Sentences with phrase «effect on refinancing»

While it's still too early to tell what the final PROSPER Act will look like, I would point to another part of the bill where there might be effects on the refinancing market: limiting income - based repayment programs.

A: While it's still too early to tell what the final PROSPER Act will look like, I would point to another part of the bill where there might be effects on the refinancing market: limiting income - based repayment programs.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Abramowicz foresees another sort of ripple effect in the event of a market correction: As homeowners with those short - term private subprime mortgages struggle to figure out how to refinance in a much more constrained market, they may opt to default and cut back on consumer spending.

The results section of the calculator highlights how mortgage refinance can have different short term and long term effects on a person's finances.

While most people's reasons for refinancing are financial in nature, the effect it will have on your finances is highly dependent on your current situation and the terms of your new home loan.

Due to regulatory changes that took effect on January 1, 2010, and were amended effective October 3, 2015, all lenders are required to disclose all fees associated with a purchase, construction, or refinance of your property on the same standardized form — the Loan Estimate (formerly Good Faith Estimate and TILA).

We'll work with you to determine what program is best for you, considering your cash on hand, how likely you are to sell your home in the near future, and what effect refinancing might have on your taxes.

This time, we are looking at the concrete effects that the shutdown is having on home purchase and refinance loans.

As interest rates fell, we looked at our mortgage balance, and agreed that paying down the loan would enable us to refinance and save enough in mortgage interest that the net effect was as if we were getting 8 % on the money.

The combined effect of home equity financing and dramatic losses in home value have left FHA with little choice but to take on high CLTV refinance mortgages, or risk acquiring more properties through foreclosure.

A new FHA premium pricing plan goes into effect on the same date the expanded FHASecure refinancing program begins, July 14 2008.

It can have a dramatic effect on the cost of refinancing a loan.

Would federal student loan refinancing create the same effect if applied on the national scale?

FHA advises lenders to inform borrowers that short refinancing will have a negative effect on their credit scores, and that they may wish to consult a tax adviser about the tax implications of the debt forgiveness involved.

Prior to beginning the application process, anyone interested in refinancing through Earnest may complete a self - report application and authorizing a soft credit check, which will have no effect on the applicant's credit score.

The length of time that you intend to stay in the home should also have an effect on your decision whether to refinance your mortgage loan.

«With all the new rule changes, we've definitely noticed the effect on the market with home purchases, renewals and refinances.»

This could have a significant effect on borrowers looking for refinancing with FHA.

Whether you lost your job on North Main Street, and now you are scrambling to figure out your health insurance situation; or you are an executive for ESPN seeking to refinance and recalibrate homeowners payments, you need better guidance for how to collect Bristol insurance quotes and deploy that information to smart effect.

Finally, if you plan to buy or refinance a house in the near future, check with your lender to see if setting up a separate entity will have an adverse effect on your loan application process.

Whether you lost your job on North Main Street, and now you are scrambling to figure out your health insurance situation; or you are an executive for ESPN seeking to refinance and recalibrate homeowners payments, you need better guidance for how to collect Bristol insurance quotes and deploy that information to smart effect.

«The strong performance of loan originations in the fourth quarter and for 2002 as a whole undoubtedly reflects the effects of low interest rates on both the refinancing incentives and ability of borrowers to carry mortgages on newly acquired and newly built properties,» says Doug Duncan, MBA's senior vice president and chief economist.

Much of the update is inconsequential, it mostly had to do with updating the software to comply with the new QM (Qualified Mortgage) rules that went into effect on Jan 10th, as well as some minor changes to the way DU underwrote HARP refinances, but one big change may positively affect a lot of people.

If the banks, lenders, and servicers implemented the program exactly as it was written it would have helped many millions of homeowners refinance to lower interest rates, lowering their payments, and even probably had a positive effect on the national housing market and overall economy as less of those homeowners would have lost their homes and had more money in their pockets to spend.

If your debt ratios are already on the high side (a GDS ratio over 33 percent or a TDS ratio over 38 percent), it may be in your best interest to apply for refinancing sooner rather than later before the new mortgage rules take effect.

The risk retention rules and increased reserve requirements, which go into effect at the end of 2016, will put even more pressure on traditional lending sources, limiting their capability to provide clients with construction loans for new properties and refinancing of existing loans.

Lastly, these changes will go into effect for any borrower who applies for mortgage financing, including refinancing a current mortgage, on or after August 1, 2015.