Sentences with phrase «duration rates for»

Not exact matches

The plan would collapse the seven current individual tax brackets into just three, and would lower the capital - gains rate for all investments, regardless of duration.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Factors to consider may include whether a possible employer has the power to direct, control, or supervise the worker (s) or the work performed; whether a possible employer has the power to hire or fire, modify the employment conditions or determine the pay rates or the methods of wage payment for the worker (s); the degree of permanency and duration of the relationship; where the work is performed and whether the tasks performed require special skills; whether the work performed is an integral part of the overall business operation; whether a possible employer undertakes responsibilities in relation to the worker (s) which are commonly performed by employers; whose equipment is used; and who performs payroll and similar functions.

In each case, those who sat the least — and for the shortest periods of duration — had the lowest rate of death from all causes.

The path to higher interest rates will likely be uneven, creating opportunities for actively managing duration.

It is straightforward to translate this increase in unemployment duration into an effect on the unemployment rate, based on their proportional relationship and adjusted for the share of job losers in overall unemployment, which was about 67 % in December 2009.

The duration of a rate lock depends on the agreement you arrive at with your lender; usually it lasts for 30 or 60 days, but a lock can be issued for longer periods of time if the underlying deal being funded is more complex and requires more time to close.

As its name implies, a fixed - rate mortgage is one which has an interest rate that remains the same for the duration of the loan.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

«A fund with a duration of six and a half years will lose principal value of approximately 6.5 percent for every 1 percent increase in long - term interest rates,» Scott said.

To maintain this rate throughout retirement, though, the investor should stick to a balanced portfolio for the duration of their retirement, and review the portfolio at least annually to monitor and rebalance as needed.

Most CDs come with fixed rates, meaning annual percentage yields are locked in for the duration of the term.

Because of the high interest rates, you should consider what the monthly payment will be and that you will be able to make it on time for the duration of the term.

When you have a fixed rate, your interest rate and your monthly payment stay the same for the duration of your repayment term.

It is really about picking up nearly 2 percentage points more of yield while waiting for Mr. Carney to act on rates, at which time, it would be best to switch to shorter duration holdings.

So here's the thumb rule: For every 1 % change in interest rates, the price of the bond will decline by (approximately) its duration, in percent.

DoubleLine Funds for a Rising Rate Environment — Total Return Bond & Low Duration Emerging Markets Fixed Income Funds

Observed security events and configurations, such as communication with a botnet, malware distribution, and email server configuration, are assessed for severity, frequency and duration and used to generate objective Security Ratings.

Fixed rates remain set for the entire duration of your repayment period and your monthly payment stays the same.

With respect to individual bonds, for example, a duration of 4 years indicates that the price of a bond will rise / fall by approximately 4 % if rates in general fall / rise by 1 %.

To manage risk, we set targets for duration, sector and credit quality factors which align with our interest rate outlook, industry sector and credit views.

The higher the duration of a bond or fund the higher the potential for volatility in both directions when rates move.

Because your rate is not locked in for the duration of the loan, a rising interest rate environment will force the lender to increase your mortgage rate, thus adding to your monthly payment.

Interest rate risk Although high yield bonds have relatively low levels of interest rate risk for a given duration or maturity compared to other bond types, this risk can nevertheless be a factor.

Such purchases, by taking duration out of private hands, push down term premia and lead to lower long - term rates than would otherwise be the case for any given economic outlook.

Duration Risk: If interest rates do ever decide to rise, duration will be the most important statistic for bond investors to pay attenDuration Risk: If interest rates do ever decide to rise, duration will be the most important statistic for bond investors to pay attenduration will be the most important statistic for bond investors to pay attention to.

If you are a prodigious saver, are willing to keep your money safe for a set duration of time while earning an interest rate above the current risk free rate 10 Year Treasury, and are concurrently investing in other more aggressive instruments, I recommend diversifying your capital into a 5 - year CD account or longer duration.

A fixed - rate mortgage is generally a safer bet than an adjustable - rate mortgage because you know what your interest rate will be for the length of the loan and your payments will stay the same for the duration of the mortgage.

Therefore, bonds with higher duration generally have greater price volatility and the potential for losses when rates rise.

While shortening duration can help mitigate interest rate risk, another approach to consider is one that balances exposure to the very front end of the curve with exposure to intermediate maturities for additional yield potential and lower volatility, given that rates are likely to rise slowly and stay historically low for the foreseeable future.

For example, if a bond's duration is 5 years and interest rates rise 1 percent, you can expect the bond's price to fall by approximately 5 percent.

A steepening Treasury curve and prospects for higher interest rates could be what negative - duration bond ETFs have been needing for traction.

For individual investors, duration is primarily used as a measure of a bond fund's sensitivity to prevailing interest rates.

In a recent blog, WisdomTree, the issuer behind these funds, argued that negative - duration bond ETFs are handy for investors wanting to profit from rising rates.

The Zweig bond model kept investors invested in long - duration bond ETFs over that challenging period, when the majority of analysts were calling for higher rates.

Particularly good to see someone explain that the impact on bond funds is not the simplistic «1 % rise in bank rates means loss of duration %» but depends on the interest demanded at that point in the curve and normal supply / demand issues which are massively distorted for linkers.

But if the average duration for these two funds is similar, then surely they both risk capital losses from higher interest rates?

The most common type of home loan is a 30 - year fixed - rate mortgage, in which the interest rate remains the same for the duration of the loan.

Part of the reason for this outperformance is that hedge funds generally have very low duration and often reduce their interest rate exposure through swaps or other derivatives.

As yields have fallen, duration, or rate sensitivity, has risen, meaning that the risk associated with a change in rates has generally risen for most bond benchmarks and traditional funds.

ANSWER: - Morgan Stanley's Global Investment Committee supports that interest rate normalization will provide headwind for investors using bonds for principal preservation, as rates rise its likely longer duration bonds will fall.

Yield — A combination of the dollar price and the interest rate for the duration of the bond, expressed as a percentage.

Interest Rate — The amount of interest the government agrees to pay you for the duration of the bond.

Longer ‐ term bonds carry a longer or higher duration than shorter ‐ term bonds; as such, they would be affected by changing interest rates for a greater period of time if interest rates were to increase.

It is a very reliable option because the interest rate remains the same for the duration of the loan which makes it easier to budget for monthly payments.

Unlike its duration - neutral sister fund HYZD, HYND is suitable for investors who seek to profit from an upward - interest - rate path or to use the fund as a tool to shorten their fixed - income portfolio duration, all the while maintaining credit risk exposure.

While it's impossible to prove without access to the inside books at DB and at the ECB, I believe the primary driver behind the LIBOR - OIS rate spread reflects a growing reluctance by banks to lend to other banks for a duration longer than overnight.

For now, the Strategic Total Return Fund continues to carry a limited duration of about 2 years (meaning that a 100 basis point move in interest rates would be expected to impact the Fund by about 2 % on the basis of bond price fluctuations), mostly in Treasury Inflation Protected Securities.

Switching to a fixed - rate loan may give you a slightly higher interest rate, but it will remain the same for the duration of your loan.

A fixed - rate mortgage, as its name indicates, is accompanied by an interest rate that remains the same for the duration of the loan.