Sentences with phrase «duration of the term period»

Each policy has a guaranteed level premium for the duration of your term period, and reapplication is an easy process when your term is over.

With level term insurance, the premiums stay level for the duration of each term period.

Premiums are level and guaranteed for the duration of each term period.

Level term life insurance is a term life insurance policy that keeps your rates fixed for the duration of the term period.

Term life policies are temporary and only cover the insured individual (s) on the policy for the duration of the term period, which can be as little as 3 months and as long as 5, 10, 15, 20, 25 or 30 years.

Not exact matches

Long - term bonds saw the worst returns during these periods, which makes sense given their higher duration (thus higher volatility and magnitude of loss).

Longer ‐ term bonds carry a longer or higher duration than shorter ‐ term bonds; as such, they would be affected by changing interest rates for a greater period of time if interest rates were to increase.

In his 2010 review, acclaimed expert in the field of training periodization, Vladimir Issurin, lists a concentrated focus on obtaining training adaptations as one of his 5 key factors affecting the duration of short - term training residual adaptations.9 What scientists have noticed is that longer term training adaptations will remain at a heightened level for a given period after training cessation.

However, if your physician determines that the duration of the disability will be less than six months, we may elect to extend the term of your subscription for a period of six months at no additional charge to you in lieu of cancellation.

Every contract for the paid membership is automatically extended at the end of the contractually agreed period for the same duration as agreed for the original subscription if the customer does not give notice to cancel his / her contract at least 7 days before the expiry of the agreed term.

So, to keep «strucking, your Elite Membership subscription will be automatically extended for successive renewal periods of the same duration as the subscription term originally selected.

The horrifying truth is that the current bull market — which has already been one of the best periods in modern history in terms of both duration and strength — has been unable to significantly restore pension valuations.

The Forester's warranty is shorter, in terms of duration, but will remain in force for the three - year term as there is no limitation on kilometres travelled during the period.

Since longer - term interest rates are considered more representative of real estate financing costs, we compared how REITs with different lease durations performed in periods of increasing 10 - year U.S. Treasury Bond yields, based on month - end data.

And because the terms of your loan will likely include roughly a three year payback period, you won't be stuck paying that interest back for what feels like the duration of your life.

Term plan provides risk coverage for a certain period of time (policy term / duratiTerm plan provides risk coverage for a certain period of time (policy term / duratiterm / duration).

With mortgage rates near their historic lows, fixed rate home mortgages are likely going to be a much better deal if you plan on living in the house for an extended period of time, as when rates reset on ARM loans the prior short - term savings will likely be more than offset by the higher rates for the duration of the loan, which can cause the interest - only loan payment to exceed the amoritizing 30 year fixed rate payments if mortgage rates spike high enough.

So while this type of CD typically has higher yields, there will be no payments made for the duration of the CD term which is usually for longer periods, as the interest will be reinvested together with the principal.

From the table above, we are able to see that the long - term historical duration estimate correctly projected the direction of the period return; but in all three time periods, the actual return was of greater magnitude than the expected return.

The laser energy forms are characterized in terms of their power levels, activation times, activation periods, pulse durations, pulse periods, wavelengths, and other identified characteristics.

The terms and duration of such license are negotiable but generally will require the licensee to do a certain amount of development work or spend a certain amount of money on development of the land under license during the period of the license.

When comparing cards with no interest, make sure to determine the duration of the introductory period — most cards offer 6 - to 18 - month terms.

A sceptic would put ALL the trend lines in of similar duration, not just selecting a few, like the IPCC and Skeptical Science do when showing just one period of short term high rate of warming, a sceptic would show all.»

A term policy conversion can be requested at any time within the duration of the guaranteed level premium period — up to the attained age of 70 — whichever comes first.

The Level Premium Term and Spouse Level Term option offers up to $ 2.5 million in life insurance coverage for the member and his or her spouse at a rate that will not change over the duration of the ten or twenty - year level period policy.

A 5 - year benefit period would cover the average duration of long - term disabilities across age groups (see the chart below).

«In a market that is experiencing double - digit rate increases, allowing short - term, limited - duration insurance to cover longer periods gives Americans options and could be the difference between someone getting coverage or going without coverage at all,» said Seema Verma, administrator of the Centers for Medicare & Medicaid Services.

A 5 - year benefit period would cover the average duration of long - term disabilities across age groups.

The primary member and eligible dependents (if applicable) are covered by the Term Life / AD & D benefit both in the USA and if / while traveling outside the USA; there are no restrictions due to the duration / time period of the travel.

Policy term is the maximum duration of the initial coverage period offered by the plan.

But you should remember that the conversion period allowed by your contract is generally shorter than the duration of the term coverage.

Life insurance rates are based on your life expectancy, the face amount you request and the length of the policy, whether it's the duration of your life (permanent life) or a specific period (term life).

Term life insurance does offer the benefit of premiums that remain the same throughout the duration of the policy and a death benefit for a specific time period.

You select the «term» of your policy, which is the duration or period of time your life insurance protection will last.

The suicide and contestable periods, due dates of renewal premiums, expiration date of grace periods, availability and amount of non-forfeiture values and the duration of any extended term insurance.

With most policies, the premium is going to remain the same through the duration of the term, so if you purchase a 30 - year term policy, the premium you pay wouldn't increase during that 30 year policy period.

Term plan provides risk coverage for a certain period of time (policy term / duratiTerm plan provides risk coverage for a certain period of time (policy term / duratiterm / duration).

As an example, if an individual has a 20 - year home mortgage that they want to make sure is paid off if the unthinkable occurs, they can purchase a term life insurance plan from American General with a 20 - year duration (as versus a set plan that has a period of 30 years).

The conversion period is shorter than the duration of the term insurance coverage.

Step 3: Choose the number of years (Payout Period) for which the regular income is to be paid to your nominee, in case of death of the Life Assured Step 4: Choose the duration of cover (Policy Term) and Premium Payment Term as per your convenience.

Disability insurance is meant to last the duration of the period you can't work as a result of an injury or illness, which could mean until you reach the age of retirement if you buy a long - term disability insurance policy.

Insurance premium can either be paid for the duration of the policy term under the Regular Pay option or for a short period under the Limited Pay option

Term life insurance is designed to provide death benefit protection for a specific number of years and Term Pro + is available with level premium periods in 10 -, 15 -, 20 -, 25 -, and 30 - year durations.

A term insurance is a type of insurance that provides a coverage for a specific period of time or for a certain predetermined duration.

Term life insurance is cheap because it only pays out if death occurs during that period of time covered by the duration of the policy tTerm life insurance is cheap because it only pays out if death occurs during that period of time covered by the duration of the policy termterm.

Before selecting the «term» (duration for your life insurance policy to last, make sure you consider how long you really need insurance — for a period of 10, 15, 20, 25 or 30 years to meet your specific needs.

The duration or term period of your plan shouldn't be too less in order to pay less premium because with the increase in the average lifespan, this would prove ineffective.

With term insurance the insured employee receives insurance coverage for a specific period of time, which is known as the «term» (duration) of the insurance policy.

Lock in your rate for a set period of time and enjoy pricing stability for the duration of your contract term.

Investment property loans are offered with either a fixed term for the duration of the loan or an adjustable rate that will usually have a short fixed period from 1 to 5 years.