Sentences with phrase «earnings rate such»
In the case of variable universal life or indexed universal life policies, the illustration needed will be based on a hypothetical earnings rate such as 6 % and current insurance costs.
http://www.evaluatelifeinsurance.org/ Not exact matches
The earnings yield on enormous blue - chip stocks such as Wal - Mart, which had little chance to grow at historical rates due to sheer size, was a paltry 2.54 % compared to the 5.49 % you could get holding long - term Treasury bonds.
The model is both objective, using elements such as volatility of past operating revenues, financial strength, and company cash flows, and subjective, including expected equities market returns, future interest rates, implied industry outlook and forecasted company earnings.
Our effective tax rate includes the impact of certain undistributed foreign earnings for which we have not provided for U.S. federal taxes because we plan to reinvest such earnings indefinitely outside the U.S..
The company has compounded its earnings per share at an annual rate of 15.41 % over the last decade, which is almost unheard of for such a large company over a stretch of time that included one of the worst financial crises my generation will probably ever see.
And that 2:1 ratio of today's earnings yield versus a triple - B bond rate adjusted for taxes is such a compelling argument that people have a hard time with the rationality of it.
German banks, by contrast, paid out dividends (and expected such dividends from their clients) at only half the rate of British banks, choosing to retain earnings as capital reserves and invest them largely in the stocks of their industrial clients.
After a reasonable interval to seek work in their own occupation, workers are currently expected to take a job «at a rate of earnings not lower and on conditions not less favourable than those observed by agreement between employers and employees or, in the absence of any such agreement, than those recognized by good employers.»
Plus, varying levels of interest rates paid on debt loads can also muddy the water on earnings — not to mention that there are various analytical ways to account for rent expense (whether to capitalize such assets or to allow the expense to flow through the operating line).
If Marcie's # 225 earnings are derived from being on or near the minimum wage, then there is a double hit for her because she also can not salary sacrifice to save 12 per cent National Insurance, if such an arrangement would take her pay below the level of the applicable minimum wage rate (# 7.83 per hour in 2018/19 for those aged 25 and over).3 Anne Fairpo said: «One of the concerns about allowing the lowest earners to sacrifice salary has been the risk of their pay dropping below the point at which entitlement to contributory benefits is triggered (the Lower Earnings Limit - # 116 per week in 2earnings are derived from being on or near the minimum wage, then there is a double hit for her because she also can not salary sacrifice to save 12 per cent National Insurance, if such an arrangement would take her pay below the level of the applicable minimum wage rate (# 7.83 per hour in 2018/19 for those aged 25 and over).3 Anne Fairpo said: «One of the concerns about allowing the lowest earners to sacrifice salary has been the risk of their pay dropping below the point at which entitlement to contributory benefits is triggered (the Lower Earnings Limit - # 116 per week in 2Earnings Limit - # 116 per week in 2018/19).
Tax rises on the way, such a the 20 % rate of VAT coming in January and high inflation in relation to earnings will compound the pressures on consumer spending next year, he added.
Within this framework, birthweight becomes a useful metric to track because of its link to short - term outcomes, such as one - year mortality rates, as well as long - term outcomes such as educational attainment and earnings, McCoy said.
I share your enthusiasm for character education, non-cognitive skills, high school graduation rates, and long - term outcomes such as college completion and labor market earnings.
Confidence in gross findings can be developed by replication, by averaging results over several time periods, and by using several measures of the development of human capital — not tests alone, but also attendance rates, dropout rates, and promotion rates (a very high - quality assessment will track indicators of human capital such as post-secondary school earnings and higher - education outcomes as well).
Performance ratings would be based on outcomes (such as graduation rates and graduates» earnings) as well as on access (e.g., the proportion of the student body receiving Pell Grants) and affordability (tuition net of scholarship aid).
Choosing the Right College with the College Scorecard Michigan College Access Network (MCAN) and Florida College Access Network (Florida CAN) present a webinar on the redesigned College Scorecard, a database which provides free, transparent and nationally comparable data on thousands of colleges and career schools in the United States on student outcomes such as graduation rates, student debt and post-college earnings.
