The Capital One ® Spark ® Classic for Business card allows cardholders to
earn rewards with no annual fee, and you don't need an excellent personal credit scores to qualify.
As one of the few cards out there that
earns rewards with no annual fee, this is an excellent return!
For people looking to
earn rewards with no annual fee, the Barclaycard Rewards MasterCard ® is a solid pick.
As one of the few cards out there that
earns rewards with no annual fee, this is an excellent return!
Not exact matches
With this card, you'll
earn flexible
rewards that are good for both travel and cash back — and all without paying an
annual fee or foreign transaction
fees.
There are fewer ways to
earn bonus miles on purchases when compared
with other cards, but
with no
annual membership
fee, it's a competitive travel
rewards credit card.
As we discussed above, you must have at least 1 premium Ultimate
Rewards card to convert the cash - back you
earn from cards
with no
annual fee to points that can be transferred to airline and hotel partners.
Main salient features of each card: the Venture ®
Rewards earns 2 miles per dollar charged
with an
annual fee of $ 95 (waived in the first year) while the VentureOne ® is a free credit card and
earns 1.25 miles per dollar swiped.
They have their own distinct personalities,
with different
annual fees,
rewards earning rates,
rewards value, and even celebrity spokespersons.
Instead, you have to compare at the value of the
rewards you are
earning with those that you could have
earned from a similar card that has no
annual fee.
Individuals
with low to moderate spending are better off
with a no -
annual -
fee card, such as the Discover it ® Miles or the regular Venture, as they will only serve to
earn rewards,
with no need to worry about making up any card upkeep costs.
The more you spend
with the credit card, the more you will
earn in
rewards — but you need to be careful that your
reward card doesn't end up costing you more in
annual fees and finance charges than you
earn in
rewards by making your payments in full each month and before the due date.
However, if you're trying to keep costs at a minimum you might select a
rewards -
earning business card
with no
annual fee such as Chase Ink Business Cash card.
They have their own distinct personalities,
with different
annual fees,
rewards earning rates,
rewards value, and even celebrity spokespersons.
PENFED Platinum
Rewards Visa # Earn 2 % cash back on supermarket purchases * # Earn 5.00 % cash back from gas purchases paid at the pump # Earn 1.25 % cash back from all purchases ** you make with the card during each billing cycle # Up to $ 50,000 limit # No Annual Fee # Cash Rewards credited each month # No special restrictions to earn your cash
Rewards Visa #
Earn 2 % cash back on supermarket purchases * # Earn 5.00 % cash back from gas purchases paid at the pump # Earn 1.25 % cash back from all purchases ** you make with the card during each billing cycle # Up to $ 50,000 limit # No Annual Fee # Cash Rewards credited each month # No special restrictions to earn your cash rew
Earn 2 % cash back on supermarket purchases * #
Earn 5.00 % cash back from gas purchases paid at the pump # Earn 1.25 % cash back from all purchases ** you make with the card during each billing cycle # Up to $ 50,000 limit # No Annual Fee # Cash Rewards credited each month # No special restrictions to earn your cash rew
Earn 5.00 % cash back from gas purchases paid at the pump #
Earn 1.25 % cash back from all purchases ** you make with the card during each billing cycle # Up to $ 50,000 limit # No Annual Fee # Cash Rewards credited each month # No special restrictions to earn your cash rew
Earn 1.25 % cash back from all purchases ** you make
with the card during each billing cycle # Up to $ 50,000 limit # No
Annual Fee # Cash
Rewards credited each month # No special restrictions to earn your cash
Rewards credited each month # No special restrictions to
earn your cash rew
earn your cash
rewardsrewards
Main salient features of each card: the Venture ®
Rewards earns 2 miles per dollar charged
with an
annual fee of $ 95 (waived in the first year) while the VentureOne ® is a free credit card and
earns 1.25 miles per dollar swiped.
