Your discharged loans may
drop off your credit report before the bankruptcy itself, depending on how long you waited to file after falling behind on payments.
Not exact matches
Don't wait that long to build
credit — well
before the bankruptcy
drops off your
credit report, you can qualify for loans and lines of
credit with good rates and terms, almost as if your bankruptcy never happened.
This will allow you to offset any bad
credit effects of a negative item, even
before it
drops off your
report.