Sentences with phrase «effect on your score because»

So, if you recently (like say within the last year) opened a store card for a large purchase and paid it off, and probably won't be using that card in the future, you might want to cancel that account, as the positive effect on your score because it helps your ratios is probably outweighed by the negative impact on your score because it is a new account.

Not exact matches

Consider prequalified credit cards because a credit card application will appear on your credit report as an inquiry but will not have a negative effect on your credit report or credit score.

Your credit score has a greater effect on the interest rate for credit cards because credit cards are unsecured debt.

This had long - lasting effects — African Americans still have, on average, much lower credit scores than whites, in part because they didn't have the means of building wealth through homeownership that whites had.

Because NFL teams most often score in multiples of 3 (field goals) and 7 (touchdowns + extra points), getting on or off these key numbers can have a significant effect on your winning percentage and units won.

Indeed, because the tests have such strong systematics, the use of GRE and PGRE scores as a measure of potential success has well - documented and powerful effects on the demographics of the resulting graduate cohorts.

Glycemic load scores provide an even more accurate estimate of the effect of a food on blood sugar levels because they take into account not only the glycemic index, but also the portion size of the food.

The visual effects are consistently superb (yes, Smaug is a triumph — though they didn't need to electronically treat Cumberbatch's voice quite that much); the new characters fir seamlessly, and Jackson has settled on a tone (no more whiplashing between Hobbit whimsy and LOTR darkness)-- which leads directly to the score being better because composer Howard Shore doesn't have to skip all over the place.

Putting a finger on exactly which policy changes produced the test - score improvements is remarkably difficult, because the state adopted a wide array of policies that may have had a beneficial effect.

She said: «I can't say definitely based on my research but we do know that teacher expectation and assessments can have a longterm effect on pupil progress, because it can affect their interaction, in terms of the groups they are put in... If you are an average - scoring boy from a lower income family, or an average - scoring girl in maths, and you are placed in a lower set then that is going to potentially depress your longterm trajectory.»

The estimated effects on reading scores are statistically indistinguishable from zero primarily because they are less precise.

Because we observe schools over several time periods, we can subject the program to an even stricter test by controlling for all characteristics of schools that remain constant over time (by «differencing out» the effect of attending a particular school on exam scores).

Performance metrics tied directly to student test - score growth are appealing because although schools and teachers differ dramatically in their effects on student achievement, researchers have had great difficulty linking these performance differences to characteristics that are easily observed and measured.

Beginning with the New York Times's front - page splash about an American Federation of Teachers (AFT) study in August of 2004 («Nation's Charter Schools Lagging Behind, U.S. Test Scores Reveal»), it seems that every study, no matter how problematic, has spawned a headline, simply because it talks about charters» effects on test sScores Reveal»), it seems that every study, no matter how problematic, has spawned a headline, simply because it talks about charters» effects on test scoresscores.

But the total effect on test scores also increases because the positive effect of adding a day to the school year is always greater than the negative effect of the needed reduction in class size.

Alternatively, charter schools might produce larger effects on attainment than on test scores because they are endowing students with skills, knowledge, work habits, motivation, and values that are important for long - term success but are not fully captured by test scores.

As per an email I received earlier today from Bruce (i.e., Sheri's husband / attorney who prosecuted her case), the Court otherwise «declined to make an overall ruling on the [New York growth] rating system in general because of new regulations in effect» [e.g., that the state's growth model is currently under review]... [Nontheless, t] he decision should qualify as persuasive authority for other teachers challenging growth scores throughout the County [and Country].

That's because a missed payment will have a negative effect on your credit score for 7 years, so although the damage diminishes over time, your credit score will only fully recover 7 years after your last missed payment.

Having the best FICO score or credit score possible should be a high priority in your life because it can have an effect on some various things.

This is not only because stability indicators have the highest single scores, but also because factors defining stability spread to have an adverse effect on other categories,» said the report.

It can be changed, and it's usually worth changing because it can have a devastating effect on your credit score.

Because of the effects that hard inquiries may have on your credit score, it then makes sense not allow too much inquiries to be placed on your credit file.

And, indeed, it also depends on your credit score, because with a better credit score, you'll pay a lower interest rate, and that has an effect on the monthly payments as well.

But because one credit card has a utilization of 50 %, that alone will have a big effect on your credit score.

Because of the major effects that your credit score can have on your life, it's important that you consider the ways in which you can ensure that it stays up.

Because negative items have less effect on your credit over time, if the date is adjusted into the past, you should see a bump in your score.

Your credit score has a greater effect on the interest rate for credit cards because credit cards are unsecured debt.

Before you write off bankruptcy as an option because of the effect on your credit, consider that your score already takes a hit whenever you miss a payment.

Making all of your payments on time is very important, because late payments can have a negative effect on your credit score.

It is important that you review copies of your credit reports annually because one small mistake on your credit report can have a significant effect on your credit score.

Fortunately, using the tool will have no effect on your credit score because it uses a «soft pull» to retrieve your credit information.

Checking for pre-approval offers through Discover's website is nearly instantaneous, and you don't need to worry about the impact to your credit score because there's no hard pull to check your pre-qualification status, so there is no effect on your credit.

Don't worry because this has no effect on your credit score.

I wouldn't suggest closing a card within 6 months of opening it, both because it will have a negative effect on your credit score and because technically an issuer can take back any points it awards you for opening that card.

She said that because each card requires a new application with a new credit line, the company would conduct a credit check (also known as a hard pull), which would mean a small negative effect on your credit score.

The thrower won't have to worry about timing because we will use the beatmaps for that... and don't think you can cheat by having the thrower simply not move - we track the distance covered and that has an effect on your score.

We report on the development of the evidence base by examining the ACE survey scores in relationship to the established clinical measures of clinical severity, global function, and problem severity collected routinely for children and adolescents referred and accepted for treatment.29, 30 Systemwide implementation of the ACE survey, as a first step, positions CAAMHPP to become an evidence - based, trauma - informed service organization, because ACE survey scores necessarily must relate to clinical outcomes in order to evaluate the effect of trauma - focused interventions in clinical practice.

A Hedge g effect size estimate was used in the power analysis because it includes a correction for sample size and is therefore more appropriate to use with small samples.26 The interpretation of g is similar to the interpretation of the Cohen d: 0.80 or greater is considered large, 0.50 to 0.79 is considered medium, and 0.20 to 0.49 is considered small.27 A minimum effect size of g = 1.0 was expected based on prior uncontrolled studies of CBCT and the broader psychotherapy research for PTSD.28 An effect size of g = 1.0 represents an approximately 25 - point improvement in total CAPS scores.