Getting a retail or gas card isn't always
easier than an unsecured card, because many of the same issuers are making the credit decisions.
Not exact matches
These
cards are generally
easier to get
than most
unsecured cards, and using one can help you establish a credit file, provided the issuer reports to the three major credit reporting agencies.
You can use it anywhere, and the cash deposit you need to open the
card reduces lending risk, making them
easier to qualify for
than unsecured accounts.
In addition, store
cards are
easier to qualify for
than a traditional,
unsecured credit
card, making them attractive to consumers to looking to build and improve their credit.
Secured
cards, because they require you to deposit money, are
easier to obtain
than a regular
unsecured credit
card.
Requiring a cash deposit to open, secured credit
cards are
easier to get
than unsecured cards but have many of the same features.