The ultimate
effect lends credit to Nietzsche's thesis that Christianity is the religion of losers.
Not exact matches
Financial regulation experts warn of the potential contagion
effect of a hopped - up
credit market, especially one in which more and more
lending flows through unregulated firms.
«These adverse
effects would weaken the
credit quality of bank's loan portfolios and could lead to tighter
lending conditions for households and businesses.
However, a budget deficit that takes the form of transfer payments to banks, as in the case of the post-September 2008 bank bailout, the Federal Reserve's $ 2 trillion in cash - for - trash financial swaps and the $ 700 billion QE2
credit creation by the Federal Reserve to
lend to banks at 0.25 % interest in 2011, has a different
effect from deficits that reflect social spending programs, Social Security and Medicare, public infrastructure investment or the purchase of other goods and services.
For example, a reduction in capital inflows can deflate asset bubbles and so discourage consumption through wealth
effects, or such a reduction can lower consumption by raising interest rates on consumer
credit, or even by encouraging stronger consumer
lending standards.
While the lagged
effects of the increases in interest rates in November and December are yet to flow through, the continuing rapid pace of
credit growth is prima facie evidence that financial conditions remain expansionary, especially when viewed in the context of
lending rates that are still below the average of the past decade.
The growth in housing
credit outstanding reflects the net
effect of new
lending and loan repayments.
Credit utilization is one of the factors that effects your credit score — understandably, lenders don't like to lend more money to someone who is constantly close to their borrowing l
Credit utilization is one of the factors that
effects your
credit score — understandably, lenders don't like to lend more money to someone who is constantly close to their borrowing l
credit score — understandably, lenders don't like to
lend more money to someone who is constantly close to their borrowing limits.
Credit Crunch: The
Effect on Consumers Times are relatively uncertain in today's financial and
lending environment.
The
Credit CARD Act goes into full effect on February 22, 2010 and shields all credit card holders from abusive, unfair bank and lending prac
Credit CARD Act goes into full
effect on February 22, 2010 and shields all
credit card holders from abusive, unfair bank and lending prac
credit card holders from abusive, unfair bank and
lending practices.
If
credit cards are involved, peer to peer
lending can provide a way to pay off debt without paying such high interest rates and reducing the
effect of compounding.
The new
credit lending regulations that went into
effect in the U.S. in early 2010 allow consumers to opt out of being allowed to go over the spending limit for their
credit cards.
The relief will have no particular
effect on
credit markets, other than to discourage lenders from
lending if they think that the cash amounts being paid to shareholders is imprudent.
This will further pressure net interest margins at banks, and lead to lower oil prices — with negative
credit effects on bank's energy
lending.
Trade
credit and political risk insurance merit close consideration not least because the
effect of «de-risking» transactions can lower the cost of monetary
lending which in turn releases money for investment projects.
Labour's Stella Creasy, who has long campaigned on consumer financial issues, has a new clause to require the new financial regulator to consider the
effect of high - cost
lending using
credit cards on consumer protection and produce an annual assessment of any consumer detriment.
Fannie Mae and Freddie Mac's new
lending guidelines went into
effect Monday, which are expected to help loosen up the tight
credit standards that home buyers and refinancers have faced in recent years.