Sentences with phrase «effect on the default»

That's enough to have a measurable effect on the default rates.

Not exact matches

Abramowicz foresees another sort of ripple effect in the event of a market correction: As homeowners with those short - term private subprime mortgages struggle to figure out how to refinance in a much more constrained market, they may opt to default and cut back on consumer spending.

So not likely to have a huge effect, even if Safari is the default browser on iOS.

Daniel Hanson, an analyst for Height Securities, told Morning Consult that the current default likely won't have a major effect on the municipal bond market because its effects were already «priced in» ahead of time.

Written by NCEO founder Corey Rosen, this issue brief discusses as of mid-2016 the extent and growth of employee ownership; survey data on ESOPs and corporate governance as well as ESOPs and executive compensation; research on the effect of ESOPs on corporate performance; the 2012 shared capitalism study of Great Place to Work applicants; data on employee ownership and employee financial well - being; the NCEO's analysis of data on ESOPs and default rates; trends in broad - based equity compensation plans; equity compensation and corporate performance; the impact of ESOPs and other broad - based plans on unemployment; legislative and regulatory issues for employee ownership; and international developments in broad - based plans.

Thats why anger shouldn't be our default, especially when it comes to trivial arguments on social media and debates about news stories that don't even effect us directly.

«Our findings on the effects of homework challenge the traditional assumption that homework is «inherently good» (Gill & Schlossman, 2001, p. 27), and instead suggest that researchers, practitioners, students, and parents unpack why the default practice of assigning heavy homework loads exists, in the face of evidence of its negative effects.»

The question is, if the US defaulted, what would be the effect, not on the federal government, but on the ordinary citizen living in such a country?

He warned: «The risks to the world economy and the Eurozone are plain to see, starting with the Greek default which hangs like the sword of Damocles over Europe, threatening a domino effect on Portugal and Ireland, followed perhaps by Spain and Italy.»

Based on anatomical sites with muted slow - wave activity, the researchers suspect the first - night effect involves the default - mode network, a system of interacting brain regions involved in daydreaming and spontaneous thoughts.

Last month a new state law went into effect, making the UO museum Oregon's default repository for fossils found on state lands.

A within - group analysis was performed in the depressed group to explore effects of depression refractoriness on functional connectivity.Resting - state subgenual cingulate and thalamic functional connectivity with the default - mode network were significantly greater in the depressed subjects.

While there are myriad factors (and as many antidotes) for flagging desire, it's worth checking in on whether we're genuinely dissatisfied or bummed by default, against a cultural bullseye: the Samantha Jones effect.

In its default «Quality» mode — which runs at 1080p / 30 fps docked — the game ticks along nicely, with impressive visual effects and loads of enemies on - screen at any one time.

Yannelis also notes that if wage garnishment has a linear effect on reducing defaults, then eliminating the policy altogether would increase default rates by over half.

On my vehicles, the only «side effect» is I have to reset the clock, as it defaults to 12:00 when the battery is reconnected.

A side of effect of using the Kobo app is it makes the Boox's default library show a whole bunch on nonsensical.

Since the QM rule went into effect, the default rate on loans held by the GSEs has dramatically declined.

Defaulting on your student loans can have a negative effect on your credit record, which can have an effect on future plans for quite some time.

Besides the psychology effects that the defaulted student loans may have on the individuals, the cost implication is also high.

Behavioral economics has had a transformational effect on the fortunes of millions of people saving for retirement through the introduction of auto enrollment, default plans, and «save more tomorrow» schemes.

For federal student loans, default occurs at 270 days delinquent and has a negative effect on your credit score.

Falling residential real estate prices, and the effect on mortgage default, and the effect on those that hold mortgage securities.

The effect of having someone cosigned a loan for you is that, the person is standing in for you in case of default on your part.

Defaults of auto loans do not have the same powerful effect on the economy as mortgage dDefaults of auto loans do not have the same powerful effect on the economy as mortgage defaultsdefaults.

Delinquency happens when a borrower first begins to fall behind in their loan payments, but after nine months a borrower enters default, which can have a similar effect on a credit report as an unpaid lien, foreclosure, or repossession.

The effect of credit default swaps and collateralized debt obligations on default in the short run is modest at best (even the article says CDOs lower borrowing costs by 3 - 5 basis points).

What effect would a sovereign default of a European country (i.e. Italy / Greece) have on house prices of the same country that goes in default?

The knock - on effect of an Irish default could well be terrible in a European context, or even globally, but bluffing works both ways..!

The only reason bad credit would effect these types of student loans are if you have defaulted on a federally granted student loan in the past.

