Sentences with phrase «duration of the policy term»

By purchasing a policy today, you can save money in the long term and secure coverage for the duration of your policy term.

The insurance premium can be either paid for the duration of the policy term under the Regular pay option or for a short term under the Limited Pay option.

The annual premium, or «rate», for a term life policy is determined at the time you purchase coverage and set for the entire duration of your policy term.

Some policies also offer free regular cancer check - ups during the entire duration of the policy term.

Policyholders receive cash benefits for staying invested for the full duration of the policy term.

Insurance premium can either be paid for the duration of the policy term under the Regular Pay option or for a short period under the Limited Pay option

For example, level term life insurance offers premiums that are guaranteed to remain the same each year for the entire duration of your policy term - 10, 15, 20 or 30 years.

Term life has rates that remain the same for the duration of your policy term if you have level term insurance coverage.

Instead of paying low premiums when you're young and very high premiums when you're older, you pay the same amount every year for the duration of your policy term.

Some term life insurance policies offer a return of premium if you outlive the duration of your policy term.

Term life insurance is cheap because it only pays out if death occurs during that period of time covered by the duration of the policy term.

Once the policy is in place, changes in your health will not affect your rates for the duration of your policy term.

Your term life plan is guaranteed to last for the entire duration of your policy term, as long as the premiums are paid on time.

Duration — You may outlive the length of time you have coverage and find you still need life insurance protection beyond the duration of your policy term.

However, the odds may be even less, since many people either choose to stop paying the premiums on their term life policy before their coverage ends, cancel their coverage, or outlive the duration of their policy term.

Return of Premium Term Life — If you outlive the duration of your policy term, you get your premiums back from the insurance company.

Whole life coverage provides you with lifetime protection for as long as you live, while term insurance lasts for the duration of the policy term up to 30 years.

It keeps the premiums the same throughout the duration of the policy term.

Not exact matches

Although some SIDS experts and policy - makers endorse pacifier use recommendations that are similar to those of the AAP, 272,273 concerns about possible deleterious effects of pacifier use have prevented others from making a recommendation for pacifier use as a risk reduction strategy.274 Although several observational studies275, — , 277 have found a correlation between pacifiers and reduced breastfeeding duration, the results of well - designed randomized clinical trials indicated that pacifiers do not seem to cause shortened breastfeeding duration for term and preterm infants.278, 279 The authors of 1 study reported a small deleterious effect of early pacifier introduction (2 — 5 days after birth) on exclusive breastfeeding at 1 month of age and on overall breastfeeding duration (defined as any breastfeeding), but early pacifier use did not adversely affect exclusive breastfeeding duration.

And while the Greens have distanced themselves from the policy for the duration of the election, Green MP Caroline Lucas has identified the scheme as a long - term aspiration of the increasingly popular party.

A 28 - year old, non-smoking male will be required to pay premiums ranging from Rs. 7,400 to Rs. 9,000 for duration of 35 years (known as the policy term) or till maturity i.e. till the policyholder turns 70, whichever happens earlier.

The duration or term of a life insurance policy is equally important as the cover amount and premiums of the policy.

These are different from paid - up insurance, however, in that the life insurance is only in force for the duration of the term specified in the policy.

Term plan provides risk coverage for a certain period of time (policy term / duratiTerm plan provides risk coverage for a certain period of time (policy term / duratiterm / duration).

However, both term life and whole life insurance will have fixed premiums over the duration of the policy.

When you buy your term insurance you're locking in your rate for the duration of the policy.

Each policy has a guaranteed level premium for the duration of your term period, and reapplication is an easy process when your term is over.

Gerber offers 10, 15, 20 or 30 - year term policies, and, the premiums are level for the entire duration of the term you choose.

The term policy must also include the Extended Conversion Agreement, which allows the term insurance conversion option to extend to the full duration of the term or to age 75.

With a term life insurance policy, you pay relatively low premiums for coverage as high as $ 500,000 to $ 1 million, and the policy remains in effect for the duration of the term, usually 10, 20, or 30 years.

