Sentences with phrase «effect on their credit from»

A consumer credit counseling company will often tell consumers that there won't be any adverse effect on their credit from the program, but that is a lie.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.

In addition to the BEAT provision, finance experts say changes to the corporate tax rate and other elements in the tax reform bill will have multiple effects on profits from renewable energy projects, project finance, and the value of tax credits.

The changes wrought by the proposed legislation will have a much bigger effect on some groups — especially those who get insurance through their employers and those on Medicaid — than estimated by recent analysis from independent healthcare policy experts such as the Brookings Institution and credit rating agency S&P Global Ratings

Mastercard can thank JPMorgan, Bank of America and others for that decline, as these banks» decision to ban customers from using their credit card to transact in cryptocurrencies had a domino effect on other banks like Capital One and Citigroup.

Let's be sensible here.Like it or not we have lost Sanchez.We are getting a vast improvement on Walcott in Mikki with (please god) Abua joining as well.Sanchez wanted to go so let's move on.I believe these 2 signings could reignite us and the credit will be with Sven and not Wenger.Soon everyone will start to give credit to Ivan Gaz as without doubt his Catylis For Change is beginning to take effect.12 months ago if we had banked the money for Coq Wally and That Chilean C *** what would we have done with it?Sven M is influencing transfer policy now without doubt.We have no option other than to be patient this season and just take whatever we get from Europa League and Caro Cup.Anything above 6th in Premier League let's take as a bonus.I can't help but believe we are seeing something happening that we are nor used to.

Let's be sensible here.Like it or not we have lost Sanchez.We are getting a vast improvement on Walcott in Mikki with (please god) Abua joining as well.Sanchez wanted to go so let's move on.I believe these 2 signings could reignite us and the credit will be with Sven and not Wenger.Soon everyone will start to give credit to Ivan Gaz as without doubt his Catylis For Change is beginning to take effect.12 months ago if we had banked the money for Coq Wally and That Chilean C *** what would we have done with it?Sven M is influencing transfer policy now without doubt.We have no option other than to be patient this season and just take whatever we get from Europa League and Caro Cup.Anything above 6th in Premier League let's take as a bonus.I can't help but believe we are seeing something happening that we are nor used to.Things are different because Wenger has lost his influence.

The shadow chancellor also said he would reverse the effects of the government's move to end tax relief on pension funds, would abolish the national child trust fund for the rich and remove tax credits from families earning more than # 50,000.

The House of Lords» votes on the Tax Credits Regulations challenged the Government, not the House of Commons, and the effect of the options set out in the Strathclyde Review would be to tilt the balance of power away from Parliament generally and towards Government.

And the best part, I mean, you got all these different seance from monstrosity to ghosts, to technology, to special effects, this is not a cheap underground movie, The producers really deserve some credit on the graphics and audio!

As much as I love Rose Byrne's work here, and the comedic brilliance of Anna Faris, it's Stephen Merchant who gets things off on the right foot, and then returns from time to time to very funny effect, right through to the end credits.

He has also written about the effects of unemployment insurance on job search and labor force participation; the role of structural factors in impeding recovery from the Great Recession; and the incidence of the Earned Income Tax Credit.

From the disastrous effects of the Universal Credit on children and the pupil premium, through the SEN crisis to the upbeat people of edTechUK, we constantly hear the call for more data.

So the key is to establish new positive credit and start paying your bills on time every month, as the adverse effect from your past debts gradually continues to diminish.

It's always advisable to check on debt consolidation companies in detail and find out from credit report agencies as to the effect of debt consolidation agency on future credit.

The overall effect on your credit score from having a current loan that you are making payments on is a positive one.

Either way, you should always remove any errors or outdated information from your credit report — regardless of the actual effect on your score — as soon as you discover them.

Removing your name from pre screened lists has no effect on your ability to obtain or apply for credit.

The currency conversion rate on the date of the original transaction may differ from the rate in effect on the date the transaction credit was issued.

Apart from the fact that late payments will attract penalty fee, it will also have adverse effects on your credit score.

Rules come into effect in Canada on Wednesday that force credit card companies to provide a 21 - day grace period from interest on new charges, even if the previous month's balance wasn't paid off in full.

Away from that, you have Governor Lacker, who tends to be a hawk, saying that it is the effect of the financial markets on the economy will drive Fed policy, not any volatility in the credit markets themselves.

