After all,
the effect of easy credit is to enable borrowers to bid up housing prices.
Nonetheless, this book provides a great perspective on
the effects of easy credit, speculative bubbles, subsequent crashes, and recoveries that have existed in the past and will continue into the future.
Not exact matches
to say that prayer works and it's had
effects on a spiritual level and in the realm where it's just as
easy to say that instead
of prayer and god that changed you, you changed yourself and are giving
credit to an unseeable being.
It is
easy to assume that having no debt at all is a good thing and that a
credit utilization ratio
of 0 % will have a positive
effect on your
credit score.