Sentences with phrase «during bad years»

Since a call option is inherently capped at a certain level or expire worthless, IUL policies have limitations to the maximum returns during good years and limit downside to 0 % returns during bad years.

The only way to enjoy healthy returns over the long run is to tough it out during those bad years and avoid getting cocky during the good ones.

Brown - Forman's reliable cash flow generation provides enough of a safety cushion that even during bad years the company's payout remains highly secure and capable of growth.

So, your cash value can actually decrease in value during bad years and may not perform as well as it could during good years.

While the FIA did not experience any decline in value during bad years, a significant amount of market upside was lost over the 15 - year period.

«Often in the hands of entrepreneurs or families, small businesses with up to 99 employees are typically more flexible when economic shifts occur but can lack the deep pockets to survive a major decline in the economy,» notes the Index besides a graph showing a sharp decline in wages during the worst years of the economic crisis and a steep increase over the last three quarters of last year.

Fishers who had generally landed more than 500,000 tons of sardines annually during the 1930s caught fewer than 5,000 tons during the worst years of the 1950s and 1960s.

There were months during my worst years where I would use a cane because my DOMS (delayed onset muscle soreness) was so bad that I couldn't really bend my legs, and I would walk with that cane to the deck of the pool so I could still get my 3,000 - yard swim for the day in.

The original run of horror talkies kept the studio afloat during the worst years of the Depression, and once the old monsters were rediscovered on TV in the late 50s, they became a merchandising bonanza.

At its high point during this 25 - year span, S&P 500 stocks posted average annual returns in excess of 35 percent, but returns also plummeted equally during their worst year.

Not exact matches

During the first quarter of 2016, Goldman reported its worst results in four years as revenue tumbled 40 %.

Beyond that, United has struggled to stave bad press for a number of other incidents during the past year.

Even my own post running up to the IPO focused on all the bad things that have dogged the site during its crazy climb over the past few years, from users» privacy concerns to advertisers» doubts about the site's usefulness.

In hindsight though my dad would have loved to have been an actor because he was kind of a ham, but it was during the depression years when I first grew up in the mid, early - 30s, mid-30s, it was a bad time.

The vow came as the Calgary - based company blamed clogged export pipelines for its worst heavy oil price discounts in five years during the first three months of 2018, contributing to a higher - than - expected $ 914 - million net loss in the first quarter.

According to a recent Compas poll of corporate executives, the situation is going to get worse during the next few years.

While people using this strategy need to be more disciplined about their spending, cutting back when times are tight and not going quite as wild during up years, the idea ensures you've planned for worst - case scenarios with your floor scenario.

But, he pointed it, it could have been worse — say, if Cohn had left during the tax reform push last year.

Also during the call, JPMorgan announced a two - year compensation clawback that targets the CIO traders responsible for the London losses, including former CIO chief Ina Drew, who left the bank after news of the bad trade broke.

Why investors should dread the month of May — especially this year Mays during midterm years tend to be worse, historically speakingThe U.S. stock market is preparing to end a positive — but volatile — month of April, and investors may be hoping that performance in May is even better.

During the worst market year since 1923, the conservative portfolio would have lost the least — 17.67 %, while the aggressive portfolio would have lost the most — 60.78 %.

Surprisingly, if you are hit by a bad spell later in retirement, you should be fine because you will have grown your money very well during your early years of retirement, Kitces said.

Apple's competitors in the cloud space, notably Amazon and Google, had cruised along with few difficulties during those three years — essentially, sticking to the main road — but Apple was able to learn from its bad experience and recover.

Performance varies greatly for bonds of different credit qualities, but even during the worst bear market for bonds, the 40 - year period of rising rates from 1941 to 1981, the worst 1 - year loss for the Bloomberg Barclays US Aggregate Bond Index was just 5 %.

a) investing their own money alongside you, so your interests are aligned b) a stake in the company they work at i.e. it is a partnership or employee - owned c) a proven ability to outperform an index over the long - term (at least 10 years) d) reasonable charges — preferably no more than a 1 % management fee and no performance fee e) a concentrated, high conviction portfolio i.e. they do not just hug their benchmark f) a low - asset - turnover ratio i.e. they have a long - term investment horizon and rarely sell investments g) a proven ability to preserve capital during the bad times h) a stable team who have worked together for a number of years.

