If you can calculate how much you are
earning in rewards per $ 1 spent, as I have above, the results become obvious.
Not exact matches
Not only do you
earn five points
per $ 1 on airfare and hotels, you also get a $ 200 travel credit, $ 200
in Uber credits, complimentary airport lounge access to four different networks, and upgraded travel loyalty status for several travel
rewards programs.
Earning points
in Rapid
Rewards is on a
per - dollar - spent basis, both on flights and through travel partners.
With this card you will
earn 3 points
per $ 1
in the select
rewards categories: shipping; advertising purchases made with social media sites and search engines; travel; internet, cable, and phone service.
The Discover it Secured Card is a rare bird
in the world of secured cards — while other secured credit cards offer no
rewards to their cardholders, the Discover it Secured Card gives you the chance to
earn 2 % cash back on all your purchases, up to $ 1,000
in combined spending
per quarter at gas and restaurants and 1 % on everything else.
That's $ 1,000 toward travel when you redeem through Chase Ultimate
Rewards ® You
earn 3 points
per dollar spent on travel, telecommunications, shipping and advertising on social media and search engines, on up to $ 150,000
in combined spending each year.
It
earns users 5 Ultimate
Rewards points
per $ 1, on the first $ 50,000 spent
in combined purchases at office supply stores, cellular phone, landline, internet and cable TV services.
The Starwood Preferred Guest ® Credit Card from American Express, one of our favorite hotel cards, is the better option for those who are interested
in earning versatile
rewards as well as for those who use their cards to make around $ 6,000
per year
in nonhotel purchases.
Main salient features of each card: the Venture ®
Rewards earns 2 miles
per dollar charged with an annual fee of $ 95 (waived
in the first year) while the VentureOne ® is a free credit card and
earns 1.25 miles
per dollar swiped.
With the Blue Cash Preferred, you have the potential to
earn at least $ 360 a year
in rewards just for doing your regular grocery shopping (if you spend at least $ 500
per month at U.S. supermarkets).
Nordstrom
Rewards program,
in which you will
earn 1 point for every $ 1 spent (instead of the 2 points
per $ 1 you get with the card) using cash or any card you want.
Other cards cap out the
rewards at a certain dollar amount
per category, or restrict the categories
in which you can
earn the higher
rewards rate.
A travel card for this consumer would
earn an average of $ 26.05 more
per year
in rewards than a cash - back card.
With The Business Gold
Rewards Card from American Express OPEN, businesses have the choice to
earn 3 points
per dollar spent
in one of the following categories:
The first $ 6,000
in purchases you make at U.S. supermarkets, each year, will
earn you 2 Membership
Rewards points
per $ 1.
Well, if you
earned those 2,350 points through general purposes it will translate to a 1 %
rewards rate as follows: In order to earn 2,350 Membership Rewards Points ® at a rate of 1 point per $ 1, you must spend $
rewards rate as follows:
In order to
earn 2,350 Membership
Rewards Points ® at a rate of 1 point per $ 1, you must spend $
Rewards Points ® at a rate of 1 point
per $ 1, you must spend $ 2,350.
It
earns users 5 Ultimate
Rewards points
per $ 1, on the first $ 50,000 spent
in combined purchases at office supply stores, cellular phone, landline, internet and cable TV services.
4 You can
earn no more than $ 300
in rewards per year ($ 30,000
in spending).
Main salient features of each card: the Venture ®
Rewards earns 2 miles
per dollar charged with an annual fee of $ 95 (waived
in the first year) while the VentureOne ® is a free credit card and
earns 1.25 miles
per dollar swiped.
After the first year, this card will
earn you just 1 point
per $ 1 on all purchases, resulting
in a
rewards rate of around 1.2 % - lower than most of the top credit card offers.
While 2 miles
per dollar is not a bad
rewards earning rate, keep
in mind that you do have an annual fee on this card.
Many U.S. supermarkets sell gift cards, meaning you can
earn the 6 %
reward rate while getting money to spend elsewhere,
in case you just aren't spending $ 6,000
per year at the supermarket (hey, not everyone is a bodybuilder!).
The APR is 24.49 % variable, so try to spend less on this card
per month so you can pay your credit card bill
in full while avoiding interest and building credit — and hopefully
earning a little extra cash
rewards.
All the
rewards earned through this card are mailed to consumers once
per year,
in the form of a check that can only be cashed or redeemed at a Sam's Club location.
To use an extreme example, on average, the only way you can match the the Citi ® Double Cash Credit Card on
rewards earned on credit card spending is by spending $ 100,000
per month on Korean Air tickets — we think it's safe to say very few people fall
in that category.
In these cases, you are
rewarded for each dollar you spend by allowing you to
earn one point
per dollar.
While it does have a higher annual fee than the IHG ®
Rewards Club Traveler Credit Card — $ 95 (waived for the first year) compared to $ 29 — the increased rewards earned on restaurant and travel will make up for this if you can make over $ 5,410 in non-IHG purchases per year within these cate
Rewards Club Traveler Credit Card — $ 95 (waived for the first year) compared to $ 29 — the increased
rewards earned on restaurant and travel will make up for this if you can make over $ 5,410 in non-IHG purchases per year within these cate
rewards earned on restaurant and travel will make up for this if you can make over $ 5,410
in non-IHG purchases
per year within these categories.
