Sentences with phrase «during accumulation phases»

Rest - pause training is best used during accumulation phases when the goal is muscle hypertrophy and endurance gains.

During the accumulation phase, there is a surrender charge period which is usually around 7 years (but can last as long as 15 years), and during this time there are penalties for early withdrawal which are in addition to any tax ramifications for early withdrawals.

Earnings on annuities during the accumulation phase are income tax deferred until distributed.

Another benefit to withdrawals during the accumulation phase is that your money that stays in the contract can continue to grow while you take income.

During the accumulation phase, the account will be set up to grow cash value based upon the formula selected by the annuity owner.

Variable annuities provide that the premium is deposited into a separate account from the company's general portfolio account during the accumulation phase.

During the accumulation phase of a variable annuity, money paid into the contract (called a premium) is allocated to investment portfolios (called subaccounts) where earnings have the potential to grow tax - deferred.

Looking forward to the day when it's all the latter, but I'm certainly enjoying the former right now during the accumulation phase.

I've long sought to keep my fees at somewhere around 0.5 %, which I find reasonable during the accumulation phase.

During the accumulation phase, your investment's rate of return reflects the performance of the selected index.

Berkshire is still accumulating a position in both Norfolk Southern and Union Pacific, and regulators have potentially allowed the conglomerate to omit the disclosure during this accumulation phase.

Anything over the max, I would buy VTSAX during the accumulation phase.

I try to keep my commission costs to 0.5 % per transaction, which is reasonable during the accumulation phase (assuming fees will be minimal or nonexistent once one is living off of their dividend income).

The timing of high versus low return adds risk to your IRR during the accumulation phase.

The opposite is true during the accumulation phase.

Any money in an annuity grows tax - free during the accumulation phase.

With a deferred annuity, you make regular premium payments to an insurance company over a period of time and allow the funds to build and earn interest during the accumulation phase.

It was easier to rebalance during the accumulation phase.

«An investment could be suitable during the accumulation phase, but may not be a good fit during the withdrawal phase,» says Kvick.

Perhaps the biggest advantage to an annuity is that you pay no taxes on the income and investment gains of funds placed into an annuity during the accumulation phase of a deferred annuity.

You can withdraw annuity principal during the accumulation phase of the plan if you wish.

A withdrawal or surrender of an annuity account during the accumulation phase, which is usually around 7 years, will generally result in a surrender charge penalty from the insurance company.

During the accumulation phase, 12 free transfers between subaccounts are allowed each year without a fee.

The numbers in italics below show what you would have had if the total return during the accumulation phase was inputted as 5 % on the Investment Comparison demo (instead of 1.1 %, like it was).

So much lower that the amount of ordinary income taxes paid on 100 % of withdraws at age 60 (AKA the withdrawal phase), is many of times more than the dividend and capital gains taxes saved along the way (during the accumulation phase).

• B44 & B45: Input fees and all like you did during the accumulation phase, but be aware that you probably would have wised up by then and rolled it over to a Rollover IRA and are managing it yourself using a discount broker.

During the accumulation phase, every dollar we don't spend every month accelerates the retirement date in two ways:

This guarantees that, should the investor die during the accumulation phase of the variable annuity, the account owner's beneficiary will receive at least the amount of the investor's contributions minus withdrawals or the current market value of the account.

Earnings on annuities during the accumulation phase are income tax deferred until distributed.

For example, during the accumulation phase (the time when you are building up your retirement savings) any contributions that you make to your Roth IRA are made with after - tax dollars.

During the accumulation phase, the policyholder has to pay the premiums.

A single premium deferred annuity (SPDA) allows a single deposit or premium at the issue of the annuity with only investment growth during the accumulation phase.

The payout amount is determined by the growth of the funds during the accumulation phase.

In the case of unit - linked pension or annuity products, the new rules bar any partial withdrawal during the accumulation phase and the insurer is required to convert the accumulated fund value into an annuity at the vesting date.

«I typically tell people during the accumulation phase of their financial life that now is the time you can start cutting back on life insurance.

If death occurred during the accumulation phase, prior to annuitization, all of the annuity's value is added to the estate.

Like the death benefit, the cash amount accumulated is tax exempt both during the accumulation phase and even can be withdrawn tax free if taken as a loan.

The second exempt implies that the interest earned during the accumulation phase is also exempted.

During the accumulation phase, there is a surrender charge period which is usually around 7 years (but can last as long as 15 years), and during this time there are penalties for early withdrawal which are in addition to any tax ramifications for early withdrawals.

The returns during the accumulation phase also enjoy a tax exemption.

Even during the accumulation phase incase of an unforseen circumstance, the policy will ensure that your retirement goals are met

Not exact matches

There are considerations that apply during the accumulation and the decumulation phases.

One idea I've been considering during the climbs to toward the ATH is the the Wyckoff trading range schematic shown below: Figure 2: Wyckoff Trading Range (A great breakdown of schematic details are found here) Historically, as markets progress through time, they go through phases of accumulation (a phase where investors and traders begin to buy and accumulate assets) and distribution (a phase where traders and investors begin to sell off their accumulated assets).

Assets will cease being segregated current pension assets in the pre-commencement period when the fund gives effect to value transferred by a member during that period which results in the fund starting to have assets that support both accumulation and retirement - phase interests.

A scheme of concern involves causing an asset (with large unrealised capital gains) to form part of a fund's segregated current pension asset pool before the pre-commencement period, and then causing it to revert to accumulation phase during the pre-commencement period by making the choice; the question will then be the purposes for which these steps were undertaken.

Value investors want to buy stocks once they break out of the accumulation phase or during a re-accumulation in the mark - up phase.

Most fixed annuities have two phases: the accumulation phase, during which your investments have the potential to grow tax - deferred and the distribution phase (also known as annuitization), during which you receive income payments or a lump - sum payment.

Imagine planning for your retirement without consideration for taxation of investments during the accumulation or drawdown phase.

During my whole accumulation phase, I prefer opting for better long - term returns of equity.

Otherwise I agree with using the single portfolio approach — it can be much more tax efficient during the accumulation / growth phase.