And while Facebook (FB) and Google (GOOGL) have both taken criticism from lawmakers for their role in spreading misinformation during the 2016 presidential election, Amazon's size and questions about whether some of its business practices are anti-competitive and bad for consumers are not likely to go away in years to come.

Shares of the world's largest retail chain slumped badly last year, but rallied 19 % during the first half of 2016.

During this year's Natural Products Expo West, the NOSH team sought out five natural food founders, from newcomers to seasoned vets, to get the low - down on the best — and worst — advice they have ever received.

This year the B / D model has added 879,000 jobs and that figure should be 992,000, during the worst employment environment since the «Great Depression», which is simply beyond belief.

More chilling still is the -4 % real loss p.a. that occurred over the worst 30 years of UK bond investing history or the 47 years it took to recover the real purchasing power of your bonds lost during the bear market of the 1940s to 1970s.

If you sell multiple times during the year, you report each transaction separately (bad news if you trade often!)

Its worst three - month drop was in 2011 when its price fell by 68 percent, from $ 16.1 to $ 5.14, during that year's third quarter.

Over the years, cash - out refi loans took a bad rap, especially during the housing boom, when too many homeowners relied on the method to stay above water.

Given any positive inflation at all during the next few years, the real return on the S&P 500 in this decade through 2010 will probably be worse than the post-depression period, and about as bad as the 1970's.

We already have some data from Lending Club and Prosper as to how they performed during the worst recession in the last 75 years.

Earlier this year J.P. Morgan Asset Management released a report entitled «Staying Invested During Volatile Markets» that discussed the interaction between the S&P 500's (SNPINDEX: ^ GSPC) best and worst single - day performances over a 20 - year period between Jan. 3, 1995 and Dec. 31, 2014.

During the early years, however, Jose and I practiced a parenting style consistent with what we were learning in church — negative emotions were «bad» and somehow needed to be avoided or at least taken care of quick.

During the interwar years and after World War II, when the discipline migrated to the U.S. and blossomed in numerous colleges and universities, matters only got worse.

On this front, things really haven't gotten better or worse during my thirty - five years at Berry.

Sadly, many marriages and family were destroyed and or badly beaten during the last eight years of economic strife, and many families were suffered greatly just trying to manage the stress of everyday living.

At least 70 people were killed by ISIS this weekend during a pair of suicide bombings, in the worst single attack to hit Baghdad this year.

This was likely to have been penned in AD 54 when Corinth (like many other places) was suffering famine, but Paul knew that there would be a much worse food crisis in Israel during the following two years.

I found secondary school the worst as I was and altar server from when I was 9 up until I was 18.1 really enjoyed my time as an altar server but during those 9 years I took some amount of criticism especially from friends who no longer went to Mass..

Much as most English Catholics love Her Majesty the Queen, many of us felt just a little uneasywhen it became known that she referred to the late Cardinal Hume as «my Cardinal», and not entirely enthused by television images of Her Majesty attending Vespers at Westminster Cathedral, for all the world as if it was Choral Evensong at Westminster Abbey: not because such ecumenical gestures are in themselves a bad thing, but because this one seemed all too likely to be have been a reward to the English Church for no longer making so much of a nuisance of itself, as it could have done, for instance, by criticising the supposedly Catholic - minded Tony Blair for his wholehearted support for abortion (including abortion up to term)- a stance which, north of the border, had led the late Cardinal Winning to utter a series of blistering denunciations of the Prime Minister even during NewLabour's honeymoon years.

Despite complaints about «cutbacks» during the Reagan and Bush years, welfare budgets have in fact grown and grown during the same time that» and this by liberal accounts» poverty has gotten worse and worse.

How on earth does the death of some guy 2000 years ago make better anything bad that I've done during my lifetime?

From overheard conversations in restaurants during our journey (and people seemed to be talking about the election everywhere outside of the DC area) at least some people, middle - class people who go to Ed's Steakhouse or Shakespeare's Coffee Shop, are convinced that Obama's reelection would unleash all the worst implications of the proposed policies of the last four years.

During the years between his late twenties and early thirties he found a partial solution of the worst of it.

As elsewhere in the Islamic world, people in Indonesia believe that during that night God determines human fate for the year to come, or — according to popular conceptions, at least among the Sundanese — that God looks into the good and bad deeds of the people, which have been recorded in their books.

The farming couple are happy to have survived the last year which they said was much worse than they have experienced before, even during drought.