Sentences with phrase «effect on your credit rating»

Delinquency can have an adverse effect on your credit rating, as we report the status of your loans to the consumer reporting agencies on a monthly basis.

Failure to repay the loan in a timely manner can have a further adverse effect on your credit rating.

But the main reason many people choose to file a consumer proposal is the effect on their credit rating.

You want to keep your inquiries to a minimum because it can have a bad effect on your credit rating.

Because they don't represent borrowing they in no way indicate anything about your ability to repay and thus have no effect on your credit rating.

Failing to repay on numerous occasions may have an adverse effect on your credit rating making it more difficult to obtain credit in the future.

This, of course, will have adverse effects on your credit rating.

Failure to repay the loan in a timely manner can have a further adverse effect on your credit rating.

Closing credit card accounts with long relationships can have a negative effect on your credit rating, so even if you aren't using the account and you have consolidated the debt on the account, you may want to keep it open.

If you are smart when consolidating credit card debt, and if you find a very experienced and professional company to help you, it can have a good effect on your credit rating.

Racking up credit card bills, student loan debts or medical fees can put you in an extremely precarious financial situation which, as a result, can have a long - term effect on your credit rating, your livelihood and even your physical and mental health.

If you are turned down however, be aware that there are many providers and they may be one who will be willing to give you accept your application; but at the same time also be aware that getting turned down from some providers can have a negative effect on your credit rating, making it more difficult for you to borrow in the future.

Bankruptcy is a last resort for many and should be considered carefully as it will have long - lasting effects on your credit rating.

It will also have damaging effects on your credit rating, thus you will be paying higher interest rates for the debt that has accumulated.

When you are late making payments on credit cards, this has one of the most negative effects on your credit rating.

C. Debt Settlement Companies May Mislead Consumers About The Settlement Process And Its Adverse Effect On Their Credit Rating.

This has a devastating effect on your credit rating.

Be aware that there will be some effects on your credit rating.

The manner in which you make payment has a substantial effect on your credit rating, as 35 % of your credit score is based on the pattern of repayments.

Delinquency can have an adverse effect on your credit rating, as we report the status of your loans to the consumer reporting agencies on a monthly basis.

Keep in mind that this choice can have an effect on your credit rating in the future, so you have to pick which company to apply for very carefully.

Hlavinka credits Citi's effort at making its new program «seamless and automatic for the customer,» because it has consolidated statements and appears easy to manage, with no downsides such as additional fees or negative effects on credit ratings.

The downside is that you might experience a negative effect on your credit rating.

A bankruptcy filing will remain on your credit history for 10 years, and will have profound negative effects on your credit rating.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

While it is a small increase, it could have a trickle down effect on your bank account, 401 (k) plan, adjustable - rate mortgage loan and even your credit card.

Moody's, a credit rating agency, issued a warning that the settlement may have a negative effect on Wells» debt because of image concerns and called the incident «highly disturbing.»

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

In the near term, higher interest rates will have an immediate effect on consumers with credit card debt, home equity lines of credit and those carrying adjustable rate mortgages.

Of course, closing a credit card could be problematic for another reason: The effect it has on your credit utilization rate, which is how much credit you're using out of the total amount available to you.

«The cumulative effect of interest rate hikes is going to begin mounting,» said Greg McBride, Bankrate.com's chief financial analyst, particularly on variable - rate loans such as credit cards, home equity lines of credit and adjustable - rate mortgages, which could rise within one to two statement cycles.

The rest of the new rules are set to go into effect in February, including regulations on interest - rate increases and disclosure rules that more clearly spell out the cost of financing using credit cards.

However, if one focuses on the resulting growth of credit over the recent period or the movements in long - term interest rates, the effects are less concerning.

Negative spillover effects in the form of excessive capital inflows and upward pressure on their exchange rates have at times made it difficult for them to control domestic credit conditions and have threatened their international competitiveness.

While a specific credit score doesn't guarantee a certain mortgage rate, credit scores have a fairly predictable overall effect on mortgage rates.

In addition to the BEAT provision, finance experts say changes to the corporate tax rate and other elements in the tax reform bill will have multiple effects on profits from renewable energy projects, project finance, and the value of tax credits.

For example, a reduction in capital inflows can deflate asset bubbles and so discourage consumption through wealth effects, or such a reduction can lower consumption by raising interest rates on consumer credit, or even by encouraging stronger consumer lending standards.

The biggest effect rising interest rates will have on consumers will be that credit will become more expensive.

The changes wrought by the proposed legislation will have a much bigger effect on some groups — especially those who get insurance through their employers and those on Medicaid — than estimated by recent analysis from independent healthcare policy experts such as the Brookings Institution and credit rating agency S&P Global Ratings

It's true that too many credit inquiries can have an adverse effect on your credit score, but there's a special provision in the FICO formula designed to encourage rate shopping.

Your credit score has a greater effect on the interest rate for credit cards because credit cards are unsecured debt.

Doulas are truly amazing and have been credited with many positive side effects, including lower cesarean section rates when they are present as well as higher satisfaction with the birth experience on the part of the women they serve during childbirth.

Finally the impact of the new net spending, fresh overheads, administrative overreach, additional costs of controls, leakages, and the second - order effects of these parameters was assessed on key macroeconomic variables such as inflation, GDP - per - capita growth, debt service - to - revenue ratio, exchange rate, import cover, interest rates and credit dynamics.

WASHINGTON (CNN)-- A Democratic congresswoman is calling on credit card companies to stop hiking interest rates before President Obama's credit card bill goes into effect next year.

Marvel will automatically renew the subscription for the same length term at the renewal rate then in effect with the credit card on file unless and until the subscriber cancels.

Regardless of whether market rates have moved up or down, your credit history will have a profound effect on the interest rate you get.

Capital One's mortgage rates are similar to those at other banks, but it's unclear whether the interest rates and APRs represented on its site take into account the effect of mortgage discount points or lender credits, which let borrowers adjust between interest rate and upfront costs.

The currency conversion rate on the date of the original transaction may differ from the rate in effect on the date the transaction credit was issued.

We also provide a explanation on how your credit score effects your down payment and interest rate.

Charge - offs can have serious and damaging effects on a borrower's credit rating and credit score.