Sentences with phrase «earners who»

This loan is best for moderate income earners who seek a small down payment and cancelable mortgage insurance.

There are many agents who are not top earners yet embody the qualities of a great agent and there are many top earners who don't — usually because of their misguided ego.

In my years as an Executive Resume Writer, Executive Coach, and eMBA Coach, I've seen high earners who put their job searches on hold because they expect to get a job offer in a few weeks or months.

Pension maximization is ideal for pension earners who are in average or better health because they can usually save a considerable amount of money each month while still providing their spouse with an income safety net.

One solution for high income earners who want to squirrel away money for the future and have similar tax advantages to a Roth IRA is cash value life insurance.

Smith says most of his Millennial insurance clients are high - income earners who enjoy benefits of life insurance coverage beyond the pure death benefit protection.

Wage earners who want to buy life insurance so they can provide a financial safety net to family members in the event of their early death are making a wise decision.

Consequently, most unfair dismissal claims are now brought as part of discrimination claims, particularly for high earners who are not deterred by fees.

And, don't forget, if you have fee earners who don't only concentrate on one area of work, they may need to know about problems which affect other linked areas.

Time to meet with one of the fee earners who has passed me some work to do this week.

Training involves a range of people in a firm: supervising someone's work and giving feedback is «training»; fee earners who give a talk on a new legal development are delivering training.

Additionally, some firms may find that working closely with professional publishers helps them to achieve further aims, by ensuring that it is their fee - earners who write the most valued legal content.

It's also very well suited to high earners who travel frequently.

For their premier cards (Platinum and Centurion), they tap into high income earners who spend a lot on their cards and value the prestige element of American Express (however much that is or is not a modern reality).

Well, as much as that coworker might not want to admit it, he's just plain wrong, and so is anyone else who might try to convince you that the cost of island life is too high for mid-range earners who are either retiring or looking to start a new chapter in their lives in a tropical environment.

High wage earners who expect a lower tax rate in retirement can also benefit from a Roth IRA.

But for high - income earners who do save on taxes by itemizing their deductions, Jariwala believes the loss of such strategies will probably outweigh any «relatively small» hike in standard deductions.

Low income earners who make after tax contributions to super may be eligible for a Government co-contribution payment into their super.

For low to middle earners who are currently at or under the earnings cap, this new CPP will boost their pension by about one third.

Mostly ideal for high - income earners who have saved up for a 10 % down payment.

You may recall that I have argued that there is an unfair cap put on RRSP contributions because the 18 % limit that applies to most people essentially penalizes the small percentage of Canadian income earners who make more than about $ 145,000 a year.

This «middle» age group is the most stable group of earners who might have some disposable income for donating to charity.

This could be particularly important for high - income earners who expect the federal tax rate to increase in 2016.

High - income earners who expect the federal tax rate to increase in 2016 may consider the opposite course of action — receive income in 2015 and defer expenses to 2016, where possible.

Retirement Saver's Credit — This credit is available to lower and middle - income earners who make contributions to a qualified retirement plan.

And while the loss of the $ 10,000 annual TFSA will cost high - income earners who can afford to top it up each year (they'd be able to net $ 53,700 more on your investments over 30 years at the current limit), it won't affect their wealth by nearly as much in the short term, says Graham Westmacott, portfolio manager at PWL Capital in Waterloo, Ont.

For some high earners who aren't eligible to contribute to a Roth IRA but want one, contributing to a traditional IRA and then immediately converting to Roth is called a «backdoor» Roth; there are several existing Qs on this.

Filing a chapter 13 bankruptcy is for wage earners who need to reorganize their financial structure and protect their assets.

Understanding how do annuities work involves recognizing that high income earners who are capable of making the highest allowable contributions to their company sponsored retirement account frequently turn to annuities to acquire tax - deferred growth.

I have argued that there is an unfair cap put on RRSP contributions because the 18 % limit that applies to most people essentially penalizes the small percentage of Canadian income earners who make more than about $ 145,000 a year.

However, buying a property is not necessarily more economically secure, Rollwagen says — particularly for lower income earners who take on large debts and therefore become vulnerable to changes in interest rates.

Why would anyone use RRSPs (other than high income earners who will benefit from a lower tax rate on withdrawal)?

A chapter 13 bankruptcy is for wage earners who make a reorganization plan of their existing disposable income to fund payments over a 3 or 5 years to pay off all or a part of their unsecured debts.

Our most recent bankruptcy study showed that it is lower - middle income earners who are declaring bankruptcy today.

The Affordable Care Act spawned the Premium tax credit, to assist modest income earners who purchase health insurance coverage through state and federal health insurance marketplaces.

B.C., too, wants changes to CPP that would help middle - income earners who don't save enough.

Roth IRAs are best for young, low earners who anticipate they will have more income in retirement.

An extended term is the preference of low - income earners who are comfortable with paying small amounts each month to finish payments after the usual one year.

Those who choose an extension are low - income earners who would like to make monthly instalments more affordable.

There are high income earners who are not wealthy because they are spending all or more than they make, which is a recipe for disaster if their income suddenly disappears.

But capping the tax break may also impact high - earners who would leave the state, he said

In a review of the 10 highest overtime earners who worked a total of 183 hours of overtime over 54 instances during the third quarter ended September 30, 2010, there were no overtime requests to support pre-approval and justification of 136 hours of overtime.

The state tax fixes will almost exclusively benefit higher income earners who itemize and residents who live downstate with relatively higher annual property tax bills.

«This 40 percent impacts those middle - income earners who earn from $ 35 to $ 60,000, and those are not people in Hunts Point.

Earners who fell within the 22 % tax rate band had their rate reduced to 20 %, and tax allowances were also made for over-65s.

Rueben said that for the approach to work, states would have to figure out what to do with the income of high - earners who receive money from investments rather than jobs — something Cuomo said he could address through a tax on carried interest.

But he wants it as a tax allowance to compensate higher earners who lost their child benefit.

The Institute for Fiscal Studies has shown how Lib Dem insistence on raising income tax thresholds has helped the better off far more than low earners who don't pay much, if any, tax.

Osborne prefers the net figures, which include all those high earners who remain untouched by his austerity programme.

«But we're also equally accepting that there's also an issue about how you do that so you make sure you don't create unintended consequences where, say, a family with one earner gets child benefit removal when there's another family with income earners who actually collectively earn more but keep the benefit.»