The Death Benefit shall be at least 105 % of the single premium paid, except in case of suicide
during the first policy year.
Premium Allocation Charges: Single Premium allocation charge is 2 % of the single premium,
during the first policy year.
The Guaranteed Surrender Value,
during the first policy year is 70 % of the single premium and from second policy year onwards, it is 90 % of the single premium.
Specific Waiting Period: Hospitalization expenses for specific illnesses such as CataractHernia, HydroceleArthritis, Sinusitis Dialysis Surgery on tonsils and sinuses, etc. are not covered
during the first policy year.
Rs. 60 / - per month
during the first policy year, Rs 20 / - per month during the second year and thereafter, from the third year on wards till the end of the policy term Rs. 20 / - per month escalating at 3 % p.a.
In case of death by suicide
during first Policy year or within one year from the date of revival, only fund value as on the date of death is payable.
This Policy covers all types of deaths except death due to suicide
during first Policy year or within one year from the date of revival.
If no claim has been made
during the first policy year, the Original Sum Insured opted for at the inception of the policy shall increase by 10 % p.a. starting from the first policy anniversary
Not exact matches
The shrinking of the US State Department and the sidelining of its diplomatic corps, the backbone of American foreign
policy, were major themes
during Secretary of State Rex Tillerson's
first year at Foggy Bottom.
No medical exam life insurance
policies usually have no waiting period, but the company will investigate the circumstances of your death if it occurs
during the
first two
years of coverage.
Being honest on your application is important as the insurer can cancel your
policy during the
first two
years of coverage without a refund if they find you lied or misrepresented anything.
An omnibus appropriations package, steel tariffs, regulatory work on the new tax law and general uncertainty about the nation's direction on
policy and governing fueled K Street business
during the
first three months of this
year.
During the
first seven
years of your
policy, you may convert to any Lincoln Financial permanent product at any time.
The Liberal government took several important steps
during its
first year in office, but its bold feminist rhetoric has not yet translated into
policy and spending decisions that push the needle forward on gender equality.
Picture this, we don't come out of the gate firing on all cylinders, Wenger speaks of how there wasn't enough time for the
first - teamers to build chemistry, several key players aren't even playing because of Wenger's utterly ridiculous
policy regarding players who played in the Confed Cup or the under21s and the boo - birds have returned in full flight... if these things were to happen, which is quite possible considering the Groundhog Day mentality of this club, how long do you think it will take for Wenger to recant his earlier statements regarding Europa... I would suggest that it's these sorts of comments from Wenger which are often his undoing... why would any manager worth his weight in salt make such a definitive statement before the season has even started... why would any manager who fashions himself an educated man make such pronouncements before even knowing what his starting 11 will be come Friday, let alone on September 1st... why would any manager who has a tenuous relationship with a great many supporters offer up such a potentially contentious talking point considering how many times his own words have come back to bite him in the ass... I think he does this because he doesn't care what you or I think, in fact he's more than slightly infuriated by the very idea of having to answer to the likes of you and me... that might have been acceptable
during his formative
years in charge, when the fans were rewarded with an scintillating brand of football and success felt like a forgone conclusion, but this new Wenger led team barely resembles that team of ore... whereas in times past we relished a few words from our seemingly cerebral manager, in recent times those words have been replaced by a myriad of excuses, a plethora of infuriating stories about who he could have signed but didn't and what can only be construed as outright fabrications... it's kind of funny that when we want some answers, like
during the whole contract debacle of last season, we can't get an intelligent word out of him, but when we just what him to show his managerial acumen through his actions, we can't seem to get him to shut - up... I beg you to prove me wrong Arsene
Professional Development: State Board of Education
Policy EE - 2 requires managers to attend a 24 hour course
during the
first year of employment and complete an additional 24 hours every three
years.
In fact Stephen Beer claimed Labour needed to respond to the tough decisions it faced on the economy, outline an economic plan for the future rather than a retrospective attack on Coalition
policy and most importantly close the economic credibility gap that was
first conceived and then grew
during Labour's last
years in office.
It seems that this has been an important lesson for the European Union
during the
first ten
years of its security and defence
policy.
The announcement of the suit came a day after Mr. de Blasio visited Rikers for the
first time
during his 13
years in city government, touting reform
policies.
Used to debating the finer points of immigration
policy or revolutionary movements in Indonesia, Corbyn was rarely a target for insults
during his
first 32
years in the House of Commons.
The Committee to Save New York, a coalition of wealthy business interests aligned with Gov. Andrew Cuomo's fiscal
policies during his
first two
years in office, still led the way, spending $ 4.1 million.
