Sentences with phrase «earthquake damages your home»

Costa Mesa renters insurance is there when all your items are stolen in the middle of the night or if an earthquake damages your home.

For example, only 12 % of California residents have earthquake insurance, which leaves them without assistance if an earthquake damages their home or belongings.

Not exact matches

The goal is to build on the company's existing two - to - three week training that workers attend before going into real world to inspect homes damaged in earthquakes, floods, and other major catastrophes.

Most homeowners insurance policies don't cover earthquake damage, so 20 % of Oregonians opt to purchase a separate policy to cover home and property damage.

A 6.0 magnitude earthquake rocked wine country north of San Francisco early on Sunday, injuring dozens of people, two of them seriously, damaging historic buildings, setting some homes on fire and causing power outages around the picturesque town of Napa.

The massive shockwaves and accompanying tsunami of the 2010 Maule, Chile, earthquake (magnitude 8.8) killed more than 300 people, affected nearly 2 million others, and damaged or destroyed approximately half a million homes, schools, hospitals and other buildings.

Standard home insurance policies do not cover damages or loss due to earthquakes, flooding or sinkholes.

Flood and earthquake damage are not covered by standard home insurance policies but might pose a serious risk to our vacation home, depending on where it is located.

Earthquake insurance provides coverage if your home is damaged by an eEarthquake insurance provides coverage if your home is damaged by an earthquakeearthquake.

Earthquakes can be extremely damaging, and a high - caliber quake can destroy homes, cars, businesses and other property.

Earthquakes with a magnitude of 6.0 and greater can cause serious damage to homes and businesses.

Some typical home policies exclude earthquakes; companies operating in Santa Monica offer specific earthquake insurance including earthquake related water damage.

Typical home insurance policies do not cover flood, sinkhole or earthquake damage.

If a fire, flood, earthquake, or some other natural disaster were to destroy or damage your home, would you have the right insurance coverage to rebuild your house?

A typical home insurance policy might exclude flood damage, earthquake damage, termite damage, rodent infestation, the freezing of pipes and, in certain areas, windstorms.

Coverage for other kinds of damage that may result from earthquakes, such as fire and water damage due to burst gas and water pipes, is provided by standard home and business insurance policies.

Whether or not you opt for earthquake insurance for your home or business, a few simple steps can reduce property damage and help protect you and yours from injury.

More specifically, earthquake insurance covers damages to your house, personal belongings inside your home, and Additional Living Expenses (ALE) or loss of use, which are the costs to live somewhere else while a policyholder's area is evacuated or their home is repaired.

For example, if your home is subject to an earthquake and sustains cracks in the walls, ceiling, foundation or other damages, those would be covered under the dwelling portion of the coverage.

Make certain your home is built of sturdy construction and that it is secure to the foundation to lessen the risk of extreme earthquake damage.

Since your current auto, home, or commercial policy probably excludes earthquake damage, you may be interested in separate Texas earthquake insurance policies.

However, you can purchase separate flood and earthquake policies to cover your home and possessions against damage.

Earthquake insurance includes coverage for damage to the foundation or basement, the overall structure of the home, and the interior of the home.

Most homeowners insurance policies don't cover damage caused to your home by earthquakes.

Also, earthquake insurance has a much higher deductible than regular home insurance, so claiming damage from an earthquake requires a significant loss.

So, a home with a replacement value of $ 300,000 and maximum contents coverage of $ 100,000 would require an additional $ 200 per year in premiums to cover earthquake damage.

Several types of home insurance are common or typical to specific regions or locales, such as damage to floodwaters, hurricanes, earthquakes, etc..

Most home policies cover damage from wind and fire, but natural disasters like floods or earthquakes almost always have to be added on as an additional policy option.

In a comprehensive home insurance policy, damages caused to your house due to fire, earthquake and burglary are covered.

Such disasters displaced over 42 million people from their homes in 2014, and earthquakes, storms, and floods cause billions of dollars in damages.

This is the dilemma faced by tens of thousands of refugees in Japan who fled their homes when an earthquake and tsunami damaged Fukushima's nuclear power plant, causing three major meltdowns — the largest nuclear disaster since Chernobyl in 1986.

Most of the homes in Northern Italy are built of masonry, and thousands were damaged or destroyed in the 2009 earthquake.

By now, you've probably read about the bureaucratic tangles that have been delaying the arrival and distribution of tents, food and other international relief supplies following the April 25 7.8 - magnitude earthquake that has shattered or damaged several hundred thousand homes and other structures in Nepal.

Although we don't know yet just how bad the situation is at Japan's damaged nuclear plants in the wake of the earthquake and tsunami, the events across the Pacific are already triggering a new and differently tinged debate over nuclear power back here at home.

Youth and adults marched through the city center demanding an end to gas extraction in the region, called on Shell and Exxon to pay for the damages to their homes from earthquakes induced by extraction, for the Dutch government to break its ties with the gas industry, and for leaders to speed up the 100 % renewable energy transition away from fossil fuels.

A magnitude 6 earthquake will cause a stone hut to collapse, killing the inhabitants, but will only mildly damage the average US home, and not kill anyone.

Flood and earthquake damage are not covered by standard home insurance policies but might pose a serious risk to our vacation home, depending on where it is located.

Standard home insurance or renters insurance won't protect against quake damage, but a separate earthquake policy can fill that gap.

Having earthquake insurance can make your life a lot easier if your home suffered damage.

Earthquake insurance covers repairs needed because of earthquake damage to your home and may cover other structures not attached to your house, likeEarthquake insurance covers repairs needed because of earthquake damage to your home and may cover other structures not attached to your house, likeearthquake damage to your home and may cover other structures not attached to your house, like a garage.

Earthquake insurance covers your home in the event of damages caused by an eEarthquake insurance covers your home in the event of damages caused by an earthquakeearthquake.

To get coverage for the extensive damage quakes can cause, including home replacement, you must get an additional earthquake policy.

• Standard home insurance coverage does not cover you for damages that occur as the result of an earthquake.

Amica Mutual offers basic homeowner's insurance policies with the option to add additional coverage including replacement cost for your home, personal property and expensive items with an option to purchase catastrophic coverage for damages from earthquakes or floods.

Having earthquake insurance can keep you protected in the event that an earthquake was to occur and damage your Massachusetts home.

Earthquake coverage can help you pay for the damage to your home and possessions in the event of an eEarthquake coverage can help you pay for the damage to your home and possessions in the event of an earthquakeearthquake.

You could find yourself responsible for excessive out - of - pocket costs if your home is seriously damaged by an earthquake.

Earthquake insurance includes coverage for damage to the foundation or basement, the overall structure of the home, and the interior of the home.

Not all homeowners insurance policy will pay when their homes are damaged by earthquake.

This additional earthquake protection covers all direct physical losses or damage to your property caused by an earthquake, except those caused by tidal waves, floods, surface water or waterborne objects, whether or not they are attributable to an earthquake The additional earthquake coverage also covers living expenses, such as accommodation rental, additional cost of food and transportation for you and your family while your home is being repaired (some eligibility rules may apply).