Not exact matches
Earnest is wise to the fact that many student loan borrowers don't have exemplary credit, so it looks past your credit profile and considers other factors if you're
going to refinance; its analytics - driven «Precision Pricing» platform takes into account your savings patterns, your bill payment history, debt - to - income
ratio and your current career / income / educational standing.
The drawback to the Ritz card is that you won't be
earning a rewards currency that transfer out to as many partners (at good
ratios) so you lose that but if your priority is getting lounge access to a handful of authorized users, you could easily save a couple of hundred bucks by
going with the Ritz - Carlton card.
In addition to
earning unlimited two miles back per $ 1 spent on everything (including travel), you can redeem the miles for a 1 - point - to -1-cent
ratio (e.g., 10,000 points to redeem $ 100) on travel statement credits, which is credit that
goes toward reducing your balance.
As I don't really visit many SPG properties my primary channel for
earning Starpoints are my Amex / Starwood co-branded cards and my primary use for them is usually as a conversion to an airline's loyalty program (they convert at a 1:1
ratio into a surprising number of airline programs)-- it's just one such conversion I'm
going to write about here.