Sentences with phrase «effect for more»

In 2013, the Consumer Financial Protection Bureau (CFPB) amended components of the Truth in Lending Act (TILA) and the Real Estate Settlement Practices Act (RESPA) that have been in effect for more than 30 years.

Turning your fan counter-clockwise during the summer helps create a wind chill effect for a more comfortable living environment.

A policy that has been in effect for more than 60 days can not be canceled unless you are not paying your premiums or you have committed fraud in the information you gave the insurance company.

Policy lapses if the insured makes non-payment of 12 successive premiums with the policy being in effect for more than three years.

For policies in effect for more than 45 days, companies may not cancel, refuse to renew, or increase the premium solely because a first claim is filed against the policy.

Today, the Supreme Court rejected the Karan argument and changed the long standing rule on benefits, which has been in effect for more than121 years:

Two policies, in effect for more than a year, with no claims.

SEAACA's BIG MEOW program has been in effect for more than three years which provides free altering to cat owners who have free roaming cats.

This front - end alternative is now creating a crowding - out effect for more risky assets by providing a tangible investment alternative with much less embedded risk.

Florida's ESA program is already managed by the scholarship organizations that participate in the state's tax - credit scholarship program, and Nevada has a similar tax - credit scholarship program that has been in effect for more than a year.

Harrington, an assistant professor of public affairs, said NCLB has been in effect for more than 10 years, and prior research on the program mostly has focused on student achievement.

«Union release has been in effect for more than a half - century as part of the city's collective - bargaining process, but we're doing what we can to bring down city costs.»

This front - end alternative is now creating a crowding - out effect for more risky assets by providing a tangible investment alternative with much less embedded risk.

The research team, comprising 20 researchers from the Copenhagen Centre for Team Sport and Health, the University of Southern Denmark, Gentofte University Hospital and the National Research Centre for the Working Environment, was led by Professor Peter Krustrup, who has studied fitness and health effects for more than 10 years and published 55 articles in the area over the last 5 years.

«Such claims could cause serious knock on effects for the more vulnerable of the world.

Although these studies demonstrate how universal programs that teach SEL skills can have an economic impact, it must be noted that estimates are largely based on program effects for more readily monetized outcomes.

But descriptions of a small number of cases do not yield explanations of leadership effects for a more general population of schools.3

As well as the new paint job, this Maxima apparently features ground effects for a more intimidating look.

Besides that, Space Wolf will double as a remaster, featuring enhanced graphics with dynamic lighting, improved textures, and all manner of new weather effects for a more immersive experience.

Not exact matches

Implementing these healthy, stress - relieving techniques for dealing with difficult people will train your brain to handle stress more effectively and decrease the likelihood of ill effects.

One cool side effect of paying for YouTube ads: your YouTube channel will accrue more views, followers, and engagement (e.g., thumbs up, comments).

As the business sector accumulates more surplus cash, it has the effect of driving down interest rates because there's less demand for corporate bonds and other forms of business lending.

For example, the «bandwagon effect» that makes us more likely to believe something that the people around us believe is just an unfortunate consequence of being wired to function socially within a group context.

However, she said it was likely these privacy upgrades were already underway in preparation for the European Union's General Data Protection Regulation, which goes into effect in May and forces companies to offer E.U. users of such platforms more control over their data.

(The ACA has been in effect for larger employers — those with 100 or more employees — since the beginning of 2015) This is called the employer mandate, and generally speaking, such business owners must offer plans that cover a minimum of 60 percent of plan expenses, and must cost no more than 9.5 percent of an employee's annual household income.

Morphine and barbiturates may be used to ease the increasing pain and convulsions.Though the venom's effect on breathing may make painkillers more dangerous.The only antivenom uses potentially harmful horse proteins, making it a last resort.The black widow's bite is rarely deadly for healthy adults.

«Physical strain at work tends to create physical fatigue and leads to restorative sleep, but psychological strain has the opposite effect, making it more difficult for people to sleep.»