This will put you in a negative situation with your debt, cause extreme hardship and probably lead to default or the need for credit - counseling service (which often has a negative effect on credit).

Unemployment has a big effect on credit card defaults, but not foreclosures.

A new Senate bill is intended to end a couple of private student loan practices that have harmed borrowers.The American student loan crisis is garnering the attention of lawmakers, and now there are two new proposals in the Senate banking bill to ease the pressure debt is putting on student loan borrowers, according to CNBC.The latest proposals aim to mitigate the negative effect of student loans would tackle how private student loan lenders approach the issue of a cosigner's death or bankruptcy, as well as how defaults would be reported on the borrower's credit report.Numerous studies have pointed toward...

The effect of reforming repayment on the path out of default is also unclear.

To reduce the indirect effects of such receivership on other institutions, it would be helpful to legislate a restriction on the use of credit default swaps (essentially insurance contracts against the failure of a company's bonds), requiring that such swaps may be used for bona - fide hedging purposes only.

There's also the negative effect a default can have on a person's credit score: Huynh says a person with a good credit history who stops paying their student loans could see their credit score drop by as much as 100 points.

The ultimate effect for defaulting on a student loan is that your credit is ruined and the debt — and debt collectors — will be chasing you the rest of your life.

«This has an adverse effect on homeowners who do pay their mortgages, and the after - effects of more defaults and more price collapse could be economic catastrophe.»

These types of loans can result in significant savings as long as the person does not default on any payments for the loan as the interest rate will remain the same over the entire time the loan agreement is in effect.

Huge Impact on Your Credit Your account activity is going to have dramatic effects on your credit score if you pay your loan timely or default.

If you thought the default faces were messed up in Mass Effect: Andromeda, wait until you see what people are coming up with on their own.

But when I was working on TWEEZER, I wanted to have a lot more visual polish, and was frankly getting bogged down on a lot of stuff that was Not Writing; while I knew I absolutely refuse to make another game in Twine Default Color Scheme, because TDCS is ugly as shit, and while I knew certain effects I wanted in the text, I don't have a great color sense and I wasn't sure how to use certain macros like < > and stuff.

For example: One of Red Monika's default attacks, Chimera Sting, does damage based on attack power, adds a random debuff status effect to the target, and generates overcharge (a temporary boost to mana).

In particular, she focuses on how whiteness as a societal default can have a harrowing effect on on the mental health of people of color, particularly women of color.

The New York - based artist will install images, all printed the same scale of scans of Ibiza flyers, tracksuits and magazines, default Photoshop image effects, commercial and cell phone photography and low - res screen captures that would, if cropping up on a social media feed, be hashtag - ged with the words «currentmood»; a way of illustrating your specific emotional state via an image that is not specific or related to you and your life at all.

This notion that mankind is destined to be the helpless victim of his own effects on the environment is true only if one assumes that environmental change by default causes our collective IQ to drop to the level of an ape.

While there may be no obvious penalty, those that default or break their promises lose credibility, diplomatic standing and trust among their peers, which can have effects in other venues, on other issues and with investors and corporations.

Under a new Pilot Practice Direction, which took effect on 29 January, the default position will be that hearings are held in public with reporting restrictions to protect identities.

«(1) On an application for relief from any sanction imposed for a failure to comply with any rule... the court will consider all the circumstances including --(a) the interests of the administration of justice; (b) whether the application for relief has been made promptly; (c) whether the failure to comply was intentional; (d) whether there is a good explanation for the failure; (e) the extent to which the party in default has complied with other rules,...; (f) whether the failure to comply was caused by the party or the party's legal representative; (g) whether the hearing date... can still be met if relief is granted; (h) the effect which the failure to comply had on each party; and (i) the effect which the granting of relief would have on each party or a child whose interest the court considers relevanOn an application for relief from any sanction imposed for a failure to comply with any rule... the court will consider all the circumstances including --(a) the interests of the administration of justice; (b) whether the application for relief has been made promptly; (c) whether the failure to comply was intentional; (d) whether there is a good explanation for the failure; (e) the extent to which the party in default has complied with other rules,...; (f) whether the failure to comply was caused by the party or the party's legal representative; (g) whether the hearing date... can still be met if relief is granted; (h) the effect which the failure to comply had on each party; and (i) the effect which the granting of relief would have on each party or a child whose interest the court considers relevanon each party; and (i) the effect which the granting of relief would have on each party or a child whose interest the court considers relevanon each party or a child whose interest the court considers relevant.

Whole life insurance is exactly that, life insurance that is in effect until the end of your life, or until you cancel it, default on payment or have your policy canceled for another reason.