Sentences with phrase «during the term of the loan in»

Adjustable rate mortgage (ARM): This type of loan features an interest rate that fluctuates during the term of the loan in accordance with changes in the index rate, which in turn is determined by current market conditions.

Not exact matches

During the first quarter of 2018, Gilead generated $ 2.3 billion in operating cash flow, fully repaid the $ 4.5 billion term loans borrowed in connection with Gilead's acquisition of Kite, utilized $ 1.0 billion on stock repurchases and paid cash dividends of $ 753 million.
A bridge loan tides you over financially during the gap in time between the purchase of a property and arranging its long - term financing.
In the mad scramble for loan creation during the final phase of the Housing Bubble, the government created an environment of essentially free money by allowing the big agencies, Fannie Mae and Freddie Mac (or Phony and Fraudie, as I often affectionately refer to them), to securitize loans to the bottom of the barrel risks with crazy terms like no money down and incredibly low «teaser» interest rates.
Remember, most lenders want to know that you can repay a loan (which is why they ask about revenue, cash flow, and other financial metrics), will you repay a loan (which is demonstrated by your past credit behavior and why your credit profile is so important), and that they can count on you to make each and every payment in a timely manner regardless of what happens during the loan term.
CommonBond's average savings methodology excludes refinance loans during the period mentioned above in which members elect a refinance loan with longer maturity than their existing student loans, the term length of the member's original student loan (s) is greater than 30 years, and the member did not provide sufficient information regarding his or her outstanding balance, loan type, APR, or current monthly payment.
CommonBond's average savings methodology excludes refinance loans during the period mentioned above in which members elect a refinance loan with longer maturity than their existing student loans, the term length of the member's original student loan (s) is greater is than 30 years, and the member did not provide sufficient information regarding his or her outstanding balance, loan type, APR, or current monthly payment.
Usually, a 15 - year home loan is amortized in such a way that the borrower pays mostly interest during the first few years of the term.
Most personal loans have interest that accumulates during your loan term, but some require you to pay most of your interest in the first few months.
In this financing scenario, you could secure a lower rate during the first five years of the ARM loan's term, when compared to a 30 - year fixed.
Charlie Taylor has spent a number of spells out on loan during his time in the Leeds United first - team set - up, but became more of a regular last term when he made 25 appearances in all competitions.
Denis Cheryshev impressed during his season long loan spell at Villarreal last term, the attacker finishing the season as one of the leading assist - makers in La Liga, and already has seven Russian national team caps to his name.
During Katko's first term in the House of Representatives, he co-sponsored bills that would discharge bankruptcy due to student loans, enable refinancing federal student loans multiple times and broaden Pell Grant eligibility.
In other words, if you establish the loan during a quarter in which the prescribed rate is 1 %, as it currently is, you can use that rate for the duration of the loan, which could be unlimited if there is no fixed term and it is simply a demand loaIn other words, if you establish the loan during a quarter in which the prescribed rate is 1 %, as it currently is, you can use that rate for the duration of the loan, which could be unlimited if there is no fixed term and it is simply a demand loain which the prescribed rate is 1 %, as it currently is, you can use that rate for the duration of the loan, which could be unlimited if there is no fixed term and it is simply a demand loan.
(A) The term and principal amount of the loan; (B) An explanation of the type of mortgage loan being offered; (C) The rate of interest that will apply to the loan and, if the rate is subject to change, or is a variable rate, or is subject to final determination at a future date based on some objective standard, a specific statement of those facts; (D) The points and all fees, if any, to be paid by the borrower or the seller, or both; and (E) The term during which the financing agreement remains in effect.
Look for the following information in the ad, or ask the lender these questions: * Will the interest rate or the monthly payments change during the term of the loan?
If during the course of your car loan, you improve your credit worthiness in the eyes of lenders (they sometimes evaluate you according to the Four C's of Credit), then you usually can get a new loan on your car with a lower interest rate, and when you lower your interest rate you may reduce the total interest charges you pay on your car loan — assuming your car loan term is not extended or not extended by too many months.
