UNINSURED MOTORIST COVERAGE: Protects the insured
against financial loss resulting from
bodily injury carelessly inflicted by an uninsured motorist, including a hit and run
driver, who is legally liable.