Sentences with phrase «drivers are less of a risk»

This is because, statistically, young female drivers are less of a risk for insurance companies than young male drivers.

Not exact matches

Because credit and default risk are the dominant drivers of valuations of high yield bonds, changes in market interest rates are relatively less important.

The momentum drivers today — caution and risk aversion — may be less exciting than the promise of a new technology paradigm, but the consequent valuation disparity is roughly the same.

According to Baleka, the average life expectancy for a long - haul truck driver in the U.S. is 61 to 64 years (10 to 15 years less than the average American male); truck drivers have the highest rate of obesity of any occupation in the U.S. (86 % are overweight, 69 % are obese); they have one of the highest rates of metabolic syndrome, a group of risk factors for heart disease and diabetes; in some years they have had the highest number of fatalities of any occupation, making trucking one of the most dangerous and unhealthy occupations in the U.S.

The risk of riding with an impaired driver was much higher for peer drivers than for older adult drivers (21 percent vs. 2.4 percent for marijuana, 17 percent vs. 4 percent for alcohol, and 5.4 percent vs. less than 1 percent for illicit drugs).

The models show that climate change is a less influential driver of global food security than income, population and productivity — but it could still pose a significant risk to the nutrition levels of people living in the world's poorest regions, Baldos said.

A 2008 Institute analysis of insurance claims found that, all other factors being the same, drivers of vehicles with seat / head restraint combinations rated good in Institute evaluations were 15 percent less likely to sustain neck injuries in rear - end crashes than drivers of vehicles with poor head restraints (see «Neck injury risk is lower if seats and head restraints are rated good,» March 15, 2008).

Insurance companies often offer a discount to drivers who complete the course as they are deemed less of a risk.

Drivers who have not been involved in any automobile accidents and who have a good driving record get better insurance rates because they are considered to be less of a risk.

The momentum drivers today — caution and risk aversion — may be less exciting than the promise of a new technology paradigm, but the consequent valuation disparity is roughly the same.

Because drunk drivers have slower reaction times and reduced perception, they pose a greater risk to motorcyclists who, because of their small size are less visible on the roadway.

While there are public safety campaigns aimed at raising driver awareness of motorcyclists and their right to a share of the road, bicyclists share many of the same risks with even less attention drawn to the dangers they face.

Studies continue to show that a drunk driver is less able to make appropriate decisions and takes longer to respond to threats in the road than a sober driver, greatly increasing the risk of an accident.

Despite these increased risks, motorcyclists are no less entitled to use of public roads than other drivers, and they have equal rights in court.

Unfortunately, even the most careful pedestrian is less visible and at greater risk of injury than a normal driver on the road.

High - risk drivers are considered those which may have Driving Under the Influence (DUI), serious traffic violations such as reckless driving, or an inexperienced driver which is considered to have less than three years of driving experience.

Essentially these are educational programs that teach you how to be a «safer driver», and thus less of a risk for the auto insurance company to cover.

This is generally because automobile coverage is largely based on a driver's claim risk, and individual motorists may be more or less likely to file claims than others, based on a wide range of statistical evidence.

Insurance companies often offer a discount to drivers who complete the course as they are deemed less of a risk.

Insurance companies offer reduced rates when drivers increase their car insurance deductible amounts because drivers take on more risk, making the policies less costly for the insurer — this is an essential component of how car insurance works.

Young drivers are at a greater risk of having accidents on the road because they have less experience looking for signs of potential hazards that can lead to accidents.

Unless you are one to commute everyday with a high risk factor and an expensive car, we recommend doing the minimum coverage so that you can take care of yourself and those who are less efficient drivers.

It is important to remember that the majority of Norman vehicle insurance quote discounts are going to be offered to the Norman drivers that pose a lesser risk of causing accidents.

Others give discounts to older drivers who are retired as they don't spend as much time on the road and are considered less of a risk.

For example, the highest risk group is considered to be single, male drivers around the age of 25 years or less.

Mature Riders — Older or mature riders can receive an added 10 % discount as these «veteran» motorcycle riders are considered to be less of a risk than younger drivers.

The second thing they look at is your relative risk; the more likely the insurance company is to pay out large sums of money for your policy, the more your rates will be (this is why drivers who have never been in an accident and homes in low - crime areas cost less to insure).

Statistically, Dublin drivers with both a good driving record and high credit score will have the lowest insurance premium rates because they are seen as less of a risk.

Seniors require the most basic of the insurance cover, as they are considered less of a risk as drivers and most insurance agents don't cover them for comprehensive or collision coverage that may require higher amount of premium.

A bank employee, who would sit in the office the whole day, and would drive only to and fro to the office, would be considered a much lesser risk than a call taxi driver, who would be on the road most of the time.

This is because vehicles driven by perceivably disciplined drivers are less prone to risks of meeting accidents.

Another study on commercial vehicle drivers had revealed that the risk of accidents due to texting while driving has increased considerably even if the incidents of such texting are reported less.

Even without a vehicle coming the other way, the pick - up driver caused significant risk to ourselves by unnecessarily throwing a large quantity of snow up onto the windscreen of our car as he passed and then pulled directly in front of us with less than a car length between the vehicles (see more on this aspect), and that alone was unforgivable.

• About 3000 people die each year on our roads • Road traffic incidents are the single biggest killer of young people between 16 and 25 years old • More women between the ages of 16 and 19 die as passengers than drivers • A third of all drivers killed are male and 20 years of age or less • Young drivers have more crashes at night • Young drivers» crash risk increases when only accompanied by their peer group • 17 - 25 year olds are 10 % of drivers but account for a third of all fatalities.

Because taking an interest in being a better driver translates into being less of a risk for the insurance company, you can get a discount for doing so.