If you decide to borrow from friends or family, make sure to draw up a loan agreement stating the amount borrowed and repayment terms so everything is in writing should there be a disagreement during the repayment period about any part of the loan.
Remember, most lenders want to know that you can repay a loan (which is why they ask about revenue, cash flow, and other financial metrics), will you repay a loan (which is demonstrated by your past credit behavior and why your credit profile is so important), and that they can count on you to make each and every payment in a timely manner regardless of what happens during the loan term.
Remember to include any potential increases in your student loan payment during the term of your car loan.
Usually, a 15 - year home loan is amortized in such a way that the borrower pays mostly interest during the first few years of the term.
But a TransUnion report in 2011, Life after Foreclosure and Hidden Opportunities, said «life event» defaulters who missed loan payments during the recession «are otherwise good credit risks,» whose short - term woes were not symbolic of some larger economic flaw.
During times of reduced income that do not result in unemployment, financial counseling will be provided to help homeowners shift the terms in their loan plan to accommodate their new income level.
The FDIC can also borrow from the Treasury, in the form of short - term loans, which it did during the savings and loan crisis of 1991.
A bridge loan tides you over financially during the gap in time between the purchase of a property and arranging its long - term financing.
During this FREE interactive session, you will: - Gain perspective on the long - term planning gaps among the baby boomer generation - Increase your knowledge of the strengths, weaknesses, misconceptions, and uses of HECM loans - Learn strategies to overcome sequence of return risk during bear markets - Uncover how the HECM will protect equity in the event of another real estate downturn - Understand the significance of the growing number of affluent families seeking information on HECM loans and why you should be ready tDuring this FREE interactive session, you will: - Gain perspective on the long - term planning gaps among the baby boomer generation - Increase your knowledge of the strengths, weaknesses, misconceptions, and uses of HECM loans - Learn strategies to overcome sequence of return risk during bear markets - Uncover how the HECM will protect equity in the event of another real estate downturn - Understand the significance of the growing number of affluent families seeking information on HECM loans and why you should be ready tduring bear markets - Uncover how the HECM will protect equity in the event of another real estate downturn - Understand the significance of the growing number of affluent families seeking information on HECM loans and why you should be ready to help
In this case, the interest rate on the loan (a percentage you agree to pay on the funds borrowed) may change during the term of the loan depending on the economy.
Yet, little distinction has been made between the two terms in news coverage of Treasury Secretary nominee Steven Mnuchin's leadership of OneWest Bank and Financial Freedom, which foreclosed on tens of thousands of mortgages, including more than 16,000 reverse mortgage loans during his tenure.
In a balloon payment the borrower does not make any payments during the term of the loan.
Provide any false written statement in applying for any Loan subject to the terms of this Note or at any time during the term of the Loan, or
People also forget because in the case of mortgages the mortgage company is quite often responsible for paying property taxes for you during the term of the loan.
If a person is interested in borrowing a sum of money in the form of a car title loan, where a car is used as collateral, we want to make sure they remain fully insured because they will be retaining possession and use of that automobile during the term period of the car title loan.
However, you can't exceed 12 months in the aggregate during the term of your loan.
The growth in terms of the private student loan market, which increased from $ 5 billion in the year 2001 to $ 20 billion in the year 2008, is almost similar to the growth of subprime mortgage loans during the same time.
The family of a diseased policyholder is provided with the assured financial security, in case the insured dies during the policy term and fails to pay off a debt like education loan or even home loan.
Getting a Term Insurance is an important step in your financial planning because in case of your demise during the policy term, the policy payment will financially protect your family and help them maintain their lifestyle & take care of liabilities in the form of loans eTerm Insurance is an important step in your financial planning because in case of your demise during the policy term, the policy payment will financially protect your family and help them maintain their lifestyle & take care of liabilities in the form of loans eterm, the policy payment will financially protect your family and help them maintain their lifestyle & take care of liabilities in the form of loans etc..
