Point multipliers in bonus categories are quite lucrative, but given the lower value of Hilton Honors points,
the earnings on everyday spending aren't that strong.
Unlike the Chase shopping portal or Amex Offers, there aren't any ways to boost
your earnings on everyday spending.
Not exact matches
There are many other benefits that come with these cards that may justify that cost to you, but the real justification is if you have a healthy amount of
everyday spend on your credit cards, in which case the increased
earnings will offset the fees.
While the Disney Visa earns 1 percent
on every dollar you
spend on the card, this is not an extraordinary
earnings structure, and it makes the Disney card mediocre for
everyday spending.
It offers the same
earnings of 1x mile for every $ 1
spent on everyday purchases.
You can see from our table below why $ 3,200 is the magic number — at this level of
spending, your cash back
earnings minus the annual fee beat the cash back
earnings on the Blue Cash
Everyday card (and this isn't even taking into account the Blue Cash Preferred card's larger sign - up bonus):
It's best known for offering 5 percent cash back
on a rotating list of
everyday spending categories, such as gas and groceries, and is a favorite among power card users who like to switch up the cards they use to maximize rewards
earnings.
Enjoy
everyday earnings with six points per $ 1
spent at U.S. restaurants, U.S. supermarkets and U.S. gas stations and three points per $ 1
on all your other purchases.
With manufactured
spending becoming a bit more challenging, simply channeling your
everyday spend on a category bonus credit card is an easy way to increase your point
earnings.