Rod Griffin, director of public
education at the credit reporting agency Experian, estimates that consumers can have hundreds of credit scores.
Not exact matches
According to
reports, NYIA's agenda is the enactment of the controversial
Education Tax
Credit which benefits private and parochial schools, potentially
at the expense of public schools.
But Gates warned against complacency, and noted a 2012
report by PCAST that identified opportunities for the United States to keep its edge in innovation, including boosting of R&D expenditures moderately to 3.0 % of GDP, making the R&D tax
credit permanent, streamlining federal regulations that decrease productivity
at research universities, and adopting «best practices» to improve undergraduate
education in science, technology, engineering, and mathematics.
Although the total number of
education jobs is dropping
at unprecedented levels, the federal economic - stimulus package approved last year by Congress can be
credited with paying for 342,000, or 5.5 percent, of all teaching jobs nationally this school year, according to a new
report.
The
education news site GothamSchools (now Chalkbeat New York)
reported on a guidance counselor
at New York's A. Philip Randolph High School, for example, who said she was instructed to enroll dozens of failing students in
credit - recovery classes solely so they could earn their diplomas.
«Even after you pay off a bill that has been in collection, the status will be switched to «paid» on your
credit report, but that doesn't do much for your score,» says Gerri Detweiler, director of consumer
education at Credit.com.
The
report only looks
at non-mortgage debt and shows Canadians continue to spend confidently on cars,
credit cards,
education (student loans), and more.
«For example, if the due date is today, the late payment would usually not be
reported unless the payment was still not received by the due date next month,» says Rod Griffin, director of public
education at credit bureau Experian.
But that's not the case because countries have different privacy and
credit reporting laws, says Rod Griffin, director of public
education at Experian.
Rod Griffin, director of Public
Education at Experian said, «Consumers planning to purchase a home should check their
credit scores and
reports to see where they stand.
Looking
at credit scores, «In lower - ranking cities there's a higher degree of unemployment and
education levels aren't as high,» said Rod Griffin, director of public
education at Experian, which provided
credit report data for the analysis.
Current tax benefits — The income you
report at the time of conversion could push you into a higher tax bracket, excluding you from other tax benefits, such as child and higher
education tax
credits.
In a press release, Rod Griffin, director of public
education at Experian, recommended checking financial accounts and monitoring your
credit report and
credit score throughout the holiday season.
«Most lenders as well as many service providers and employers utilize consumer
credit report information in assessing applications for
credit, services and employment,» says Steven Katz, director of consumer
education at TransUnion's TrueCredit.com.
The
report contains a number of smallscale recommendations, such as allowing lawyers to earn continuing legal
education (CLE)
credit for well - being workshops or de-emphasizing alcohol
at bar association social events.