Age and health are critical factors, so if you purchase coverage while you are young and healthy you can lock in a great rate for the duration of your term policy.

-- Subject to section 217 (b)(4), it is the policy of the United States that long - term transmission rights of firmness and duration sufficient to support generation investment (or equivalent tradable or financial long - term transmission rights), shall be available under appropriate terms and conditions to load - serving entities (as defined in section 217 (a)(2)-RRB- for long - term power supply arrangements for new generation facilities using renewable energy.

This speech in fact serves as a preview of an upcoming report by my colleagues and I that takes this three pillar approach to analyze the clean energy policies of Germany, Spain and China, and makes the case that these countries are taking a comprehensive approach towards developing their clean energy industries, whereas all the United States has is a series of patchy and heterogeneous state action (e.g. state renewable energy standards) or federal action that is limited in duration (e.g. short - term renewable energy tax credits, or one - time green stimulus spending).

This agreement will have terms such as (1) duration of the tenancy, (2) the day rent is due and the penalty for failing to pay rent or being late with the rent, (3) responsibilities of the landlord, (4) warranties, and (5) information about the apartment's policies around smoking, pets, and installation of furniture.

Under the terms of the EEOC consent decree resolving the case, in addition to paying $ 110,000 to the two male victims, the Dillard's Fashion Square Mall store will distribute policies to the workforce on preventing sexual harassment and retaliation, conduct sexual harassment and anti-discrimination training for all employees, train employees who are responsible for investigating sexual harassment complaints, submit to monitoring throughout the decrees three - year duration and post a notice about the resolution of the case.

If a permanent policy is out of budget, but you still required a longer duration of coverage than a 10 year term, it may be a good idea to check out a Term - to - 90, or Universal Life to 90 type of optterm, it may be a good idea to check out a Term - to - 90, or Universal Life to 90 type of optTerm - to - 90, or Universal Life to 90 type of option.

Just like any term life insurance policy, a 15 - year term life is locked in for the duration of 15 years.

A term policy conversion can be requested at any time within the duration of the guaranteed level premium period — up to the attained age of 70 — whichever comes first.

Also, as the premiums are fixed for the duration of the term, you might want to think about buying a longer term policy rather than a shorter term policy.

For the duration of your policy, the premium will stay exactly the same and you'll also have opportunities to convert your term life to a more permanent solution should you think it necessary at any point.

The Level Premium Term and Spouse Level Term option offers up to $ 2.5 million in life insurance coverage for the member and his or her spouse at a rate that will not change over the duration of the ten or twenty - year level period policy.

Guardian Life Insurance provides «Level Term Insurance» which means the premiums you pay remain stable for the duration of the term of the polTerm Insurance» which means the premiums you pay remain stable for the duration of the term of the polterm of the policy.

Unlike a term policy, whole life lasts for the duration of the customer's life; it does not expire after a certain amount of time.

This is an affordable level term life insurance policy that is valid for the duration of time you are looking for coverage.

At the end of this duration (or term), most term policies have options to pay a higher premium and continue on with the policy for additional years, but this is not very common.

As most Term Insurance Policies in India can not extend over a duration of 30 years, the earlier you purchase a term insurance plan, the lesser the premTerm Insurance Policies in India can not extend over a duration of 30 years, the earlier you purchase a term insurance plan, the lesser the premterm insurance plan, the lesser the premium.

A form of term life insurance coverage that provides a return of some of the premiums paid during the policy term if the insured person outlives the duration of the term life insurance policy.

Term policies can be level term which means the death benefit will remain the same throughout the duration of the policy, or they can be decreasing term which mean the death benefit drops over the course of the policy's tTerm policies can be level term which means the death benefit will remain the same throughout the duration of the policy, or they can be decreasing term which mean the death benefit drops over the course of the policy's tterm which means the death benefit will remain the same throughout the duration of the policy, or they can be decreasing term which mean the death benefit drops over the course of the policy's tterm which mean the death benefit drops over the course of the policy's termterm.

Flexibility to convert term life insurance to permanent life insurance based on the duration of the policy:

Level Term V: Coverage is level for the duration of the policy.