The Credit CARD Act goes into full effect on February 22, 2010 and shields all credit card holders from abusive, unfair bank and lending pracCredit CARD Act goes into full effect on February 22, 2010 and shields all credit card holders from abusive, unfair bank and lending praccredit card holders from abusive, unfair bank and lending practices.

From a consumer standpoint, a charge off has an extremely adverse effect on their credit score once reported.

A charged off account will have a lasting effect on your credit score unless you have it removed from your credit report.

Every time we view a collection account on our credit report, we cringe from knowing these accounts have a negative effect on a credit score.

For instance, a late payment from last year can have a bigger negative effect on your credit score than a late payment from five years ago.

Unnecessary credit reports can discourage applicants from applying, and running mass credit reports on all applicants, regardless of the position, can have the effect of discriminating against certain protected classes.

How FICO 9 will reduce collection's negative effect on scores Along with some other consumer - friendly changes brought on by the National Consumer Assistance Plan, such as the removal of most tax liens and civil judgments from credit reports, some relief also awaits collection - burdened consumers with the latest FICO scoring formula: FICO 9.

Forrest, though, said it was important to understand the different types of risk — from the effects of interest rate hikes to whether an investor opts to take on credit risk.

This can have a number of negative side effects that can range from an increased APR, late fee, negative mark on your credit, and reduced grace period.

If you are turned down however, be aware that there are many providers and they may be one who will be willing to give you accept your application; but at the same time also be aware that getting turned down from some providers can have a negative effect on your credit rating, making it more difficult for you to borrow in the future.

The estimates include the effects on outlays resulting from changes in refundable tax credits.

I do not address what date effects when an account can be removed based on the 7 year rule for most credit accounts that date is 7 and 1/2 years from the date of first delinquency.

Learn more about the effect of debt on your credit score from the links below.

Because of the bad effect that late payment usually has on payment history, you may want to plea with the collection agency to help you withdraw the late payment from your credit report.

For example, for some scoring models, loans from financial companies can have a negative effect on your credit score.

Judgments can remain on a persons credit history tyically for 10 years from the date of disposition, but may only remain in effect for 10 years from the date of filing.

Multiple credit inquiries» effect on score It should now be clear that when multiple hard inquiries from a property rental application appear on your credit report, any impacts to your score are likely to be small.

It comes as no surprise then that a bankruptcy can wreak havoc on your credit score which can have an effect on anything from insurance rates to the ability to rent an apartment.

The marks on your report from the late car payments will continue to stay on your report, but once you introduce a more recent history of positive credit usage, their effect will become less and less.

The information from credit scores can guide Credit Karma users into better credit health by monitoring the effects of their financial decisions on their credit scores when the change happens, and adjust their actions accordcredit scores can guide Credit Karma users into better credit health by monitoring the effects of their financial decisions on their credit scores when the change happens, and adjust their actions accordCredit Karma users into better credit health by monitoring the effects of their financial decisions on their credit scores when the change happens, and adjust their actions accordcredit health by monitoring the effects of their financial decisions on their credit scores when the change happens, and adjust their actions accordcredit scores when the change happens, and adjust their actions accordingly.

A positive effect on your co-signer's credit score will come about if you pay off the loan as a part of the consolidation and have the account closed and notated as «paid in full» on the credit report will see the benefit on their credit as that obligation (or potential obligation) is removed from their credit report.

It's effecting my credit big time it also says Derogatory on my credit report from the same company.

«Teaching kids about finance from an early age can have profound effects on the way they view and deal with money for their entire lives,» says Brian Betz, Counsellor at Money Mentors, a not - for - profit credit counselling agency in Alberta, Canada.

These bonds are bought by investors on the open market for less than their face value, and the company uses the cash it raises for whatever purpose it wants, before paying off the bondholders at term's end (usually by paying each bond at face value using money from a new package of bonds, in effect «rolling over» the debt to the next cycle, similar to you carrying a balance on your credit card).

For instance, in the example above, even though a whooping sum of $ 1,300 was paid off from the beginning credit card balance, the effects it had on the average daily balance is insignificant because the payment was made just a day to the end of the month.

The relief will have no particular effect on credit markets, other than to discourage lenders from lending if they think that the cash amounts being paid to shareholders is imprudent.