Sentences with phrase «effect on costs»

Even the location of the property you are buying insurance for will have an effect on your costs, as the rates increase for areas that have higher crime rates.
Another thing that can have an effect on the costs of your Goose Creek renters insurance is where your home is located.
The biggest disappointment to the architects of the scheme will be the perceived effect on costs.
Bearing all that in mind, it is worth looking at wind generation's effect on costs in the first six months of 2016 and ask, are the costs are reflective of the $ 135 / MWh (+ up to 20 % COL [cost of living] increases) 20 year contracts IESO, and the Ontario Power Authority awarded?
If that's the case, you have to wonder whether it'd really have a big effect on costs at all.
The effect on costs, and therefore trade, are also (for the most part) minor.
Some examples: in the presence of full expensing, a corporate rate reduction has no effect on the cost of capital for equity - financed investments and raises the cost of capital for debt - financed investments.
The respondents have expressed concern regarding the uncertainty about tariffs and the effect on the cost of goods.
Evaluation of farm - to - school implementation might address whether locally grown foods were delivered to schools and served in cafeterias as intended; cafeteria staff, parent, and student response (ie, acceptability); and the effects on the cost of school lunches (ie, affordability).
To understand their effect on cost of goods, biomanufacturers can conduct sensitivity analyses that evaluate the risk of a process failing to deliver target cells at reproducible quality suitable for reinjection into patients.
You might not know that the size of your down payment has a direct effect on the cost of your mortgage insurance and when it can be canceled.
We recommend the use of a loan calculator to experiment with different amortization parameters and observe the effect on the cost of the loan.
It can have a dramatic effect on the cost of refinancing a loan.
The age of your home and the number of stories (including the basement) have an effect on the cost of premiums.
It also means that supply disruptions, whether real or perceived, can have a huge effect on the cost of oil.
The biggest effect on the cost of awards will be the elimination of the 15 % online / mobile booking discount which just about everyone could take advantage of (if you had a complicated itinerary which required an agent to complete the booking you would still get the discount because it wasn't bookable online).
As you can see from the chart, elite status has a large effect on the cost of an award night.
Costs associated with repairing blades are extremely high and time consuming, causing significant operating losses due to downtime and having a significant detrimental effect on the cost of energy generated.
As a result, a cap - and - trade system's effect on the cost of coal use would be significantly greater than its effect on the cost of gasoline or natural gas consumption.
Replacement should not be undertaken unless the operating costs of the replacement are less than the operating costs of the plant replaced since it can have huge effects on the cost and reliability of the electricity so vital to our civilization.
The judiciary can have some effect on cost recovery and payments made by defendants but determining how the industry shares its costs is a much harder nut to crack.
The health classification into which an applicant falls can have a profound effect on the cost of coverage, and it is important for insurance shoppers to understand the various classifications insurance companies use to rate their policyholders.
This has dire effect on the cost, and in some cases caused a waiting period to be imposed on their policy.
So when it comes to life insurance, most shoppers aren't shocked to find out that family history of cancer, heart disease, and diabetes can have a negative effect on the cost of the policy.
The purchase price doesn't have as much of an effect on the cost of your premium as the repair costs.
This aspect, too, has a significant effect on the cost.
Drivers set their own deductibles, and the level will have a significant effect on the cost of the policy.
or «do you anticipate X having an effect on the cost of Y in the future?»
The only diagnostic category for which psychotherapy had little effect on cost was that of affective disorders (1 RCT involving 121 outpatients).
It will also have an effect on the cost!

Not exact matches

Businesses with more than 50 employees that do not offer coverage will be taxed based on the size of their payrolls, but the cost will be significantly less than the cost of providing insurance benefits, and the tax is not set to go into effect until the 2014 fiscal year.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The price effect for the division was a negative 0.4 % but is up around 2.5 % excluding molecular sieves, reflecting the Group's policy to pass on the increase in raw materials costs in its sales prices.
Experts say U.S. companies including distilleries, manufacturers, and agriculture firms may struggle to absorb the costs associated with exporting their products overseas — and there could be ripple effects on other sectors.
As I've been reporting this week, the Trump administration's threats to cut off insurer payments that help low - income Americans with their deductibles and out - of - pocket medical costs has already had a real - world effect on markets.
But these cooler streets also reflect less heat onto buildings, saving on air - conditioning costs and reducing the effects of climate change.
According to an analysis of 2010 data by the Urban Institute, a nonpartisan think tank, the price tag was $ 669 million in direct hospital costs for just that year and $ 174 billion in larger societal costs, which includes disability, effects on employment, and other longer - term factors.
Over time, as people became more and more aware of the effects commonly used products can have on the environment, plastic - happy clients who once cared mostly for cost and convenience morphed into savvy customers with real concerns about the impact polyethylene and other petroleum - based products have on the ecosystem.
As such, we can not fully evaluate claims to the cost of the program or the effect it will have on employment.
The increase takes effect next month and will cost $ 300 million on top of wage hikes that were already planned.
Besides touching off a trade war with other countries, a bump in costs — even if only for certain sectors of the economy, like automotive companies — could have ripple effects on the economy overall.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.
The ban, when it eventually takes effect, is also likely to incur filtering costs for Internet providers, who would inevitably pass them on to subscribers.
New overtime rules take effect December 1st, which could have a pretty dramatic impact on operating costs for a lot of companies.
(The firm's downward pressure on costs is known as the «Vanguard effect.»)
«Those costs may have a material adverse effect on The Home Depot's financial results in the fourth quarter of fiscal 2014 and / or future periods,» the company said.
The rest of the new rules are set to go into effect in February, including regulations on interest - rate increases and disclosure rules that more clearly spell out the cost of financing using credit cards.
For Nikollaj, an ancillary benefit to such cost - saving discoveries has been their effect on corporate culture.
Annualized GAAP interest expense based upon $ 780 million principal outstanding and using the LIBOR based interest rate spread in effect on April 29, 2016, was $ 44 million and included $ 5 million in debt issuance cost.
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