-- A one - time $ 100 cash bonus after you spend $ 500 on purchases within the first 3 months —
Earn unlimited 1.5 % cash back on every purchase, every day — Every 10th Uber ride is free up to $ 15 when you pay with your Quicksilver ® card through March 31, 2017 — No rotating categories or sign - ups needed to earn cash rewards (plus, cash back doesn't expire and there's no limit to how much you can earn)-- Pay no annual fee or foreign transaction
Earn unlimited 1.5 % cash back on every purchase, every day — Every 10th Uber ride is free up to $ 15 when you pay
with your Quicksilver ® card through March 31, 2017 — No rotating categories or sign - ups needed to
earn cash rewards (plus, cash back doesn't expire and there's no limit to how much you can earn)-- Pay no annual fee or foreign transaction
earn cash
rewards (plus, cash back doesn't expire and there's no limit to how much you can
earn)-- Pay no annual fee or foreign transaction
earn)-- Pay no
annual fee or foreign transaction
fees
The Amex EveryDay ® Credit Card from American Express is our favorite American Express credit card
with no
annual fee, due to its great
rewards on U.S. supermarket purchases, and the ability to
earn bonus points.
Earn great
rewards faster
with 3x
reward earnings on airline net purchases, 2x
reward earnings on restaurant and hotel net purchases and 1x
reward earnings on all other eligible net purchases, plus get $ 75 cash back 1 after your first purchase — all
with a low
annual fee.
Some are willing to pay an
annual fee to
earn extra
rewards and benefits when spending their money
with a specific retailer or spending category.
Ideally, you want to go
with a card that will allow you to
earn back the
annual fee in
rewards and then some.
There are some instances where you can
earn 5 %
rewards even
with a no
annual fee credit card.
This is because to
earn more
rewards with the IHG ® Rewards Club Traveler Credit Card than the Citi ® Double Cash Credit Card — after accounting for the $ 29 annual fee — you would have to spend more than $ 2,400 at IHG
rewards with the IHG ®
Rewards Club Traveler Credit Card than the Citi ® Double Cash Credit Card — after accounting for the $ 29 annual fee — you would have to spend more than $ 2,400 at IHG
Rewards Club Traveler Credit Card than the Citi ® Double Cash Credit Card — after accounting for the $ 29
annual fee — you would have to spend more than $ 2,400 at IHG hotels.
The good news is that you don't have to pay an
annual fee like
with many other
rewards credit cards, so you don't have to worry whether or not you will
earn back enough in
rewards to cover your
annual fee.
Also, if you have a card that
earns Chase Ultimate
Rewards with an
annual fee, like the Sapphire Preferred or Ink Plus, you can combine the points
earned from your Freedom
with your existing Ultimate
Rewards points.
With the no -
annual -
fee version of the Barclaycard Wyndham
Rewards card you can
earn 18,000 Wyndham points (worth 1 nights at any Wyndham hotel) after meeting minimum spending requirements.
It competes directly
with the Capital One ® VentureOne ®
Rewards Credit Card and Barclays Arrival ™ World MasterCard ® as a no
annual fee travel credit card,
with a focus on
earning points that best be used on statement credits towards travel.
However,
with such a large
annual fee, you don't get a lot of added benefits that would help ensure you were able to
earn enough
rewards to make using the card and paying the
annual fee worthwhile.
Charles Schwab has come out
with a new, Visa - branded
reward credit card that pays 2 %
rewards with no limit on the amount you can
earn and no
annual fee.
Sign up for the Priceline
Rewards Visa Signature Card to get a $ 100 statement credit bonus after your first purchase, and
earn 5X points on eligible Priceline.com purchases
with no
annual fee.
Spark Miles
Rewards — unlimited 2X miles rewards with unlimited 1.5 X miles on every purchase for your business with no annual fee, earn a one time bonus of 50,000 miles with the Spark Miles card or 20,000 miles with the Spark Miles
Rewards — unlimited 2X miles
rewards with unlimited 1.5 X miles on every purchase for your business with no annual fee, earn a one time bonus of 50,000 miles with the Spark Miles card or 20,000 miles with the Spark Miles
rewards with unlimited 1.5 X miles on every purchase for your business
with no
annual fee,
earn a one time bonus of 50,000 miles
with the Spark Miles card or 20,000 miles
with the Spark Miles Select.
Apply for the Fidelity
Rewards Visa Signature Card online or within the Fidelity Mobile ® app and
earn unlimited 2 % cash back1 on every eligible net purchase,
with no
annual fee.
The Barclays Arrival ™ World MasterCard ® is one of our favorite no
annual fee travel card
with cardholders
earning a 1.05 % - 2.1 %
rewards rate on their purchases.
