Sentences with phrase «effect on consumer spending»

And he too is worried about the fact that government stimulus (transfer payments, unemployment benefits, welfare, food stamps, etc.) has had a major effect on consumer spending, but as people fall off extended unemployment benefits (and they are, by the hundreds of thousands each month) personal income could actually drop.

There is typically a bit of a lag between falling energy prices and their effect on consumer spending, but by Q3 12, declining energy prices should be supporting real consumer spending; we look for 2.5 % consumer spending growth in H2 12.

The hunger for a good deal combined with the desire for quality products is likely to have a barbell effect on consumer spending.

Not exact matches

But debt is still a major consideration for most Canadians when they head out to shop, which is limiting the strength in consumer spending and having an effect on the balance sheets of retailers, Ferley added.

Abramowicz foresees another sort of ripple effect in the event of a market correction: As homeowners with those short - term private subprime mortgages struggle to figure out how to refinance in a much more constrained market, they may opt to default and cut back on consumer spending.

No entrepreneurs interviewed credited Trump's actions or policies with any material improvements to their businesses, although several praised his salubrious effect on consumer confidence and the stock market (and consequent willingness by large clients to spend).

Business groups have been quick to point out the potentially destructive effects an increased sales tax would have on the country's (already limp) consumer spending.

The effect of stagnating incomes continues to spill over into the larger economy, weighing on the housing recovery and consumer spending.

On the broader economy, Federated's Macro Economic Policy Committee recently nudged up its forecast for real 2018 GDP growth a tick to 3.0 %, in part on the anticipated stimulative effects from tax reform, including increased business and consumer spendinOn the broader economy, Federated's Macro Economic Policy Committee recently nudged up its forecast for real 2018 GDP growth a tick to 3.0 %, in part on the anticipated stimulative effects from tax reform, including increased business and consumer spendinon the anticipated stimulative effects from tax reform, including increased business and consumer spending.

None of this spending has much effect on the consumer price index, but it does affect asset prices.

A major reason for the FOMC's overly optimistic forecast for economic growth and its incorrect view of the effectiveness of quantitative easing is the reliance on the so - called «wealth effect», described as a change in consumer wealth which results in a change in consumer spending.

House prices have finally recovered to long term averages, and the wealth effect on U.S. households ought to contribute to further consumer spending.

The speculatively - extended stock market and its positive wealth effect on the pickup in investor class consumer spending has been overhyped: it has briefly extended, but not reaccelerated the stalled out recovery.

Prospects for consumer spending will depend importantly on the extent of strengthening in the labour market over the coming year — both because of the impact on confidence and through the effect of employment growth on disposable income.

«When Utah consumers purchase locally produced or grown products it builds our Utah economy since a dollar spent on a Utah product creates the effect of adding $ 4 to $ 6 to our Utah economy.

Substitution Effect: Assuming that consumers have a fixed leisure budget, when a sports team moves to a city like Detroit from Pontiac, the money that a family spends going to a Lion's game is typically money that would have been spent on other leisure activities like bowling or going to the movies.

In the meantime, Merck spent $ 100 million a year on consumer advertising for the drug — more than Pepsi spent for its cola — and published more company - funded studies that obscured potentially deadly side effects.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, including store closings, higher - than - anticipated or increasing costs, including with respect to store closings, relocation, occupancy (including in connection with lease renewals) and labor costs, the effects of competition, the risk of insufficient access to financing to implement future business initiatives, risks associated with data privacy and information security, risks associated with Barnes & Noble's supply chain, including possible delays and disruptions and increases in shipping rates, various risks associated with the digital business, including the possible loss of customers, declines in digital content sales, risks and costs associated with ongoing efforts to rationalize the digital business and the digital business not being able to perform its obligations under the Samsung commercial agreement and the consequences thereof, the risk that financial and operational forecasts and projections are not achieved, the performance of Barnes & Noble's initiatives including but not limited to its new store concept and e-commerce initiatives, unanticipated adverse litigation results or effects, potential infringement of Barnes & Noble's intellectual property by third parties or by Barnes & Noble of the intellectual property of third parties, and other factors, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 30, 2016, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

The above chart reveals the effect higher prices and lower market share have had on daily consumer spending, with self - published authors gradually chipping away at market share lost by major publishers.

While the effects of the lowered credit score of the country have yet to be fully determined, it is safe to say that the excess spending in Washington reinforces the need for consumers to get a handle on personal credit scores.

Temporary factors, including the damping effect of higher food and energy prices on consumer purchasing power and spending as well as supply chain disruptions associated with the tragic events in Japan, appear to account for only some of the recent weakness in economic activity.

In response to the comment below - Journal of Experimental Psychology: Applied article titled Monopoly Money: The Effect of Payment Coupling and Form on Spending Behavior runs 13 pages but on the first page offers «Do consumers spend differently when using one payment mode relative to another mode?

In a New York Times article, the author points to the fact that «adding hundreds of billions of dollars to consumer spending» could start to have a «counter effect» on rates as the economy continues to strengthen.

Despite efforts to diversify it's export mix, US consumer spending still has a huge effect on Canada's economy.

Theoretically, the subsequent wealth effect would encourage businesses to invest in their growth, consumers to spend on discretionary items and the overall economy to improve dramatically.

«The turn in home prices is important, not only because the housing industry is an important employer, but also the wealth effect created by rising home prices can lift consumer spending on other big - ticket items,» said Steven Ricchiuto, chief economist at Mizuho Securities in New York.

As a disclaimer, I will confess that these changes are not due to the magnanimity of the consumers who want to alleviate the potentially devastating effects of Global Warming, but instead are primarily due to the fact that people don't want to spend so much money on gas (and they use the Global Warming argument as a backup to assuage their conscience)

The consumer spending more of his income on energy and more expensive products will lose spending power which has a negative effect on the economy.

We estimate the wealth effect from unrealized gains on bitcoin trading by Japanese investors since the start of fiscal year 2017, and estimate a potential boost to consumer spending of 23.2 - 96.0 billion yen.

«We estimate the wealth effect from unrealized gains on bitcoin trading by Japanese investors since the start of fiscal year 2017, and estimate a potential boost to consumer spending of 23.2 to 96.0 billion yen ($ 206.0 million to $ 852.5 million).»

Advertising - based consumer companies spend huge amounts on R&D building products that appeal to users, although usually not a lot on sales and marketing to acquire users; consumer companies that break through to the scale necessary to support advertising rely on viral network effects.

It's also needless to say that buoyant consumer spending would have a ripple effect on the manufacturing and service sectors as long as they provide products catering to the needs of customers.

But it will nevertheless come with two negative effects on economic growth: Consumers will have less equity to tap through their equity lines of credit, and they'll feel less wealthy based on their unrealized gain, both of which will inhibit their spending.

But eventually higher oil prices will become, in effect, a tax on consumer spending.

Looking ahead, the economy is expected to pick up its pace, helped in part by the positive effect of lower oil prices on consumer spending.

«The turn in home prices is important, not only because the housing industry is an important employer, but also the wealth effect created by rising home prices can lift consumer spending on other big - ticket items,» said Steven Ricchiuto, chief economist at Mizuho Securities in New York.

An important driver in consumer spending is homeownership, both for items that go in the home, and because of the wealth effect that owning a home generally confers on the owner.