Sentences with phrase «effective cash back»

If you count this bonus, your effective cash back rate during that first year can be at the very least 2 %.

That is an easy 10 - 20 % effective cash back back in rewards.

you earned 5X and you can redeem at 1.5 X minimum, so it is 7.5 % minimum effective cash back.)

You may have read my recent post about getting more than 11 % in effective cash back at Amazon on every purchase.

Because cardholders» earnings are matched at the end of the year, the Discover it chrome card's effective cash back rate for the first year is substantially higher than almost every other competitor.

Discover it Miles (Double miles first year)-- There is no - sign up per se, but they do give you an effective cash back rate of 3 % the first year.

I give this criteria to the Discover it ® for Students card because you'll most likely earn much more throughout the year by using the card on one (or several) of that 5 % cash back categories, as opposed to the 1.25 % effective cash back that you'd receive from the Journey ℠ Student Rewards from Capital One ®.

My point being that there are cards that give you straight 2 % cash back and so if you are, for example, earning a Delta Skymile on their co-branded card and then redeeming for about a penny a point (Delta's goal for you) then you are only getting around 1 % effective cash back.

But if you realize that you won't put in the time and effort to exceed 2.5 % effective cash back, this may be a great card for you.

Other example is double points back at Amazon.com or BestBuy, making effective cash back around 4 %.

I've compiled a table of the award types, maximum ticket price, and the effective Cash back rate for purchases on the card at each level:

SimplyCash ® Plus Business Credit Card from American Express is a very effective cash back credit card that lets you choose a category of purchases (from a list of 8 select business - related categories) to earn 3 % cash back on.

The Citi ® Double Cash Credit Card is a simple yet effective cash back credit card.

If you count this bonus, your effective cash back rate during that first year can be at the very least 2 %.

It's a perfect fit for anyone who wants an easy but effective cash back credit card.

You should also pay attention to the effective cash back rate.

(It also tells you the effective cash back rate of your card.)

After spending $ 500 during that period, cardholders earn back $ 100, which is an effective cash back reward of 20 %.

That means, if you're a new cardmember, you can receive an effective cash back rate of 2 % on all spending, and up to 10 % on rotating categories (up to the $ 1,500 quarterly limit) during that first year.

* To redeem a perk as a statement credit requires 2 perks per each $ 20 redemption, thereby reducing your effective cash back rate.

I give this criteria to the Discover it ® for Students card because you'll most likely earn much more throughout the year by using the card on one (or several) of that 5 % cash back categories, as opposed to the 1.25 % effective cash back that you'd receive from the Journey ℠ Student Rewards from Capital One ®.

Not exact matches

You get 1 % cash back when you make a purchase, followed by another 1 % back when that purchase is paid off — for an effective total of 2 % cash back.

Paying with a rewards card, for example, can be an effective way to save money if you're earning points, miles or cash back on what you buy.

The $ 4.4 billion charge tied to the tax law stems from a requirement that companies move cash from overseas back to the United States and revalue assets that Goldman would have used under the old tax system to reduce its effective tax rate.

This is an effective rate which incorporates cash back.

The premier cash back card from American Express offers a reward of $ 250 for spending $ 1000 within the first three months with the card which is an effective intro rate of 25 % back.

Have your mortgage adviser calculate your «effective rate,» including the cash back.

Given the high annual fee, the rewards program on its own is nothing to be excited about — there are many cards that offer similar effective rewards and / or cash back rates with an annual fee of less than $ 100, and some that have no annual fee at all.

But keep in mind that for cash back, gift card, and merchandise redemptions, the rewards rate drops to an effective rate of 1 %.

If you click through the portal to shop and use your card to pay, you can earn 15 % cash back, which becomes an effective 30 % cash back with the match.

Spending just 15 % inside the bonus categories will net you an effective rewards rate greater than 1.5 %, while 25 % is needed to overtake a 2 % cash back card.

As a cash back card, it marries the ultimate rewards flexibility with a high effective rewards rate of 2 %.

Holders of this card can get an effective increased cash back rate during the first three months of opening an account.

With generous rewards and no annual fee, the Chase Ink Business Cash card can be a good option as a cost - effective business cash - back rewards cCash card can be a good option as a cost - effective business cash - back rewards ccash - back rewards card.

If you want a simple and effective way to earn cash back, the Citi ® Double Cash Card — 18 month BT offer is a great chocash back, the Citi ® Double Cash Card — 18 month BT offer is a great choCash Card — 18 month BT offer is a great choice.

We have to be very careful to say that you can earn an effective 2 % cash back on all spending.

It's our all - around general purpose travel credit card champion, with an effective 2 % cash back towards travel.

Note: Despite a higher - than - normal mortgage rate, cash back mortgages actually offer a very low effective rate.

Sampson, just for interest sake with a 15 year amortization your effective interest rate with the cash back offer is 3.38 % Hard to beat that for five years.

Mortgage Insurance protection premiums will rise effective May 1,2014 to 3.15 % for 5 % down from own cash OR 3.35 % if the down payment is from other sources such as cash back or borrowed from a line of credit.

Alternatively, the 7.5 % Groupon savings from EvoShare can be stacked with your credit card's 2 % cash back rate for an effective savings of 9.5 %.

That means, for the first year, you can earn up to $ 120 back from spending in the 2 % category, plus an unlimited effective rate of 2 % on all other purchases (doubled cash back from all the 1 % spending).

Assuming you are earning those points with your Chase Freedom Unlimited ® Card, let's look at the effective value of your «cash - back» when you redeem through your other Ultimate Rewards card account.

Are points - as - cash as effective as cash back?

When you realize that you can buy gift cards at office supply stores and that you can combine points with your Chase Sapphire Reserve card where points are worth a minimum of 1.5 cents each, this card gives you an effective 7.5 % + cash back at basically anything you can get a gift card for at office supply stores, including megastores like Amazon.com.

If you make that on - time payment, you're getting an effective 1.25 % cash back on all purchases.

However, it might still be worth getting since it offers an effective 2.2 % cash back on all purchases.

The Citi ® Double Cash Card offers an effective 2 % cash back on all purchases - 1 % when you make the purchase, and 1 % when you pay the bill (the minimum amount due or greatCash Card offers an effective 2 % cash back on all purchases - 1 % when you make the purchase, and 1 % when you pay the bill (the minimum amount due or greatcash back on all purchases - 1 % when you make the purchase, and 1 % when you pay the bill (the minimum amount due or greater).

The Citi ® Double Cash Card card is great because even if you still shop at JCPenney, you can earn an effective 2 percent cash back on your purchases, as well as all other purchaCash Card card is great because even if you still shop at JCPenney, you can earn an effective 2 percent cash back on your purchases, as well as all other purchacash back on your purchases, as well as all other purchases.

If you click through the portal to shop and use your card to pay, you can earn 15 % cash back, which becomes an effective 30 % cash back with the match.