Sentences with phrase «early death of an individual»

Whenever insurers underwrite a life insurance policy, they are taking the risk of an untimely or early death of an individual.

Not exact matches

An accelerated death benefit rider allows the policyowner to receive a portion of the death benefit early when the insured individual is diagnosed with a terminal illness resulting in a decreased life expectancy.

Perhaps the risk of early death in individuals diagnosed with ADHD lies in the absence of recognition and treatment of complex underlying causes.

At present, life insurance is calculated on a «pool» basis: as no one knows who is most at risk of early death, individuals pay for each other's risks.

When they sequenced the complete genomes of the Y. pestis DNA in those seven individuals, the team found that the bacterial genomes from the earliest samples lacked two genes that helped Y. pestis evade the immune systems of humans and fleas during the Black Death.

At the early farming site of Eulau, German archaeologists found four graves containing 13 individuals who had apparently met a violent death.

His orders are to take the man to his trial (and presumed death sentence) in Tinguit, a day's journey away, but he balks at the idea early on; as we discover more about the paths of both men, we start to understand why, Oelhoffen probing into the laws of man, and the extent to which individuals should follow them.

An accelerated death benefit rider allows the policyowner to receive a portion of the death benefit early when the insured individual is diagnosed with a terminal illness resulting in a decreased life expectancy.

Uganda passed a similar law on February 24, 2014, punishing «aggravated homosexuality» with life imprisonment (revised from an earlier proposal of the bill, in which individuals would receive the death penalty).

A trial for two individuals injured in the crash will proceed as planned in early April, Walton said, since the stakes are lower than in the wrongful death cases and, as a result, the prejudice wasn't as much of a problem.

Living benefits allow a portion of the death benefit to be distributed early in the event of a terminal diagnosis or should an individual need long term care.

An accelerated death benefit rider allows the policyowner to receive a portion of the death benefit early when the insured individual is diagnosed with a terminal illness resulting in a decreased life expectancy.

Individuals with pre-existing health conditions or poor habits like tobacco use tend to have significantly lower life expectancies than their healthy counterparts, increasing their likelihood of early death and making them comparatively expensive to insure.

Earlier insurance used to cover only the death risk of an individual at very low premiums in the form of a term insurance plan.

The interest rate of 1 % p.a of the balance in Individual Policy Account (IPA) is credited at the beginning of each financial quarter to the IPA till maturity, surrender, or death, whichever occurs earlier.

When divorcees were compared to married individuals, those who divorced had an increased risk of early death, especially younger folks and men.