Sentences with phrase «effect on one's premiums»

A deductible is a set amount of money that you agree to pay out of pocket when you submit claims, and it also has a very large effect on your premiums.

Your occupation class has a major effect on your premiums and benefit period.

Such situations can have a significant effect on the premiums that you need to pay.

The three feature selections having the greatest effect on premium rates are the income replacement amount, the benefits period, and elimination period.

Increasing your deductible can have an immediate effect on your premiums.

You will want to choose something that will not be difficult for you to pay if you need to, and something that is going to have a positive effect on your premiums.

Location: Where you live has a big effect on your premiums.

«That had a dramatic effect on the premiums,» he says.

The amount of deductible selected also has a direct effect on premiums.

You can also choose to raise or lower your deductible, which will generally have the reverse effect on your premium.

Some may have little effect on your premium, while others can cause a huge rate increase.

Increasing your deductible by several hundred dollars can have a huge effect on the premium, again making collision fit into that common formula for appropriate policy contents.

It is a frustrating thing to think about, but filing claims tends to have a negative effect on your premiums over time.

Bad habits such as smoking cigarettes and consumption of alcohol have an adverse effect on the premium amount.

Your vehicle's location can have an important effect on your premium.

However, since herpes itself is not commonly a life threatening disease, it will not have much effect on your premiums when the policy is written.

Maintaining a clean driving record also can have a major effect on premiums.

All of these can have significant effects on your premiums, especially if they're not controlled.

The one thing that may have the biggest effect on your premium is your credit score.

SMEs support a raft of proposed reforms designed to counter fraudulent workplace claims, which are having a knock - on effect on premiums.

And, while scores have no consistent effect on premiums (meaning you can not predict if certain credit behavior will result in a high or low premium), there are steps consumers can take to help avoid paying more for insurance:

Generally speaking, if you are in good overall health and are not overweight, then that will have a positive effect on your premiums even if you do smoke cigars occasionally.

Although there are many variations of life insurance, there are two primary types of coverage that are available in the marketplace — and the type of policy you end up picking can have a real effect on the premium that you pay and the benefits that your loved ones may ultimately receive.

Installing car safety devices is simple and has an immediate effect on your premium as long as you choose devices that your provider has approved.

Your deductible can have a large effect on your premium rates because many Peachtree City car insurance companies are going to be willing to give much lower rates to the customers that accept a higher personal risk through a larger deductible.

DWF has warned that there are clearly real risks for what this will mean in terms of fraud and overall claim volumes in Scotland, and beyond that the knock - on effect on premiums and uninsured driving.

Most of our clients lock in $ 500,000 of 20 or 30 - year term life insurance for $ 20 - $ 40 a month (don't quote me on that, age and health have a major effect on your premiums).

How long the policy is designed to last, as well as the assumed non-guaranteed rate of return, can have a significant effect on the premium.

«If legislation were enacted that incorporated both the provisions of the Bipartisan Health Care Stabilization Act and a repeal of the individual mandate... the effects on the premiums and the number of people with health insurance coverage would be similar,» Keith Hall, the CBO's director, wrote in a letter to Murray.

Teenagers learning to drive typically get rated as permit status, which has little to no effect on premiums.

This may or may not have an effect on your premiums.

Each of these will have an effect on the premium that you will be charged for your insurance policy.

Your medical history — including any current health conditions — will have an effect on your premiums.

The change in aircraft could have an effect on premium cabin award availability too... but not necessarily for the worse.

However, health issues, like a back problem or anxiety can have an effect on your premiums and even your insurability.

The truth is that some medical conditions have little to no effect on your premium, while others affect the price more substantially.

Have you ever verified over choosing a deductible on your car insurance or home insurance has made any effect on your premiums?

This may or may not have an effect on your premiums.

Regular smoking is a major knock, but occasional smoking (like a cigar every now and then) or chewing tobacco can also have an effect on your premiums.

Even a minor fender bender can have an effect on your premiums, especially if you are at fault, or if you have a prior violation such as a speeding ticket.

Your deductible also has an effect on your premium.

It's common knowledge that filing a claim will almost certainly have an effect on your premiums for a period of time, but it's almost impossible to know how much and for how long because insurance companies use such complex calculations to determine rates.

Since Fred is converting his term insurance to permanent insurance, his new policy is very affordable because Fred has reduced the death benefit and his new health conditions have no effect on the premium.

However, factors like the age, gender, marital status, credit score, and geographical location of the driver will also have an effect on premiums.

If your business is an area that gets more wind and rain and hail damage, this can have an effect on your premiums.

Medical History: Your past medical history also has an effect on your premium.

All insurance companies will require you to agree on the amount for your deductibles, and this amount will have an effect on your premiums.

Finally, the type of car you drive could have an effect on your premium.

Teenagers learning to drive typically get rated as permit status, which has little to no effect on premiums.