These studies provided intensive interventions with high standards and showed not only immediate academic gains but also benefits into adulthood, such as reduced need for public assistance, lower crime rates, and higher earnings.
Increases in non-cognitive abilities are also strongly correlated with other adult outcomes, such as a lower likelihood of arrest, a higher rate of employment and higher earnings.
As such, all earnings are returned to their members in the form of high - interest savings and low rate loans.
The rate of return (earnings) on the cash - value portion of whole life historically has lagged behind other investments, such as stock mutual funds.
It allows you to search for companies using a wide range of criteria such as earnings per share, net income growth and even earnings per share growth rate.
Seeks to capture large cap stock mispricing opportunities due to market inefficiency, by continuously computing relative valuation of large cap stocks according to growth factors such as earnings growth rate, sales growth rate, p / e / g ratios, asset turnover rate, operating margin, debt / equity ratio, free cash flow, relative price strength, etc..
Over the long term, finance theory says that such stocks should theoretically earn less than the risk - free interest rate, and sell at above - average price / earnings multiples because they provide «insurance benefits» for a portfolio.
It just seems very difficult to be confident in ROIC or reinvestment rate adjustments going out over such a time period, where small changes in assumptions would produce outsized effects on your projected earnings power.
Of course, such an earnings rate might seem low compared to other travel credit cards, but tempted Bank of America customers might increase their effective points earning rate up to 2.62 points per each $ 1 spent on all purchases.
Investing in foreign stocks offer many advantages such as a wide universe of stocks to choose, higher dividend yields in some markets, different earnings growth rates and potential high growth opportunities, etc..
(Malkiel appears to use recent history to estimate the dividend growth rate, but other methods also exist such as multiplying the market's aggregate return on equity by its retention ratio, the percentage of earnings that the market does not pay out in dividends.)
Your 401 (k) contributions are subject to FICA tax and as such, your employer must apply the FICA tax rate to your gross earnings.
In such event, upon maturity, the account will be converted to a variable rate retirement savings account and will receive earnings at the interest rate then paid on variable rate retirement savings accounts.
In such event, upon maturity, the account will be converted to a variable rate savings account and receive earnings at the interest rate then paid on variable rate savings accounts.
As such, my first pass for analysis is the PEG ratio, which is the ratio of the Price - Earnings ratio divided by the growth rate expressed as a percentage (e.g. 8 % = > 8 for this calculation.).
Such a high dividend growth rate is supported by the company's strong earnings growth.
To me, sound valuation exists when the expected cash flows and earnings represent a calculated rate of return that is greater than what you can expect from less risky investments such as Treasury Bonds.
Most points programs provide a flat - rate point - per - dollar earnings system, though some will award bonus points for specified categories, such as gas station or restaurant purchases.
As such, annual fees are typically charged by cards that offer a lot of perks, such as cash back cards with high earnings rates, as well as cards that cater to those with less - than - excellent credit.
We've estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.
The rankings are based on factors such as student body caliber and educational resources, and outcomes including graduation rates and post-graduation earnings.
For example, in earnings - based DC plans, a minimum 8 % contribution rate is required and the employer will be required to contribute at least half of such contributions (i.e., 4 % of earnings)
The rate of return (earnings) on the cash - value portion of whole life historically has lagged behind other investments, such as stock mutual funds.
When an earnings rate is pegged to a financial index such as a stock, bond or other interest rate index, the policy is an «Indexed Universal Life» contract.
When the insured dies, the beneficiary receives the money that the insured deposited plus the associated interest earnings, which — due to the typically extreme conservatism of such investments — usually reflect an annual rate of 1 % or less.
Decades of research revealed that high - quality early childhood education prepares them and affects their ability to succeed later in life such as increase graduation rates and future earnings.
These studies provided intensive interventions with high standards and showed not only immediate academic gains but also benefits into adulthood, such as reduced need for public assistance, lower crime rates, and higher earnings.
The pension is not means tested, so your rate of payment is not affected by other income you may have such as an occupational pension, earnings from employment, etc..
Verification of Employment; A form completed by a borrower's employer to confirm the borrower's employment history and salary, including information such as the borrower's rate of pay, current year - to - date earnings, position and date of hire.