For one,
during the boom times of the 1990s, some banks questioned the need for these powerful risk managers since solvency was not an issue.
Not exact matches
During the recent
boom years, many
of us were so busy serving current accounts that we didn't have the
time — or the need — to sustain connections with former customers or potential referral sources.
And,
of course, a massive budget deficit because
of a lack
of alternative sources
of revenue: Moody's noted that the country's gross borrowing requirements through 2019 will average 17 %
of GDP, because much
of the debt it issued
during the
boom times is falling due in the next two years.
It hasn't grown that fast in normal
times since the early 2000's, a period that probably wasn't all that normal, as so much
of the wealth generated
during those years was from America's debt
boom and China's once - in - lifetime rise from poverty.
One client, a man they had made tremendous amounts
of money over long periods
of time, had grown impatient with their conservatism
during the dot - com
boom.
ARMs are a slightly more risky option, because they will adjust over
time, but today's ARMs are nothing like the ones underwritten
during the heady days
of the last housing
boom, when lenders often required no down payments and no documentation.
Baby
boomers grew up
during a
time when investing overseas was far from the comparatively transparent experience available today amid a broad array
of low cost ETFs and index - based mutual fund options.
As we explained in Don't Count on 4 % Growth, the last
time the country achieved even 4 percent sustained growth was in the late 1960s and early 1970s (though we came close
during the technological
boom of the 1990s).
How many business leaders
of publicly traded companies have the ability to leave gobs
of growth on the table, especially
during boom times when competitors do not leave growth on the table?
All seems good
during the
boom times, then something, somewhere, comes out
of left field, and the balloon gets pricked, never to reinflate in that manner again.
There was this
time during the Cain
boom when he had just spent the section
of a debate dealing with criticism
of 9 -9-9 by crouching in a fetal position and chanting «you haven't read the analysis, you haven't read the analysis» (rhetorically
of course) and the sexual harassment stuff came out.
(Read the book
of Amos, which was written
during the peak
of the economic
boom, if you want to see what God thought
of Israel
during this
time).
During those
times, according to local reporting, Quinnipiac was in the midst
of «a building
boom,» including «a new, $ 52 million hockey and basketball arena» while also «freezing senior management salaries, ending job searches, and reducing operating budgets by 5 percent.»
He was fortunate as the 34th President
of the US to lead the world's biggest economy
during rampant
boom time, a period when median incomes almost doubled for US citizens.
Mr Osborne blamed Mr Brown for not saving money
during the
boom times, and he expressed anger at the use
of taxpayer's money towards collapsing banks, but he didn't say what he would have done instead.
During Pataki
time, NYC and its bedroom communities
boomed thanks to Wall Street but the rest
of the state continued to slide.
In 2001 and 2002, New York avoided significant tax increases and service cuts through the use
of one - shots and the various reserves that the state had accumulated
during the earlier
boom times, and, as it turned out, an overestimation
of the its 2002 - 2003 revenues.
The causes are many... A failure to put money aside in the good
times... A banking system that lost all sense
of prudence
during a state - sponsored credit
boom... A collapse
of British society that has produced a dependent and dysfunctional population and cries out for David Cameron's social reform agenda.
British banks increased their exposure to foreign individuals and companies
during the
booming financial markets
of the last few years, a practice which raised few eyebrows at the
time.
Since some baby
boomers have a diminished awareness
of how well or poorly they are breathing, and seem to have a harder
time overcoming their perception
of breathlessness, self - monitoring with a peak flow meter is strongly recommended
during an asthma attack.
An overall rise in economic prosperity may play a role in this egotism, according to a different study: people who were young adults
during hard
times are less narcissistic than those who came
of age
during economic
booms.
She found that people who were between 18 and 25 years old
during hard economic
times, as measured by unemployment rates, were less narcissistic later in life than those who came
of age
during economic
booms.
OPW — Apr 2 — Just a few weeks ago the likes
of NPR were reporting that while the economy is hurting, online dating seems to be
booming as people seek companionship and understanding
during hard
times.
During the «inbetween»
times of dating, there is a great book that is encouraging for the
boomer gals.
Furthermore, as a result
of pension enhancements enacted
during the stock market
boom in the 1990s, the role
of DB pensions in the total compensation package for public educators has become larger over
time.
