While there's no coverage for
earthquakes on a standard policy, explosion and fire after earth movement are covered on the NY policy form.
Not exact matches
Depending
on your situation, you may want to purchase flood or
earthquake insurance, as most
standard homeowners
policies don't cover these disasters.
Flood and
earthquake damage are not covered by
standard home insurance
policies but might pose a serious risk to our vacation home, depending
on where it is located.
However, certain perils, such as
earthquakes or floods, are excluded from
standard policies, and still other hazards, such as tornadoes, may be excluded based
on how much risk they pose to your region.
It does not cover
earthquakes, earth movement, or wildfires under the
standard policy form, but these types of coverage can often be added
on for just a few dollars a month.
Flood and
earthquake damage are not covered by
standard home insurance
policies but might pose a serious risk to our vacation home, depending
on where it is located.
Some insurance providers give homeowners discounts
on their
earthquake policies when they retrofit their older homes to better fit current
earthquake standards.
They also offer replacement cost coverage
on contents, personal liability protection, mortgage payment protection (included in California, available in Colorado, Nevada, New Mexico, and Utah), «Flex Pay» payment options, broad theft coverage,
standard (NFIP) Flood Insurance
Policies and
earthquake insurance.
Flood and
earthquake coverage is not available
on standard Tennessee renters insurance
policies.
Some
policies also include protection from floods and
earthquakes but this is not always
standard on a basic
policy.
On top of the
standard California renters insurance
policy options, many renters in Arcadia will also consider additional coverage needs such as loss of use coverage and
earthquake insurance.