The Citi ® Double Cash Card — 18 month BT offer also has no
annual fee * so if you use the card responsibly,
with the
rewards program you're
earning money from Citi.
While the
rewards can't compare to a premium airline card
with an
annual fee, the Blue Delta SkyMiles card is your best option for
earning airline miles without having to pay an
annual fee.
Wells Fargo still imposes an
annual fee (of $ 12) for an optional
rewards program
with its check card, and does allow customers to pool
rewards earned on check and credit card spending.
Travel
Rewards American Express ® Card Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $ 75 cash back1 after your first purchase — all with a low annu
Rewards American Express ® Card
Earn great
rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $ 75 cash back1 after your first purchase — all with a low annu
rewards faster
with 3X
reward earnings on airline net purchases and 2X
reward earnings on restaurant and hotel net purchases and 1X
reward earnings on all other eligible net purchases, plus get $ 75 cash back1 after your first purchase — all
with a low
annual fee.
The Discover it ® Secured Card — No
Annual Fee is one of the rare credit cards to provide individuals with poor credit a trifecta: Earn decent rewards, get a sizable bonus and pay no annua
Annual Fee is one of the rare credit cards to provide individuals with poor credit a trifecta: Earn decent rewards, get a sizable bonus and pay no annual f
Fee is one of the rare credit cards to provide individuals
with poor credit a trifecta:
Earn decent
rewards, get a sizable bonus and pay no
annualannual feefee.
If you want to
earn double
rewards on supermarket purchases
with no
annual fee, the Amex EveryDay ® Credit Card from American Express could be a better match.
Over a two - year period, a cardholder would
earn $ 1,091 in
rewards with the Capital One ® Venture ® Rewards Credit Card versus $ 1,028 in rewards with the Chase Sapphire Preferred ® Card, which takes into account the card's annua
rewards with the Capital One ® Venture ®
Rewards Credit Card versus $ 1,028 in rewards with the Chase Sapphire Preferred ® Card, which takes into account the card's annua
Rewards Credit Card versus $ 1,028 in
rewards with the Chase Sapphire Preferred ® Card, which takes into account the card's annua
rewards with the Chase Sapphire Preferred ® Card, which takes into account the card's
annual fees.
It competes directly
with the Capital One ® VentureOne ®
Rewards Credit Card and Barclays Arrival ™ World MasterCard ® as a no
annual fee travel credit card,
with a focus on
earning points that best be... Read More
The Discover it ® Secured Card — No
Annual Fee is one of the few credit cards to allow people
with bad credit to
earn cash back
rewards.
However, keep in mind that the Citi Double Cash also doesn't have any
annual fee, which means the
rewards you
earn with it will be whole.
Bottom Line: The
annual fee is not waived the first year and there aren't any luxury benefits like you'd see
with other cards, but the Chase Southwest Rapid
Rewards ® Plus Credit Card is still a great card to
earn extra points.
With a
reward card offering 1 % cash back, you would have already
earned more than $ 50 by the time you've worked off the
annual fee on the ARCO Preferred MasterCard.
With the Discover it ® Secured Card - No Annual Fee, you can build positive credit with no annual fee or penalty APR while earning cash back rewa
With the Discover it ® Secured Card - No
Annual Fee, you can build positive credit with no annual fee or penalty APR while earning cash back re
Annual Fee, you can build positive credit with no annual fee or penalty APR while earning cash back rewar
Fee, you can build positive credit
with no annual fee or penalty APR while earning cash back rewa
with no
annual fee or penalty APR while earning cash back re
annual fee or penalty APR while earning cash back rewar
fee or penalty APR while
earning cash back
rewards.
Your
rewards must be greater than the
rewards earned with no -
annual -
fee cards.
With this card, you'll
earn flexible
rewards that are good for both travel and cash back — and all without paying an
annual fee or foreign transaction
fees.
Even though it has a $ 95
annual fee, there's a good chance that the
rewards you'll
earn with the AmEx EveryDay Preferred might be worth well more than that (depending on your usage).
Capital One ® Venture ®
Rewards Credit Card
Earn 2 miles for any airline per dollar spent on any purchase,
with a $ 59
annual fee.