Sentences with phrase «earning ratios in»

Not exact matches

The underlying combined ratio of 95.5 % increased 1.1 points, primarily driven by (i) loss cost trends that modestly exceeded earned pricing, the impact of which has been moderating in recent quarters, and (ii) normal quarterly variability in both loss activity and expenses.

For SAP, the loss and LAE ratio is the ratio of incurred losses and loss adjustment expenses less certain administrative services fee income to net earned premiums as defined in the statutory financial statements required by insurance regulators.

The combined ratio as used in this earnings release is the equivalent of, and is calculated in the same manner as, the SAP combined ratio except that the SAP underwriting expense ratio is based on net written premiums and the underwriting expense ratio as used in this earnings release is based on net earned premiums.

According to a Payscale report, which calculated ratios based on the cash compensation of CEOs at the 100 highest - grossing public companies in the United States in 2013, CVS CEO Larry Merlo has the highest pay compared to his employees: $ 12,112,603 — 422 times as much as the average CVS employee, who earns $ 28,700 per year.

This increase in compensation is even more staggering when you consider that the top 1 % earned 87 times more than the bottom 50 % of workers in 2016, up from a 27 - to - 1 ratio in 1980.

Interestingly enough, the lowest ratios occurred at Google, where CEO Larry Page earned $ 1 in 2013 and at Sears, where CEO Eddy Lampert, earned the same.

Likewise, the ratio of net income to net worth, when considered together with projected increases in interest costs, total purchase price and similar factors, can show whether you would earn a reasonable return.

According to the Growing Gap, a study by the Canadian Centre for Policy Alternatives, «In 2004, the richest 10 per cent of families raising children earned 82 times more than the poorest 10 per cent — almost triple the ratio of 1976, when they earned 31 times more.»

At those levels, CEOs last year were paid 303 times what workers in their industries earned, compared with a ratio of 59 times in 1989, according to the Economic Policy Institute, a Washington - based nonprofit.

It was earning $ 2.28, and someone that bought the stock would have locked in an earnings yield of 4.34 % as the P / E ratio was 23.

In 2018 its remaining cement businesses in Northern Europe, Turkey, Egypt, Malaysia and China should earn about $ 85m in net profits, implying a price to earnings ratio of about 13 timeIn 2018 its remaining cement businesses in Northern Europe, Turkey, Egypt, Malaysia and China should earn about $ 85m in net profits, implying a price to earnings ratio of about 13 timein Northern Europe, Turkey, Egypt, Malaysia and China should earn about $ 85m in net profits, implying a price to earnings ratio of about 13 timein net profits, implying a price to earnings ratio of about 13 times.

Canadians have $ 1.65 in debt for every dollar they earn, a ratio that makes policymakers shudder.

For example, in an ideal world, a stock that earns E, pays a proportion d of that out in dividends, reinvests the rest to grow at a perfectly constant rate g, and is expected to stay in business into the indefinite future, should have a P / E ratio of d / (k - g) where k is the desired long term rate of return (say 0.10 or 10 %) that the stock should be priced to deliver.

However, the Chase Sapphire Preferred ® Card, whose sign - up bonus ratio works out to just 12.5 points per dollar, allows you to earn more bonus points in total, albeit at the cost of a spending requirement 8 times greater than the other two cards.

While in 1995 CEOs earned, on average, 85 times more than the average salary, by 2011, that ratio had grown to 235 times the average salary.

Boasting sumptuous period production design, cinematography in the irregular 2.0:1 aspect ratio by accomplished Italian cinematographer Vittorio Storaro (Apocalypse Now, The Last Emperor, and a number of Warren Beatty films), and costumes, Café Society could get recognized in some technical award categories, even if it doesn't add to the long list of original screenplay nominations (and wins) Allen has earned with apparent apathy.

According to the policy, the revenue earned from sales of digital books would be shared in the ratio of 70:30, between the publications division and e-commerce platform.

Intuitively, we all know why a lot of people won't be making any more money on their self - published book than their day job earns them in an hour, and it's to do with signal - to - noise ratios.

I released a new title in May and the two books in the series, both enrolled in Select, generally earn a 1/3 to 2/3 income ratio for reads vs. purchases.

A payout ratio greater than 100 % may be interpreted to mean that the company is paying out more in dividends than it is earning, which is an unsustainable move.

How much you owe compared to how much you earn (lenders call this your «debt to income ratio») plays a major role in the approval process.

However, the Chase Sapphire Preferred ® Card, whose sign - up bonus ratio works out to just 12.5 points per dollar, allows you to earn more bonus points in total, albeit at the cost of a spending requirement 8 times greater than the other two cards.

The ratio of a mortgage payment versus the median monthly income was worst in places where local households earned at or below the national median income level.

They decide whether or not to lend to you based on a number of other factors including your employment status, your current debts, your current delinquencies and bankruptcies, any charge - offs you have in the last 12 months, open tax liens, earning potential, and your debt - to - income ratio.