The feedback loop of the city making itself attractive to start - ups and start - ups helping to make the city attractive to talented young people (who in turn create more businesses that attract more young people) is only getting started, but Robinson says he can already see the effects both in terms of the area's legitimacy — «people are saying, «hey, I would actually invest here or I would start my business here» as opposed to 10 years ago where people would avoid the city at all costs» — and quality of life for young people.

One possible side effect of the Academy's tendency to prefer smaller, more exquisite films over splashy popcorn titles has been on ratings for the Oscars broadcast.

In the post, Feld, a long - time advocate for a «Startup Visa» to allow more international entrepreneurial talent to come to the U.S. to build businesses and create jobs, remarks on just how hard the current administration has fought to keep the program from going into effect.

A more reasonable level for Carney to reach over the next two years is closer to 3 %, Koeppl says, to keep ahead of inflation and reduce the negative effects of low rates.

Over time, as people became more and more aware of the effects commonly used products can have on the environment, plastic - happy clients who once cared mostly for cost and convenience morphed into savvy customers with real concerns about the impact polyethylene and other petroleum - based products have on the ecosystem.

Clips is a new iOS app for making and sharing fun videos with text, effects, graphics and more, without much prior knowledge of video editing

«Eventually rates will go up, and it will be more difficult for people to get money, and the net effect is that will hurt the economy and small businesses,» Citrin says.

Dooley also addresses the importance of more basic surroundings (in a literal sense), such as the detrimental effects of a noisy courtroom or a cluttered and messy website for instances online.

Adding one more competitor into that marketplace is unlikely to have the kind of effect of adding a competitor when a carrier is sitting on a monopoly, for example,» he said.

In effect, Cathcart said that with more than a billion users, Facebook can't possibly make across - the - board decisions about what is newsworthy or what is crucial information for users to know and what isn't.

I expect, however, that there will be three first - order effects that will be very similar to those that followed the BP spill: 1) increased public consciousness of the dangers inherent in transporting oil and oil products and more aversion to having these products moved nearby; 2) increased calls for alternatives to oil rather than alternative means of transporting oil; and 3) decreased trust in regulators» and firms» abilities to sufficiently mitigate risks from transporting oil.

The fact that taller people are more likely to be hired for jobs also has an effect, he said.

A major component of Basel III, in effect starting next year, is a requirement for financial institutions to hold more capital.

A side effect of all of this coverage is more awareness of Trump and his campaign, the kind of free marketing that other campaigns would no doubt have paid handsomely for if they could.

If JAMS (or, if applicable, AAA) at the time the arbitration is filed has Minimum Standards of Procedural Fairness for Consumer Arbitrations in effect which would be applicable to the matter in dispute, NBCUniversal agrees to provide the benefit of such Minimum Standards to you to the extent they are more favorable than the comparable arbitration provisions set forth in this Section 26, provided, however, that in no event may such Minimum Standards contravene or restrict the application of subpart (e) or (i) below.

Since the «Star Wars» prequels, in which George Lucas was heavily criticized for using too much CGI to create the worlds and characters, many big - budget movies have tried to find that happy medium of practical and visual effects to give the action on screen a more grounded feel.

But the more likely long - term effect is that, rather than accepting reduced overall compensation, executives will simply ask for the cash equivalent of the perks they no longer receive.

It was slated to take effect on April 10, but Trump asked the department to review the rule one more time for its impact on investors.

In cases when they do - such as with the work disincentive effects of means - tested tax credits used for the purchase of health insurance - it's better to hold off on those attacks or make them more nuanced.

Many of these practices were in place when researchers began an eight - month pretest at Gap to study the effects of more stable schedules for retail workers in three of the chain's stores.

Stepping down was hard, but the effect was amazing: I had a lot more free time in my schedule for new opportunities.

Alternatively, it is possible that managers whose compensation is tightly linked to stock performance become more aware of buyback's positive announcement effects in recent years and use buyback announcements to boost up stock prices for their own benefits.

We think we'll see a similar effect with Super Mario Run, and especially as we continue to develop Mario games for our own platforms that have more robust action and those sorts of elements, we think those will be appealing to the audience playing Super Mario Run on mobile devices.