Sentences with phrase «effective cost of»

It's a calculation that measures the net effective cost of borrowing.

APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as «points»), and loan - origination fees.

Brueggeman and Fisher (1993) indicate that borrowing will contribute to positive before - tax leverage if the unlevered before tax IRR is greater than the effective cost of the loan, which in addition to the loan interest rate reflects and additional costs such as points, prepayments, etc

«The effective cost of financing is much higher than you'd pay for a business or home equity loan.»

Helped in increasing company's profits to 7 % by reducing the effective cost of human resources used by it

Hence, the effective cost of home loan will be low.

This has helped in bringing down the cost of the middleman and has directly rewarded the customers by lowering the effective cost of these plans.

If the investor holds that painting for a decade or longer before selling, inflation eats away at the effective cost of the $ 2.8 million bill.

You can convert 50,000 Ultimate Rewards points into 50,000 United miles and enjoy that same flight at the effective cost of $ 655 ($ 500 worth of points + $ 155 in fees).

If you were targeted for the full 50 % bonus the math looks even sweeter — you could buy 75,000 Choice Points for $ 550 and those points would convert to 48,750 United Miles — that is a effective cost of ~ 1.13 cents per mile.

Plus, transferring the 20,000 SPG points to American nets us 5,000 free miles, making the effective cost of the intra-Asia flight 10,000 miles, which is a better value than United has to offer.

In fact, if you're Executive Platinum and could get 10,000 redeemable miles for this sample itinerary along with the possibility of an upgrade, that would leave you with an effective cost of 11,000 points and miles for a transcontinental roundtrip with a potential free upgrade to business / first class.

You deduct the full value of the stock or bond as a charitable contribution, saving income taxes and lowering the effective cost of your gift.

Highly Cost - Effective The cost of your pet's spay / neuter surgery is a lot less than the cost of caring for a litter.

You can convert 50,000 Ultimate Rewards points into 50,000 United miles and enjoy that same flight at the effective cost of $ 655 ($ 500 worth of points + $ 155 in fees).

With lumber prices skyrocketing, skilled labor in short supply and new limits on state and local tax deductions already raising the effective cost of homeownership, a rise in short - term interest rates will force even more potential buyers to the sidelines.

For FHA mortgage borrowers the new rate means that the effective cost of an FHA loan now tops 7 percent.

Let's say you have a 5 % mortgage, you're in the 22 % federal income tax bracket and you itemize your deductions, so the effective cost of your mortgage is just 3.9 %.

With our current corporate tax rate of 35 %, the effective cost of the new dividend to the corporation is $ 2.08 per current share.

That means that every dollar you add to your portfolio LOWERS the effective cost of your investments, which is truly unheard of.

When buying puts on a basic portfolio, would this amount to > 0.7 % of the holdings value per annum (the effective cost of this product)?

«If your lender can not counsel you based on effective cost of borrowing, then get another lender,» Engelstad said.

So Borders has taken action, but not in the form of a straight price reduction: It's including a $ 20 gift card with purchase of the Kobo, reducing the effective cost of the e-reader to $ 129.

This takes the effective cost of the price of the smartphone comes down to Rs 7,499.

The distance and density measures gauge whether easier access to a private school of any type increased the competitive pressure on public schools when the new policy lowered the effective cost of attending private school for eligible students.

Such gifts may enable you to deduct the full value of the stock as a charitable contribution, saving income tax and lowering the effective cost of your gift; and

If the effective cost of energy went up 30 to 40 percent, that figure would go up 1 to 1.5 percent.

The SALT cap also will increase the effective cost of State and local government services at the margin; each new dollar of State and local government spending will cost New York taxpayers more than under previous federal law.

The real interest rate is a concept which takes account of the fact that inflation in prices reduces the effective cost of borrowing and the return to lending.

The new law also makes the effective cost of new equipment cheaper, which may make it easier to make much - needed investments in new technology.

Since bitcoin is now trading at over $ 8,000, the effective cost of his car has increased, too.

Please read on for the effective costs of such a move, there is no «free lunch».

By doing this, investors can protect themselves from the dangers of falling prices by lowering the effective costs of owning a stock or -LSB-...]

Not exact matches

That could mean that consumer services won't be reliable enough, or won't be cost - effective if the carriers would need too many cell sites to reach a critical mass of customers.

Pipeline reversal projects such as the Enbridge Seaway reversal and the TransCanada Gulf Coast Marketlink project in the U.S. have begun to drain the glut of crude from the midwest by more cost - effective transportation options, and some significant refinery outages have finished in the U.S. midwest, adding demand.

As often as not, the biggest hurdle isn't even coming up with an elegant and cost - effective solution; it's getting people to accept the prospect of change and to adopt your answer to the problem.

One of the most budget friendly and cost effective perks you can offer is food.

This saves money on material costs by reducing the number of parts needed tenfold or more, and also saves time from design to manufacturing, allowing objects to be produced in small batches in a cost - effective way.

Some of the options you may want to consider are: getting rid of unnecessary bills (i.e. — magazine subscriptions, company mobile phones, etc.) reducing energy expenditure, or using a CVA to renegotiate contract terms in a cost - effective manner.

Now the time has come to brand your business, social media is the most cost - effective way of positioning your brand.

However for small businesses and start - ups, I for one still firmly believe email remains one of the most flexible, not to mention cost - effective, marketing communication channels available and I'm not alone.

It is simply one way of providing a more flexible workplace at its basic level and in a cost effective manner.

I still firmly believe email remains one of the most flexible, not to mention cost - effective, marketing communication channels available and I'm not alone.

There are a number of benefits to this shipping method, including more rapid and more cost - effective fulfillment.

«Testing and measurement can determine the best combination of on and offline media to deliver cost effective customer communications and optimise return on investment.»

A Business Owners Policy (or BOP) can roll all of these together in a cost - effective manner, but if you want to get customize your policy, here is what you need to focus on.

In International Living's Annual Global Retirement Index 2018, we ranked the 24 best retirement havens in the world, where you can live comfortably for less than you can in the U.S. And while all of these destinations are affordable, we have found the most cost - effective havens from the results of the «Cost of Living» category in the Incost - effective havens from the results of the «Cost of Living» category in the InCost of Living» category in the Index.

It is an easy, cost - effective way of inviting the customer to get to know you better.

Here are some cost - effective methods of marketing that will both spread the brand and help promote a positive image in the community:

A lot of business owners ask me about effective marketing, in terms of cost and result.