The $ 600,000 capital will replace 20 % of the income they were earning in their working lives, and CPP and OAS will generate 32 %, for a total 52 % replacement ratio.

The average debt - to - income ratio, which can be used to determine how much debt is owed in relation to what is earned, has spiked alongside home prices.

Your overall debt - to - income ratio should be no more than 41 to 43 percent of your gross monthly income for most lenders; so if you're still paying for a home equity loan, a car loan, credit card debt or other debt in retirement, it can be tough to meet that hurdle without including the income earned on your retirement investments.

Buying the 30 smallest companies in the S&P 500 when the median P / E ratio of that portfolio was below the index earned 4.2 percent annually above S&P 500 returns over the next 5 years.

When we say that the stock is overpriced, we may mean that it is selling at an even higher ratio in relation to this expected earning power than we believe it should be.

Once again, the financial leverage ratio is 5 to 1 in this scenario, which means you earn 5x what you would have without leverage.

Common characteristics associated with stocks selling at less than 66 % of net current asset value are low price / earnings ratios, low price / sales ratios and low prices in relation to «normal» earnings; i.e., what the company would earn if it earned the average return on equity for a given industry or the average neti ncome margin on sales for such industry.

The white paper Performance of Value Investing Strategies in Japan's Stock Market examines the performance of equal - weight and market capitalization weighted quintile portfolios of five price ratios — price - to - book value, dividend yield, earning - to - price, cash flow - to - price, and leverage - to - price — excluding the smallest 33 percent of stocks by market capitalization.

Assuming you invest $ 100,000 for 20 years in Fund A with an expense ratio of 1 % and Fund B with 0.25 % and both funds earn 4 % each year, you will have $ 30,000 extra dollars with Fund B because it charged lower fees.

The Sharpe ratio is the average return earned in excess of the risk - free rate per unit of volatility or total risk.

To earn miles for your stay simply present your Early Returns membership number at check in or become a member of Radisson Rewards and convert your earn points to miles at a 10:1 ratio.

Mutual fund expense ratios are calculated on your holdings, not on what your holdings earn (so if you lose in a given year, the fund still makes money on your holdings).

Banks are «for profit» — Foundation plan providers are «not for profit» The difference is this: Fees in a bank plan are in the form of an MER — «management expense ratio» and although they are not charged directly by the bank, but by the mutual fund, that's where the bank gets their cut — also MER's may seem small, but they average 2-1/2 — 3 % OVER THE LIFE OF THE RESP — 18 years, and they compound, AND you pay these whether or not you are earning any interest.

The investment income ratio (investment income divided by net premiums earned) takes investment income into account, and is used in the calculation of the overall operating ratio.

Except as specifically provided in the Prospectus, there is no limitation on the type of issuer from whom these notes may be purchased; however, in connection with such purchase and on an ongoing basis, the Adviser will consider the earning power, cash flow and other liquidity ratios of the issuer, and its ability to pay principal and interest on demand, including a situation in which all holders of such notes made demand simultaneously.

Return on Equity (ROE) is the ratio to depict the profit earned with respect to shareholder equity in a company.

They argue that the most effective way for investors to raise the returns they earn from mutual funds is to invest in funds with low expense ratios.

We show four relevant empirical facts: i) the striking ability of the logarithmic averaged earning over price ratio to predict returns of the index, with an R squared which increases with the time horizon, ii) how this evidence increases switching from returns to gross returns, iii) moving over different time horizons, the regression coefficients are constant in a statistically robust way, and iv) the poorness of the prediction when the precursor is adjusted with long term interest rate.

Cause in stock terms, a 5.2 % yield works out to be a price / earning ratio of about 19:1, which I think is fairly high and what you'd expect from high growth stocks.

But with little interest income earned on this cash, and good operating profit growth, I'd expect their current 13.7 % Net Interest to Operating Profit ratio to actually improve in 2012.

With this card in your wallet, you'll earn points you can transfer to airlines like British Airways, Southwest Airlines, and United Airlines at a 1:1 ratio.

On the top of the market in 2007, Gordon Equation suggested negative returns due 1 % dividend yield, 0 % earning growth (that is what John Bogle said), and possible decrease in P / E ratio (S&P 500 had a P / E ratio of 25 at that time, very high in comparison with a historic average of 15.)

I think the stock market has become less stable in the last two decade due to the fact that a significant portion of market return is depended on earning growth and change in P / E ratio.

Tip # 5: Use a Chase Ultimate Rewards card in order to earn more points for all every day purchases, then transfer them to British Airways at a 1:1 ratio!

You can earn free hotel stays in no time with the awards ratio: transfer 1,000 points and get 1,500 Hilton Honors Bonus Points.

Chase also offers 6 credit cards (listed in the tables below) that earn Chase Ultimate Rewards points which can be transferred Marriott Rewards at a 1:1 ratio.