The driver has a good credit score and driving history with no traffic violations or accidents in the last five years.
The driver has a good credit score and driving history with no traffic violations or accidents in the last five years.
The driver has a good credit score and driving history with no traffic violations or accidents in the last five years.
Not exact matches
These
drivers are assumed to
have generally
good driving records, one violation, and neutral / average
credit scores.
Having a
good credit score gives you a chance to
have lower auto insurance rates, an expense every
driver will
have for the rest of their lives.
The three quoted an average annual premium of $ 2,069 for our profiled
driver, who
had great driving history and
good credit scores - a cost that was 26 % higher than the state average.
According to Consumer Reports, single
drivers in New York state with
good credit scores and clean driving records are charged $ 255 more for auto coverage than they
would be if they
had an excellent
credit score.
Single
drivers in this state with a «
good»
credit score as
well as a clean driving record will pay about $ 255 more for auto insurance than they
would have if they
had an «excellent»
credit score.
CFA studies
have shown that
good drivers with lower
credit scores pay higher premiums, as do blue collar workers,
drivers without college degrees, and unmarried
drivers.
In the event that nothing extraordinary
has happened in a car
driver's life such as a
better credit score or improved driving, you may
have been browsing the internet and compared your current monthly car insurance cost with that of another company and found that you could be getting a
better deal elsewhere.
In many cases,
drivers have paid more than 80 % for the same cover than the
drivers with
good credit scores.
Car insurance companies
have spent millions of dollars on people and the factors that make the more responsible and safer
driver, and according to their research — people with
good or excellent
credit scores make smaller claims on average than do those people with poor
credit.
This
would be a
good way to off - set the possible lower
credit score scenario for other
drivers.
The three quoted an average annual premium of $ 2,069 for our profiled
driver, who
had great driving history and
good credit scores - a cost that was 26 % higher than the state average.
Most
drivers are not aware that
having a bad
credit score can cause them to pay almost double, what a
driver with a similar driving record and
better credit score pays.
Just keep in mind that these rates represent averages for our sample
drivers, who
have good credit scores and driving records; your actual quotes will differ since they are tailored to your own driving profile and coverage needs.
Whether you
'd like a standard policy or something specific like exotic car insurance, your car insurance quotes are based on a number of calculations and factors including your age, gender and marital status as
well as where you live in Fair Lawn NJ, what type of car you drive, your
driver history and your
credit score.
Here's what an Allstate representative told NJ.com: «Elements from a
driver's
credit history are used to establish an insurance
score, which we
've found helps us
better predict the potential for an insurance loss.»
The rates are derived from our profiled
driver, who both
had good credit score and excellent driving record.
South Dakota
drivers are already getting
better deals than many people nationwide, but those who
have excellent driving records, are over 55 years old,
have a
good credit score, take a defensive driving course, install an anti-theft device, or drive a vehicle with air bags or anti-lock brakes may be eligible for additional discounts.
The sample
driver owned a Toyota Camry and
has a
good driving history and
credit score, so your actual quotes will vary.
It may seem very hard to believe, but experienced
drivers who
have very
good driving records can be classified as high risk based on poor
credit scores.
Usually, the lower your insurance
score the lower your insurance premium will be because insurance companies typically reward
drivers for
having good credit.
Most of these companies also offer as much as 15 % discount to
drivers who
have good driving records and those who
have high
credit scores.
Statistically, Dublin
drivers with both a
good driving record and high
credit score will
have the lowest insurance premium rates because they are seen as less of a risk.
Some of the
best discounts are going to be given to Gahanna
drivers who
have a
good credit score.
CFA studies
have shown that
good drivers with lower
credit scores pay higher premiums, as do blue collar workers,
drivers without college degrees, and unmarried
drivers.