In case the Master Policy is issued under Lender - Borrower category to any of the «Regulated Entities», the Member shall have an option to issue an authorization in favour of insurer to the effect that in the unfortunate event of the Member's death during the Coverage Term, the claim amount, if any payable under the Master Policy shall first be utilized for payment to Master Policyholder for the outstanding loan amount as specified in Master Policyholder's Credit Account Statement and the balance amount, if any, payable under the Master Policy will be payable to the Member's Nominees / legal heirs or legal representatives (as applicableIn case the Master Policy is issued under Lender - Borrower category to any of the «Regulated Entities», the Member shall have an option to issue an authorization in favour of insurer to the effect that in the unfortunate event of the Member's death during the Coverage Term, the claim amount, if any payable under the Master Policy shall first be utilized for payment to Master Policyholder for the outstanding loan amount as specified in Master Policyholder's Credit Account Statement and the balance amount, if any, payable under the Master Policy will be payable to the Member's Nominees / legal heirs or legal representatives (as applicablein favour of insurer to the effect that in the unfortunate event of the Member's death during the Coverage Term, the claim amount, if any payable under the Master Policy shall first be utilized for payment to Master Policyholder for the outstanding loan amount as specified in Master Policyholder's Credit Account Statement and the balance amount, if any, payable under the Master Policy will be payable to the Member's Nominees / legal heirs or legal representatives (as applicablein the unfortunate event of the Member's death during the Coverage Term, the claim amount, if any payable under the Master Policy shall first be utilized for payment to Master Policyholder for the outstanding loan amount as specified in Master Policyholder's Credit Account Statement and the balance amount, if any, payable under the Master Policy will be payable to the Member's Nominees / legal heirs or legal representatives (as applicablein Master Policyholder's Credit Account Statement and the balance amount, if any, payable under the Master Policy will be payable to the Member's Nominees / legal heirs or legal representatives (as applicable).
ICICI Pru Loan Protect Benefits are provided in the form of bonus i.e. an additional sum that a policyholder will receive during the policy term or after maturity.
@Brandon Turner, tried to ask during the show (and I know there's lots of info, but I haven't looked yet but,) what kind of terms are typical in a Hard Money Loan?
Usually, a 15 - year home loan is amortized in such a way that the borrower pays mostly interest during the first few years of the term.
Fixed - Rate Mortgage A mortgage in which the interest rate does not change during the entire term of the loan.
100 % of the Continued Use and Occupancy of your home 100 % of the income tax write off for interest and property tax 100 % financing at the «real» value of the property 100 % elimination of the over-encumbrance amount 100 % removal of all payment arrearages 100 % elimination of late charges and penalties 100 % removal of negative credit entries related to the former mortgage 100 % of all income derived from renting or leasing the property out during the term 100 % of all future appreciation 100 % of all equity build - up from principal reduction 100 % protection of the property from creditor claims and judgments 100 % protection of the property from IRS liens 100 % comfort in the knowledge that the homeowners payment is based on only a 50 % loan, even though his financing is 100 % 100 % no prepayment penalties
Fixed - rate Mortgage: A mortgage in which the interest rate does not change during the entire term of the loan, most often 15 years or 30 years.
In addition, the final rule and commentary are consistent with Dodd - Frank Act section 1032 (a) because the features of mortgage loan transactions and settlement services will be more fully, accurately, and effectively disclosed to consumer in a manner that permits consumers to understand the costs, benefits, and risks associated with the mortgage loan and settlement services, if consumers receive the disclosures reflecting all of the terms and costs associated with their transactions at or before consummation, and if consumers are permitted a right to inspect the disclosures for changed terms during the business day before consummatioIn addition, the final rule and commentary are consistent with Dodd - Frank Act section 1032 (a) because the features of mortgage loan transactions and settlement services will be more fully, accurately, and effectively disclosed to consumer in a manner that permits consumers to understand the costs, benefits, and risks associated with the mortgage loan and settlement services, if consumers receive the disclosures reflecting all of the terms and costs associated with their transactions at or before consummation, and if consumers are permitted a right to inspect the disclosures for changed terms during the business day before consummatioin a manner that permits consumers to understand the costs, benefits, and risks associated with the mortgage loan and settlement services, if consumers receive the disclosures reflecting all of the terms and costs associated with their transactions at or before consummation, and if consumers are permitted a right to inspect the disclosures for changed terms during the business day before consummation.
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