Discover will
reward you 10 cents for every transaction for up to 100 transactions
per month, which means you could
earn up to $ 120
in a year just for writing checks, paying bills online and making a debit card purchases.
Finally, although customers can receive $ 50 more
in air travel credits with Citi, they can't
earn rewards as fast because Citi only allows cardmembers to
earn up to three points
per dollar versus Amex's five points
per dollar.
So, if you spend at least $ 3,167
per year
in groceries, you will
earn enough additional cash back
rewards to justify the current (2018) $ 95 annual fee for Preferred version.
Blue Cash Preferred ® Card from American Express, a GET.com advertiser, is undoubtedly a highly
rewarding card for people and families who do most of their spending at U.S. supermarkets, as you can
earn 6 % cash back at U.S. supermarkets, up to $ 6,000
per year
in purchases (then 1 %).
Current bonus: 60,000 Membership
Rewards points after you use your new Card to make $ 5,000
in purchases
in your first three months (be sure to check the Card Match Tool and alternate browsers to see if you get a targeted offer of 75,000 or 100,000 points)
Earning rates: 1 point
per dollar spent Other benefits: $ 200 airline fee credit; airport lounge access; no foreign transaction fees; Global Entry fee credit; automatic SPG and Hilton Gold status Annual fee: $ 550
Beginning with the
rewards program, you can
earn 2x points at US supermarkets, on up to $ 6,000
per year
in purchases (then 1x), 1x points on other purchases.
Every purchase will
earn 1 miles
per dollar spent, and there are no caps on the number of
rewards you can
earn in a year.
There are different bonus categories each quarter so you can
earn an additional $ 300 cash back or 30,000 Chase Ultimate
Rewards points a year (7,500 Chase Ultimate
Rewards points
per quarter X 4 quarters
in a year) IF you spend $ 1,500
in each quarterly bonus category.
For example, if you have
earned $ 0.10 (ten cents) off
per gallon
in Rewards, you can choose to have $ 1.50 applied as a credit.
Up to $ 1,500
in spending during the quarter
in these combined categories is eligible to
earn five Ultimate
Rewards points
per dollar spent.
Each quarter, there are different bonus categories, so you can
earn an additional $ 300 cash back or 30,000 Chase Ultimate
Rewards points a year (7,500 Chase Ultimate
Rewards points
per quarter X 4 quarters
in a year) IF you spend $ 1,500
in each quarterly bonus category.
Earning points
in Rapid
Rewards is on a
per - dollar - spent basis, both on flights and through travel partners.
If you spend $ 1,000 on your card every month and
earn an average 2 percent back, for example, you'll rack up $ 20
per month
in rewards — or $ 240
per year.
You can
earn up to a maximum of $ 75
per reward year, defined as 12 monthly periods
in which you have paid your Monthly Charge or had it waived.
If you have an Amex Membership
Rewards card, you can choose between
earning 2X bonus points
per dollar spent or a 5 % rebate
in the form of a statement credit.
If you do not qualify for the Radisson
Rewards Visa Signature ® Card, you will be considered for the Radisson
Rewards Platinum
Rewards Visa ® Card which has different terms set forth here and
earns 50,000 points after first purchase, plus an additional one - time spend bonus of 10,000 points after spending at least $ 1,500
in net purchases on the card within the first 90 days of account opening,
earns 25,000 points each year upon renewal of the card,
earns 6 points
per $ 1 spent on net purchases at Radisson Family of Hotels and 3 points
per $ 1 spent
in eligible net purchases everywhere else, and may not offer the same Visa Signature benefits.
With the Blue Cash Preferred, you have the potential to
earn at least $ 360 a year
in rewards just for doing your regular grocery shopping (if you spend at least $ 500
per month at U.S. supermarkets).
For instance, assuming you spent $ 200
per month on travel (
in addition to your $ 1,430 monthly budget), the Chase Sapphire Preferred ® Card would net you $ 1,148
in rewards versus the $ 1,187 in rewards you could earn if you used the Capital One ® Venture ® Rewards Credi
rewards versus the $ 1,187
in rewards you could earn if you used the Capital One ® Venture ® Rewards Credi
rewards you could
earn if you used the Capital One ® Venture ®
Rewards Credi
Rewards Credit Card.
With this credit card, you'll
earn 0.1 miles
per dollar spent, yielding $ 461
in rewards in the first year if you spend $ 1,500
per month.
Rapid
Rewards cardmembers will continue to earn the same amount of miles per $ 1 spent, but the devaluation of points will mean a decrease in the reward
Rewards cardmembers will continue to
earn the same amount of miles
per $ 1 spent, but the devaluation of points will mean a decrease
in the
rewardsrewards rate.
Therefore, using a
reward card
in conjunction with Samsung Pay will allow users to essentially «double dip», and
earn more bonuses
per transaction.
The card offers 1.5 % cash back everywhere you shop, which is better than the 1.5 points
per dollar spent that you
earn through the PenFed Pathfinder
Rewards American Express Card since the points vary
in value depending on the redemption option.
You can choose to
earn Best Western
Rewards at 10 points
per dollar spent on qualifying stays at over 4,000 hotels worldwide
in North, Central and South America, Europe, Asia, Australia, New Zealand, and South Africa.