The American Express SPG card earns SPG points but these can be transferred to many different programs so it acts as a card that
earns transferrable points.
As you'll see below,
it earns transferrable points like the Citi ThankYou Preferred and Starwood Preferred Guest, and these cards have comparable sign - up bonuses.
Once you realize that you're earning potential for AA miles is fairly limited, you'll realize why you'd need to apply for an AA card instead of a card that
earns transferrable points, even though the latter offers more flexibility.
Whether your priority is to save rewards for travel, earn straightforward cash back rewards, or
earn transferrable points, you'll find some valuable options to choose from.
We've chosen to look at the Citi ThankYou Preferred card and Starwood Preferred Guest card, which
both earn transferrable points.
The key is to analyze what other points you could earn in place of those miles to see if you'd be better off with a card
earning transferrable points.
These credit cards include: 1) co-branded cards, 2) cards that
earn transferrable points, and 3) cards that earn travel credits.
If you feel this way then travel rewards credit cards that
earn transferrable points or miles for certain airlines might not be the best option for you.
The downside to them is that they don't offer the flexibility that you can get from other cards that
earn transferrable points.
Fixed value points can serve a purpose, and I do collect them, but for beginners who want to travel internationally and / or in business / first class, it's important that you start
earning transferrable points, or airline miles, first.
Not exact matches
In addition, the Starwood
Points earned with the card are
transferrable to many major airlines and in doing so can
earn you bonus miles with those frequent flyer programs.
Though it's a hotel credit card, the reward
points you
earn through it are
transferrable to over 30 different airlines, including Hawaiian Air.
Two popular credit cards that
earn flexible and
transferrable points are the Chase Sapphire Reserve and the Chase Sapphire Preferred cards.
First, understand that neither one
earns you actual miles or
points transferrable to frequent flyer programs.
The Expedia + card
earns points that aren't
transferrable.
First, understand that neither one
earns you actual miles or
points transferrable to frequent flyer programs.
Because of the fantastic rate at which you can
earn points that are fully
transferrable to any Membership Rewards travel partner, this card is well - liked among Amex loyalists.
If you aren't dedicated to American, you may want to consider a card with
transferrable points that offers more bonus -
earning categories of purchases.
Cardholders can keep their
transferrable points alive by keeping at least one MR -
earning card active, such as the no - fee Amex EveryDay card or Blue Business Plus card.
I would, however, consider supplementing it with a credit card that
earns points that are
transferrable to airlines at a 1:1 ratio, such as the Ultimate Rewards card.
You can't
earn flexible loyalty
points, those which are
transferrable to other airlines or hotels for your actual travels, but you can for your spending and paying for it.