If being a manga / anime fan
during the
boom 10 years ago was a good
time, this just might be the start
of a second period that will be even better with Viz trying to lead the way.
For example, multiples were much higher
during the
boom years
of the late 1990s, a period that coincided with strong growth, despite the fact that real yields were 3 % -4 %, roughly 10
times the post-2008 crisis average.
The end
of the
boom comes when a significant amount
of companies the overextended their balance sheets
during the
boom find themselves in a compromised condition, and have a hard
time gaining financing.
In investing, good things flow over
time to those who are willing to invest
during crisis, and sit back
during the latter parts
of a
boom.
These short lease lengths lead to greater returns
during boom times, as occupancy rates rise and rental rates increase more quickly, but a slowdown in the health care industry would hurt as tenants typically have less credit than large tenants at investment properties, leading to greater probability
of default.
The low beta, or relative risk and performance to the market, will show that these stocks tend to either perform better - or at least not as poorly - as cyclical stocks in bad
times and will usually not be most investors» focal points
during the
boom part
of the business cycle when investors are busy chasing technology stocks and high - growth companies.
* Greater Pool
of Qualified Labor o You cold be able to hire great people for a fraction
of the cost
during boom times
That might be fine
during boom times, but it is never acceptable
during times of economic crisis.
Thus thin slices
of a securitization get gobbled down
during boom times.
The speculators (not called that at the
time) pointed to loss statistics that had been generated
during the
boom phase
of the cycle.
The first
time was in 1929 and the second
time during the dot.com
boom of 1999 to 2002.
The last
time the Fed raised short - term policy rates was 2004 — 2006,
during the housing
boom, when over the course
of about two years it raised their target 300 BP.
My guest today was Ian Penny, a Bankruptcy Trustee from Newfoundland and Labrador who explained that in a
boom and bust economy it's important to be proactive and get ahead on your debt payments while
times are good so that you're ahead
of the game
during the down
times.
CREATIVE
BOOM (UK)-- Katy Cowan — April 27, 2018 Heartwarming photographs
of life on the Lower East Side
during the difficult
times of the 1970s and»80s
Two directions cross-inseminated each other in order to produce fresh and utterly new results: a moment
of free - thinking, fervent experimentation
during the post-war
boom in Southern California led artists to try their lucks with all kinds
of new materials and techniques; at the same
time, these bouts
of explorations into newly invented materials and new techniques, corresponded with a moment
of open, declarative celebration
of the particularly striking beauty
of light, ocean, and space in Southern California.
A persona whose extravagance dovetailed perfectly (
during the
boom times anyway) with the airs
of hedge - fund billionaires, real estate moguls, and museum chairmen, his elaborate excesses gave arty, operatic voice to their buttoned - up longings.
Although they came to public attention by skillfully and boldly reclaiming the tradition we most treasure in art — society portraiture —
during what was mainly a
boom time (when such a phenomenon is to be expected), today each painting, after its zesty explosion
of fleshy luminosity, also ends up feeling trivial, undernourished and unsustaining.
She was one
of the first women artists from Asia to exhibit in major international art museums
during the Asian art
boom of the»90s — a
time when many Asian art biennales were being launched, and exhibitions focusing on Asian artists were still quite rare in Western art museums.
This is good for society because most
of the investments into R&D and infrastructure that were made
during boom -
time are still paying dividends, but now that supply and demand are better matched, prices can go down a lot, making solar more economically competitive.
Even Calgary's taxi industry had a million fewer riders last year, and prime downtown parking, once the second most expensive in North America after New York (a sort
of weird boasting point
during boom times), has become a comparative bargain.
Bookkeeping and other tasks take
time out
of my day, but even when things are
booming, there is always some downtime
during the week.
There is only one rational, non-gambling reason to buy a home at any
time during the
boom - bust cycle, and that is to enjoy the benefits
of occupying one's own property vs. renting from someone else... period.
The average income - to - real estate «price» ratio (not value / worth) does not change much over
time, except
during boom times, which is now, when the «price» (not value)
of real estate outstrips average income.
As much as three - quarters
of the subprime business
during the
boom times was for loan refinancing, for people who wanted to take the equity out
of their homes with the assumption that home prices would continue to go up.
Back in 1995, Cendant CEO Henry Silverman talked about the benefits
of getting into real estate
during a
time when the baby
boomers were in their prime homebuying years.