After all, the tax cap was one of Gov. Andrew Cuomo's signature
policy achievements
during his
first year in office.
He contended that the
policy helped decrease crime in the city over the
years, a drop that mainly took place
during Bratton's
first term under former Mayor Rudy Giuliani.
The governor has for
years taken a laissez - faire approach to the Senate leadership structure, and some progressives charge he encouraged Klein's alliance with Republicans as a bulwark for his own centrist
policies — particularly
during his
first term.
There was former Common Council majority leader Tom Hoffay, a frequent target of Gallo's ire
during the mayor's
first two
years in office, and Hoffay's successor, Matt Dunn, who Gallo has accused of leading a bloc on the council to thwart his
policies.
The
first moment it was officially validated as government
policy came nearly a
year ago,
during Theresa May's conference speech.
During the
first -
year office placement, Fellows gain invaluable experience as they assist in the development of legislative and public
policy initiatives in CBC Member Offices.
The
first class affected by the retention
policy entered the 4th grade
during the 2004 school
year, and thus the
first NAEP score that could have been influenced by the exclusion of low - performing students from the 4th - grade NAEP sample was the spring 2005 administration.
Every morning
during his
first year in office, Lincoln made himself available for what he called «public opinion baths,» an open forum for citizens to ask about his
policies, challenge him on his positions, or convey to him their concerns.
But, says Matt DiCarlo, an education
policy expert at the Albert Shanker Institute, those school improvements Bush points to have largely resulted from the fact that his changes to the metric
during the early 2000s equated to gaming the system, producing artificially higher numbers of schools receiving As in the
years after the
first grades were released.
During the start - up phase, or the
first two
years of the charter school's
first contract term, schools have access to supports that ensure newly operational schools establish
policies, procedures, and practices that will enable both short - term and long - term success.
The new
policy allows schools to substitute an assessment of English language proficiency for the assessment of reading competency
during a student's
first year in U.S. public schools.
Aside from a commitment to oppose the expansion of selection in English schools, the Labour conference has been light on education
policy, and although Corbyn has renewed a commitment to the idea of a national education service, there have been few details about the
policy first mooted
during his leadership campaign last
year.
, says Matt DiCarlo [4], an education
policy expert at the Albert Shanker Institute, those school improvements Bush points to have largely resulted from the fact that his changes to the metric
during the early 2000s equated to gaming the system, producing artificially higher numbers of schools receiving As in the
years after the
first grades were released.
During this
first year, PASS received national recognition from the Southern Growth
Policies Board for Leadership Development and Civic Engagement.
During the
first few
years after my surgery, I ran my medications through my insurance
policy to take advantage of the coverage they provided.
Being honest on your application is important as the insurer can cancel your
policy during the
first two
years of coverage without a refund if they find you lied or misrepresented anything.
No medical exam life insurance
policies usually have no waiting period, but the company will investigate the circumstances of your death if it occurs
during the
first two
years of coverage.
If more than one withdrawal is taken in a
policy year and the sum of all withdrawals taken
during that
year exceeds the above limitation, the withdrawal charge and MVA will apply to each withdrawal, including the
first one.
During the
first seven
years of the
policy, the total you pay into it must not exceed amount that would spend to pay off the
policy in seven
years.
In certain cases,
during the
first 15
years of a
policy a partial withdrawal may be taxable to the extent there is gain in the
policy.
During the
first 10 to 20
years of coverage, a whole life insurance
policy's cash value is quite small due to fees and the cost of coverage.
However, if the
policy offers a graded or deferred benefit it can mean that death benefits are limited
during the
first few
policy years or simply not covered if death is due to medical reasons.
This type of
policy will pay out only a very limited benefit
during the
first few
years the
policy is in force, and then convert to a fully payable term life insurance
policy for the remainder of the term.
During the
first seven
years of your
policy, you may convert to any Lincoln Financial permanent product at any time.
That means that
during the
first two
years of your
policy being in force, if you die of health - related issues, your beneficiary will only get back your premiums, plus a small amount of interest.
In exchange, your coverage will be limited to a lesser dollar amount and your death benefits will be extremely limited
during the
first few
years the
policy is in force.
They also may feature graded death benefits, meaning you won't receive the full benefit amount if you die
during an initial period of time (usually the
first year or two of the
policy).
If the insurer approves your application but then finds out about the misrepresentation
during the contestability period — usually the
first 2
years of the
policy — it can cancel the
policy and return the premiums you've paid (minus any fees).
Finally, underwriters will need to know if other underlying conditions are present, such as a diagnosis of depression which could raise a red flag and lead a denial of your application or approval with only limited benefits
during the
first few
years your
policy is in place.