Sentences with phrase «during the housing crisis»

This helps borrowers who lost their home during the housing crisis.

Millions of homeowners lost equity during the housing crisis that began in late 2007.

In recent years, the reverse mortgage market has once again become healthy, after experiencing a brief fallout during the housing crisis of 2006.

Adjustable - rate mortgages developed a bad reputation during the housing crisis.

And households that were forced into foreclosure or a short sale during the housing crisis several years ago could begin streaming back to the market, too.

The biggest bank in the nation agrees to a payout to settle allegations over loans that turned sour during the housing crisis.

The fall in home prices during the housing crisis left many homeowners in a negative equity situation (where their home was worth less than the mortgage on the property).

They dropped to 4 percent during the housing crisis.

Those homeowners with first - hand experience during the housing crisis have a different view.

As - is listings: It's a term that started showing up frequently in listings during the housing crisis, and particularly in short sales and foreclosures.

Thanks to the evaporation of property values that occurred during the housing crisis, there's no shortage of these homeowners today.

Fannie Mae continued to accept 3 % down - payment mortgages, even during the housing crisis when most lenders stopped offering them.

Fannie Mae continued to accept 3 % down - payment mortgages, even during the housing crisis when most lenders stopped offering them.

But the organization's reserve fund plummeted during the housing crisis, largely due to insurance claims resulting from homeowners defaulting on their loans.

The reason for this is that the Federal Housing Administration's capital reserve fund (the money they are required to have on hand) took a huge hit during the housing crisis and subsequent recession.

Additionally, most lenders have tightened their underwriting criteria in response to losses suffered during the housing crisis.

The Federal Housing Administration took huge losses during the housing crisis.

NEW YORK — JPMorgan Chase will pay $ 55 million to settle federal charges that independent brokers working for the bank discriminated against minorities seeking home mortgages during the housing crisis.

«Despite recent losses suffered by Hispanics during the housing crisis, young Latino families that were unaffected by foreclosure or lost home values, are ready to enter the market,» says Carmen Mercado, president of the 20,000 - member group.

Just like subprime mortgage lending dragged so many American homeowners underwater during the housing crisis, some private lenders aggressively marketed their loans to students who weren't financially fit to support them.

These CDS were what brought AIG near bankruptcy when mortgage bonds that the company insured went under during the housing crisis.

Though for some homeowners whose homes lost value during the housing crisis and haven't regained the previous value, PMI may add a new wrinkle to refinancing.

Some homeowners who are struggling financially have become victims of various mortgage relief scams that have proliferated during the housing crisis.

The increase is designed to fix a reported a 16.3 billion deficiency in the FHA insurance fund as a result of defaulted loans insured during the housing crisis.

Construction largely froze during the housing crisis that bottomed out in 2012 and has been ramping up slowly only in the past few years.

FHA faces financial problems stemming from losses on reverse mortgages and forward loans sustained during the housing crisis and low home values, causing a shortfall in its reserves.

There are were several probable contributing factors to the struggles in the aquatics segment — for example, fish tanks are less mobile than a dog or cat during a housing crisis, and the hobby hasn't benefitted as much from the humanization trend that has made other segments of the pet trade more recession resistant.

For years, hundreds of these free - roaming cats have permeated the city, many of them unwanted pets dumped during the housing crisis.

«In order for banks to sell large blocks of homes, similar to what we saw during the housing crisis, foreclosures need to happen,» Hovland wrote.

«Despite this upward trend over the past five years, the massive loss of home equity during the housing crisis forced many homeowners to stay in their homes longer before selling, effectively disrupting the historical domino effect of move - up buyers that feeds both demand for new homes and supply of inventory for first - time homebuyers,» Blomquist says.

Instead, FHA stepped in during our housing crisis, and provided access to mortgage credit to millions of Americans who wanted to purchase homes.

RISMEDIA, September 16, 2010 — Disproportionate financial losses suffered in the Hispanic community during the housing crisis have resulted in a greater need for practitioner ethics in the community's recovery.

The study also found these trends among those with the highest foreclosure rates during the housing crisis:

While the problems associated with property vacancies and blight have gotten much attention during the housing crisis and recovery, about 20 percent of foreclosed properties are occupied by rental tenants whose protections are sometimes overlooked or ignored in the sales process.

The American dream of home ownership is alive and well even after the battering prices and budgets took during the housing crisis, according to a survey by Chase.

Here's our take on two major updates released by MPF: The future of Fannie and Freddie In 2008, after taking a beating during the housing crisis, Fannie -LSB-...]

Don't forget that things can change on a dime — and the repetitive strategy of amassing as many rentals as you can put your hands on is exactly what bankrupted a great many investors during the housing crisis.

Although Gen X and Gen Y have come of age during the housing crises, this groundbreaking study shows they have not been deterred from home buying, but instead are buoyed by the belief that owning a home is a wise and worthy investment... and a very real part of the American Dream.

AARP also recognized a trend popular during the housing crisis: HECM applicants would remove their spouse from the home's title before taking a reverse mortgage in order to maximize their loan amount.

The home - building industry was nearly decimated during the housing crisis.

Rather than running from real estate during the housing crisis, Hayden looked at how the industry was changing and how he could capitalize on the shift.

Some investors who bought foreclosures in bulk during the housing crisis are using contracts for deed to sell off inventory now that prices have widely rebounded.

The research from the UNC Center for Community Capital found that losses on these loans remained relatively low, even during the housing crisis triggered by mass marketing of unaffordable subprime loans.

Lawrence Yun, NAR chief economist, says there were two waves of defaults during the housing crisis: from subprime and then prime borrowers.

However, here is something else to consider: With a small down payment homeowners could find themselves underwater with even a minor decline in home prices, a real and serious issue during the housing crisis several years ago.

Katherine E. Loveland, PhD, Naomi Mandel, PhD, and Utpal M. Dholakia, PhD During the housing crisis, many homeowners continued to ask unreasonably high prices for their homes.