Sentences with phrase «during the accumulation phase of»

During the accumulation phase of a variable annuity, money paid into the contract (called a premium) is allocated to investment portfolios (called subaccounts) where earnings have the potential to grow tax - deferred.

Perhaps the biggest advantage to an annuity is that you pay no taxes on the income and investment gains of funds placed into an annuity during the accumulation phase of a deferred annuity.

You can withdraw annuity principal during the accumulation phase of the plan if you wish.

This guarantees that, should the investor die during the accumulation phase of the variable annuity, the account owner's beneficiary will receive at least the amount of the investor's contributions minus withdrawals or the current market value of the account.

«I typically tell people during the accumulation phase of their financial life that now is the time you can start cutting back on life insurance.

Not exact matches

One idea I've been considering during the climbs to toward the ATH is the the Wyckoff trading range schematic shown below: Figure 2: Wyckoff Trading Range (A great breakdown of schematic details are found here) Historically, as markets progress through time, they go through phases of accumulation (a phase where investors and traders begin to buy and accumulate assets) and distribution (a phase where traders and investors begin to sell off their accumulated assets).

A scheme of concern involves causing an asset (with large unrealised capital gains) to form part of a fund's segregated current pension asset pool before the pre-commencement period, and then causing it to revert to accumulation phase during the pre-commencement period by making the choice; the question will then be the purposes for which these steps were undertaken.

Value investors want to buy stocks once they break out of the accumulation phase or during a re-accumulation in the mark - up phase.

During the accumulation phase, your investment's rate of return reflects the performance of the selected index.

Imagine planning for your retirement without consideration for taxation of investments during the accumulation or drawdown phase.

I try to keep my commission costs to 0.5 % per transaction, which is reasonable during the accumulation phase (assuming fees will be minimal or nonexistent once one is living off of their dividend income).

During my whole accumulation phase, I prefer opting for better long - term returns of equity.

The timing of high versus low return adds risk to your IRR during the accumulation phase.

With a deferred annuity, you make regular premium payments to an insurance company over a period of time and allow the funds to build and earn interest during the accumulation phase.

A withdrawal or surrender of an annuity account during the accumulation phase, which is usually around 7 years, will generally result in a surrender charge penalty from the insurance company.

The numbers in italics below show what you would have had if the total return during the accumulation phase was inputted as 5 % on the Investment Comparison demo (instead of 1.1 %, like it was).

So much lower that the amount of ordinary income taxes paid on 100 % of withdraws at age 60 (AKA the withdrawal phase), is many of times more than the dividend and capital gains taxes saved along the way (during the accumulation phase).

These days, the amount of taxes saved during the accumulation / deferral phase is so close to the amount of taxes repaid during the distribution / retirement phase, that's there's hardly any difference.

A single premium deferred annuity (SPDA) allows a single deposit or premium at the issue of the annuity with only investment growth during the accumulation phase.

The payout amount is determined by the growth of the funds during the accumulation phase.

In the case of unit - linked pension or annuity products, the new rules bar any partial withdrawal during the accumulation phase and the insurer is required to convert the accumulated fund value into an annuity at the vesting date.

If death occurred during the accumulation phase, prior to annuitization, all of the annuity's value is added to the estate.

The first is the accumulation phase or investment phase, during which you pay regular insurance premiums & the money accumulates through the tenure of the plan.

Even during the accumulation phase incase of an unforseen circumstance, the policy will ensure that your retirement goals are met