Sentences with phrase «during your retirement years»

Cost is a huge consideration for those who are looking to relocate during their retirement years.

That has been part of the appeal of the so - called «4 percent rule» — an investment - income strategy that says as long as you withdraw no more than 4 percent of your initial portfolio, adjusted for inflation, on an annual basis during your retirement years, you shouldn't run out of money.

The great thing about having a high savings rate is that it means you'll have less income to replace during your retirement years.

Examples of pertinent questions include anticipated income during retirement years and money left for the next generation.

Doing so will preserve the principal balance, and will also give those funds the chance to continue growing tax - deferred during your retirement years.

Social Security may play a major role during your retirement years.

It may be the furthest out, but any good financial plan starts with calculating how much money you'll need to live on during your retirement years, putting a strategy in place to get there, and then addressing your shorter term needs.

And you can convert this skill into a very lucrative business during your retirement years.

Annuities are primarily used as a means of securing a steady cash flow for an individual during their retirement years.

Starting a blog is a very fulfilling way to making money during your retirement years.

If you are planning to see the country or travel the world during your retirement years, let the IRS help you.

It's a resource you need to ensure security, and maybe even a little luxury, during your retirement years.

Many people envision living in their family home during their retirement years, but they may not be the best decision for many retirees.

In addition to plotting out how you will live during your retirement years, your financial advisor should be able to assemble a team that will handle the key documents you will need to keep your family safe.

To reduce that uncertainty, use an income calculator to see how your current lump sum in savings will translate into income streams during your retirement years.

In fact, if you apply the 4 % withdrawal figure to your entire portfolio, you're probably living on a lower income than you could during your retirement years.

Yet, to plan for retirement, most financial planners suggest saving a nest egg large enough to provide you 70 % of your pre-retirement income during your retirement years.

If he lived off just the interest of this nest egg, he could get $ 30,000 a year and never touch the principal with a conservative 6 % rate of return during his retirement years.

However, when you retire, you will have more free time for travel, leisure activities, hobbies, and other things you might like to do during your retirement years.

And the money in the account can be invested as you (or your financial planner) see fit, so it can grow during your retirement years.

Alas, I don't have a small fortune in real estate holdings, or a desire to bathe in champagne during my retirement years.

You need to think about the type of lifestyle you're going to have and what you want to do during your retirement years.

Not everyone wants to stop working during their retirement years.

It also involves having a plan that will withstand fiscal scrutiny and leave you stress free during your retirement years.

The upshot of all this is that people who expect to be in the 25 % bracket or higher during their retirement years should strongly consider a Roth conversion even if the rate of tax on the conversion is as many as ten percentage points higher, provided they can pay the conversion tax with money that would otherwise remain in a taxable investment account and their investment time horizon is a long one.

A reverse mortgage can be a useful financial tool as unexpected expenses pop up during your retirement years.

Many of us know that we shouldn't gamble in the stock market, and we also know that we shouldn't just rely on our savings to supply our needs during our retirement years.

During your retirement years, your investment portfolio may experience some volatility.

Stories such as these show the importance of making the right housing decisions during your retirement years.

While many retirees intend to be frugal during their retirement years, they end up doing just the opposite.

If you're more concerned with capital preservation than you are with capital growth during your retirement years, you may want to consider an FIA to help provide for your guaranteed lifetime income.

These popular investments can provide a steady stream of income during your retirement years.

Frugal living tips and annuity, having the same purpose, can definitely be combined to make the retirees aware of the benefits of the schemes for convenient living during the retirement years.

Estate and Trust Planning can provide financial security during your retirement years and ensure your intended beneficiaries receive what you planned for them.

If larger deposits will be made over a 2 - 7 year time period, then the account owner can take advantage of the bonus opportunity providing a much larger principal amount to draw from during their retirement years.

«Whether or not your benefits are taxed depends on the amount of other income derived from investments, pensions or even part - time work one is bringing in during retirement years,» Gahler said.

One of the biggest concerns retirees have is running out of money during their retirement years.

These are the questions you should be considering as you approach retirement — in so doing, you may accomplish your biggest goals during your retirement years, like so many others before you.

A reverse mortgage can be a life changer for seniors in need of additional income during their retirement years, but that doesn't necessarily mean it's the right choice for you.

They may also add a smaller whole life insurance rider (policy option) which can provide lifetime coverage during retirement years.

A reverse mortgage can be a tremendous help to seniors looking for additional income during their retirement years.

This allows more flexibility with your money during the retirement years and also minimizes the taxes taken out of any assets you want to leave to heirs.

As a source of steady income, fixed income investments will take on a larger role during your retirement years when supplemental income is necessary or desired.

Pay off most or all of your credit card balances to save on interest and avoid being burdened during your retirement years.

The wiser the financial choices you make, the more likely it is that you will not run out of money during your retirement years.

You might find that you've underestimated how much money you'll need during your retirement years.

However, those workers who know how much money they need during their retirement years can at least take the steps necessary to boost the odds that their retirement years will be pleasant ones.

A rollover to a Roth IRA is for a unique situation, but can help give some tax - free income during those retirement years.

However, even these rates are a pauper's wages when it comes to living a rich and fulfilling life during your retirement years.

Both can cost you a significant amount of dollars during your retirement years.