The longer the length of coverage, the more expensive the annual premium generally is because the risk of the insured person passing
away during the coverage period increases with time.
We pay up to the specified limit for an acute onset of a pre-existing condition if the condition occurs in the United
States during your coverage period, & if you receive treatment in the United States within 24 hours of the sudden & unexpected recurrence.
Note: If a trip begins
during the coverage period of your Multi-Trip plan but will extend beyond the expiry date, you can purchase top - up coverage for any travel days that fall after the expiry date or you can purchase a new CoverMe Travel Insurance Multi-Trip plan for the next 365 - day period as long as the total duration of the trip does not exceed the maximum trip - length you chose when you purchased the Multi-Trip plan.
Acute onset of a Pre-existing Condition — Non U.S. Residents under age 70 traveling in the United States We pay up to $ 45,000 (ages 65 - 69 limited to $ 2,000) for an acute onset of a pre-existing condition if it occurs
during your coverage period while you are in the United States, and if you receive treatment in the United States within 24 hours of the sudden & unexpected recurrence.
Maintenance Requirements Your vehicle must receive all scheduled maintenance services recommended by the Manufacturer?s Owners Manual and you must retain copies of all completed repair orders showing the maintenance services
performed during the coverage period.
If any defect (s) should be found as a result of surface
corrosion during the coverage period, and following proper care and maintenance of the vehicle, the cost of repairs to any original body panel (s) will be covered in full.
Like the ICICI plan the premium for this plan is slightly higher than the usual market rate, however in case of untimely death of the
insured during the coverage period, the sum assured will be paid out in full to the beneficiary.
Acute Onset - Non U.S. Residents under age 70 traveling in the United States — We pay to the stated limit for an acute onset which occurs
during your coverage period if you receive treatment within 24 hours of the sudden and unexpected recurrence.
* Individuals who have their 70th
birthday during their coverage period will continue to be covered through their current coverage period but will not be allowed to renew once that coverage period expires.
The rates of most term policies are level, meaning that they are not allowed to rise after the policy is
issued during the coverage period (prices may rise if you choose to extend, or renew the policy).
Term policies also sometimes give the owner the option to renew the policy without any underwriting after the term expires, though this is much more expensive on an annual basis than previous
premiums during the coverage period in order to account for the adverse selection inherent in the pool of people who choose to renew a policy without underwriting.
If you do improve your driving record and find lower auto insurance
rates during coverage period, you can switch back into the voluntary market by notifying your assigned insurer of this fact.
if the condition occurs in the United
States during your coverage period, and if you receive treatment in the United States within 24 hours of the sudden and unexpected recurrence.
Note: If a trip begins
during the coverage period of your Multi-Trip plan but will extend beyond the expiry date, you can purchase top - up coverage for any travel days that fall after the expiry date or you can purchase a new CoverMe Travel Insurance Multi-Trip plan for the next 365 - day period as long as the total duration of the trip does not exceed the maximum trip length you chose when you purchased the Multi-Trip plan.
Acute onset — Non U.S. Residents under age 70 traveling in the United States We pay up to $ 45,000 (ages 65 - 69 limited to $ 2,000) for an acute onset of a pre-existing condition if it
occurs during your coverage period while you are in the United States, & if you receive treatment in the United States within 24 hours of the sudden & unexpected recurrence.
In addition, because Audi's CPO vehicles are covered by an extension of the factory limited warranty, buyers don't have to concern themselves with the possibility of dealing with an aftermarket «extended warranty» provider should a defect show
itself during the coverage period.
[21] The language of this provision confirms the entitlement to be paid a monthly benefit if the total disability occurs
during the coverage period.
Return of Premium Insurance in this case provides a refund for all or some of the premiums you paid for the Term Life Insurance at the end of the term if no death benefit was paid out
during the coverage period.
During your coverage period, if you are traveling through a common carrier and your trip gets delayed for more than 12 hours while going to the destination or returning back, you are entitled to receive the trip delay insurance benefits.
Global Alert Specific Statement: The plan covers trip cancellation and trip interruption (and travel delay in case of the travelers own Sickness) due to a specified person contracting Swine Flu, which has occurred
during the coverage period.
TravelSafe Specific Statement: The plan covers trip cancellation and trip interruption (and travel delay in case of the travelers own Sickness) due to a specified person contracting Swine Flu, which has occurred
during the coverage period.
This is the medical expense limit for injuries and illnesses which occur
during your coverage period.
This covers inpatient and outpatient expenses for injuries and illnesses that occur
during your coverage period.
This means the incident resulting in the claim had to occur
during the coverage period.
This is the maximum amount that will be paid for inpatient and outpatient expenses for each injury or illness that occurs
during your coverage period.
If,
during the coverage period and after your arrival, the United States government issues a level 3 or level 4 travel advisory for your destination country, Atlas International will coordinate your alternate departure arrangements from that country and cover eligible associated costs.
Non U.S. Citizens traveling in the United States We pay up to the specified limit for an acute onset of a pre-existing condition if the condition occurs in the United States
during your coverage period, and if you receive treatment in the United States within 24 hours of the sudden and unexpected recurrence.
So for example, if the sum insured is INR 3,00,000 and the bill amount is INR 70,000, the balance INR 2,30,000 will remain unutilized but the policyholder will be able to use this amount to claim any other hospitalization costs that might crop up
during the coverage period.
The benefits apply while you are on a trip that is insured or
during the coverage period.