Even the location of the property you are buying insurance for will have
an effect on your costs, as the rates increase for areas that have higher crime rates.
Another thing that can have
an effect on the costs of your Goose Creek renters insurance is where your home is located.
The biggest disappointment to the architects of the scheme will be the perceived
effect on costs.
Bearing all that in mind, it is worth looking at wind generation's
effect on costs in the first six months of 2016 and ask, are the costs are reflective of the $ 135 / MWh (+ up to 20 % COL [cost of living] increases) 20 year contracts IESO, and the Ontario Power Authority awarded?
If that's the case, you have to wonder whether it'd really have a big
effect on costs at all.
The effect on costs, and therefore trade, are also (for the most part) minor.
Some examples: in the presence of full expensing, a corporate rate reduction has
no effect on the cost of capital for equity - financed investments and raises the cost of capital for debt - financed investments.
The respondents have expressed concern regarding the uncertainty about tariffs and
the effect on the cost of goods.
Evaluation of farm - to - school implementation might address whether locally grown foods were delivered to schools and served in cafeterias as intended; cafeteria staff, parent, and student response (ie, acceptability); and
the effects on the cost of school lunches (ie, affordability).
To understand
their effect on cost of goods, biomanufacturers can conduct sensitivity analyses that evaluate the risk of a process failing to deliver target cells at reproducible quality suitable for reinjection into patients.
You might not know that the size of your down payment has a direct
effect on the cost of your mortgage insurance and when it can be canceled.
We recommend the use of a loan calculator to experiment with different amortization parameters and observe
the effect on the cost of the loan.
It can have a dramatic
effect on the cost of refinancing a loan.
The age of your home and the number of stories (including the basement) have
an effect on the cost of premiums.
It also means that supply disruptions, whether real or perceived, can have a huge
effect on the cost of oil.
The biggest
effect on the cost of awards will be the elimination of the 15 % online / mobile booking discount which just about everyone could take advantage of (if you had a complicated itinerary which required an agent to complete the booking you would still get the discount because it wasn't bookable online).
As you can see from the chart, elite status has a large
effect on the cost of an award night.
Costs associated with repairing blades are extremely high and time consuming, causing significant operating losses due to downtime and having a significant detrimental
effect on the cost of energy generated.
As a result, a cap - and - trade system's
effect on the cost of coal use would be significantly greater than its
effect on the cost of gasoline or natural gas consumption.
Replacement should not be undertaken unless the operating costs of the replacement are less than the operating costs of the plant replaced since it can have huge
effects on the cost and reliability of the electricity so vital to our civilization.
The judiciary can have
some effect on cost recovery and payments made by defendants but determining how the industry shares its costs is a much harder nut to crack.
The health classification into which an applicant falls can have a profound
effect on the cost of coverage, and it is important for insurance shoppers to understand the various classifications insurance companies use to rate their policyholders.
This has dire
effect on the cost, and in some cases caused a waiting period to be imposed on their policy.
So when it comes to life insurance, most shoppers aren't shocked to find out that family history of cancer, heart disease, and diabetes can have a negative
effect on the cost of the policy.
The purchase price doesn't have as much of
an effect on the cost of your premium as the repair costs.
This aspect, too, has a significant
effect on the cost.
Drivers set their own deductibles, and the level will have a significant
effect on the cost of the policy.
or «do you anticipate X having
an effect on the cost of Y in the future?»
The only diagnostic category for which psychotherapy had little
effect on cost was that of affective disorders (1 RCT involving 121 outpatients).
It will also have
an effect on the cost!
Not exact matches
Businesses with more than 50 employees that do not offer coverage will be taxed based
on the size of their payrolls, but the
cost will be significantly less than the
cost of providing insurance benefits, and the tax is not set to go into
effect until the 2014 fiscal year.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance,
cost, and revenue under our contracts, including our ability to achieve certain
cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses
on new and maturing programs; 5) our ability to accommodate, and the
cost of accommodating, announced increases in the build rates of certain aircraft; 6) the
effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the
effect of global economic conditions
on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the
effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact
on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact
on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns
on pension plan assets and the impact of future discount rate changes
on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco
on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the
effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the
effect of changes in tax law, such as the
effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted
on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the
effect of such changes; 21) any reduction in our credit ratings; 22) our dependence
on our suppliers, as well as the
cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments
on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest
on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other
cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected
costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The price
effect for the division was a negative 0.4 % but is up around 2.5 % excluding molecular sieves, reflecting the Group's policy to pass
on the increase in raw materials
costs in its sales prices.
Experts say U.S. companies including distilleries, manufacturers, and agriculture firms may struggle to absorb the
costs associated with exporting their products overseas — and there could be ripple
effects on other sectors.
As I've been reporting this week, the Trump administration's threats to cut off insurer payments that help low - income Americans with their deductibles and out - of - pocket medical
costs has already had a real - world
effect on markets.
But these cooler streets also reflect less heat onto buildings, saving
on air - conditioning
costs and reducing the
effects of climate change.
According to an analysis of 2010 data by the Urban Institute, a nonpartisan think tank, the price tag was $ 669 million in direct hospital
costs for just that year and $ 174 billion in larger societal
costs, which includes disability,
effects on employment, and other longer - term factors.
Over time, as people became more and more aware of the
effects commonly used products can have
on the environment, plastic - happy clients who once cared mostly for
cost and convenience morphed into savvy customers with real concerns about the impact polyethylene and other petroleum - based products have
on the ecosystem.
As such, we can not fully evaluate claims to the
cost of the program or the
effect it will have
on employment.
The increase takes
effect next month and will
cost $ 300 million
on top of wage hikes that were already planned.
Besides touching off a trade war with other countries, a bump in
costs — even if only for certain sectors of the economy, like automotive companies — could have ripple
effects on the economy overall.
Such risks, uncertainties and other factors include, without limitation: (1) the
effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed
cost reduction efforts and restructuring
costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the
effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the
effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU,
on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the
effect of changes in tax (including U.S. tax reform enacted
on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition
on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative
effects of the announcement or the completion of the merger
on the market price of United Technologies» and / or Rockwell Collins» common stock and / or
on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in
effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger
costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse
effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating
costs by, among other things, requiring a minimum benefit ratio
on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.
The ban, when it eventually takes
effect, is also likely to incur filtering
costs for Internet providers, who would inevitably pass them
on to subscribers.
New overtime rules take
effect December 1st, which could have a pretty dramatic impact
on operating
costs for a lot of companies.
(The firm's downward pressure
on costs is known as the «Vanguard
effect.»)
«Those
costs may have a material adverse
effect on The Home Depot's financial results in the fourth quarter of fiscal 2014 and / or future periods,» the company said.
The rest of the new rules are set to go into
effect in February, including regulations
on interest - rate increases and disclosure rules that more clearly spell out the
cost of financing using credit cards.
For Nikollaj, an ancillary benefit to such
cost - saving discoveries has been their
effect on corporate culture.
Annualized GAAP interest expense based upon $ 780 million principal outstanding and using the LIBOR based interest rate spread in
effect on April 29, 2016, was $ 44 million and included $ 5 million in debt issuance
cost.