Sentences with phrase «effective interest rates for»

The current estimated effective interest rates for the CDC loan are in the table below.

It computes the effective interest rate for an investment compounded at different intervals.

The Annual Effective Interest Rate Calculator is a financial calculator will calculate the annual effective interest rate for any type of investment or savings product if you enter in the annual interest rate and the number of compounding periods.

Not exact matches

In addition to the results provided in accordance with US Generally Accepted Accounting Principles («GAAP») in this press release, the Company provides measures adjusted for Special Items, which include Adjusted Operating Profit, Adjusted Diluted Earnings Per Common Share, Adjusted Effective Tax Rate and Adjusted EBITDA, which we define as net income including noncontrolling interests adjusted for income tax, interest income, depreciation, amortization and other items, including store impairment charges.

The Effective Interest Yield for the second quarter of 2017 was 32.8 %, primarily reflecting the impact of higher delinquency and net charge - off rates in the second quarter of 2017 relative to the prior year period.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.

After years at the effective lower bound for short - term interest rates, economic conditions have finally warranted the start of U.S. monetary policy normalization.

Summers and other secular stagnation supporters argue that the level of interest rates needed to bring the economy back to full capacity is below the effective lower bound for monetary policy, so central banks are powerless to stimulate enough demand to use up excess supply.

For December 31, 2012 and 2013, the effective interest rates on the revolving line of credit and the senior term loan were 4.5 % and 4.0 % per annum, respectively.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.

Combined with today's interest rates, the new, lower rates for FHA MIP have lowered effective FHA mortgage rates to their lowest levels in history.

If she had added: «Plus, even though we are currently above the Effective Lower Bound on nominal interest rates (which is probably below 0 %) we are worried that the margin of safety is getting a bit small, and are pleased that fiscal policy is making that margin of safety a bit bigger than it otherwise would be» that would also be an internally consistent thing for the Bank of Canada to say.

During the financial crisis the implementation date was moved forward to October 2008, the Fed's hope at the time having been that a positive interest rate on excess reserves (IOER) would establish a new, above zero «floor» for the effective federal funds rate.

As I write in a recent paper, «Brave New World: Investing for Longer Retirements,» this rule is likely to prove less effective in today's environment of longer lives, fewer traditional pensions and low interest rates, where many people haven't saved enough to finance a multi-decade retirement.

Moreover, by keeping short - run interest rates near zero for more than seven years, paying interest on excess reserves (IOER) above the effective fed funds rate, and convincing markets that rates would stay low for a long time (forward guidance), the Fed has increased the reach for yield and appears more interested in priming Wall Street than in letting markets set interest rates and allocate credit.

In practice it is slightly more complex than this as inflation can reduce the effective size of a debt and you can borrow money to pay off debts to get better interest rates, and for a whole country the value of the currency has a significant effect,

«The poor performance of industry and the business sector in general, could also be attributed to other challenges they faced, including, but not limited to, lack of access to finance, high interest rates, an unstable exchange rate, high import duties on raw materials and machinery, poor facilitation of import and export trade, particularly at our ports, inadequate and poor quality of raw materials for industrial processing, a poorly developed domestic trade infrastructure, lack of effective collaboration between research institutions and industry, limited access to serviced land for industrial production activities and poor standards of regulation and certification.»

The Fed, which oversees the nation's monetary policy and sets interest rates, said U.S. currency is not a very effective transmission agent for germs.

According to John Musso of the Association of School Business Officials International, advance refund bonds «are a cost - effective way for districts to refinance high - interest debt at lower - interest rates, potentially saving hundreds of thousands of taxpayers» dollars in lower debt payments.

As I write in a recent paper, «Brave New World: Investing for Longer Retirements,» this rule is likely to prove less effective in today's environment of longer lives, fewer traditional pensions and low interest rates, where many people haven't saved enough to finance a multi-decade retirement.

The interest rate for a Home Equity Line of Credit is based on the current Prime Rate as published in the Wall Street Journal (as low as 4.75 % effective as of March 22, 20rate for a Home Equity Line of Credit is based on the current Prime Rate as published in the Wall Street Journal (as low as 4.75 % effective as of March 22, 20Rate as published in the Wall Street Journal (as low as 4.75 % effective as of March 22, 2018).

For instance, if an investor pays state tax at an effective 5 % rate (after taking into account the federal deduction allowed for such state taxes) and the state taxes out - of - state bonds (but not in - state bonds), an in - state bond bearing a 6 % interest rate is the equivalent of a 6.32 % out - of - state boFor instance, if an investor pays state tax at an effective 5 % rate (after taking into account the federal deduction allowed for such state taxes) and the state taxes out - of - state bonds (but not in - state bonds), an in - state bond bearing a 6 % interest rate is the equivalent of a 6.32 % out - of - state bofor such state taxes) and the state taxes out - of - state bonds (but not in - state bonds), an in - state bond bearing a 6 % interest rate is the equivalent of a 6.32 % out - of - state bond.

If you do it really well you can end up with an EFFECTIVE interest rate, for BOTH your primary and heloc.

If you do not pay your minimum payment by the payment due date in any month during the promotional period, you will lose the benefit of this promotional interest rate offer and, effective the first day of the next monthly statement period, the regular annual interest rate for cash advances will apply to any remaining balance transfer amounts.

The added bonus is that you can calculate your effective interest rate — your nominal, or quoted, interest rate adjusted for the loan term and compounding interest — so you can really see how much your paying for that mortgage.

Run the numbers and figure out how much that actually is, and then think about how much you need this infusion of cash right now (whether you'd take out a loan at this effective interest rate) and whether someone else is likely to make you a better offer for that amount of ownership.

Note: The effective yield on such floaters will be lower than than for fixed rate preferreds, the difference being the cost of interest rate protection.

Taking into account doubling after 20 years and tax free when used for qualified education expenses, EE series savings bonds after an effective 3.98 percent interest rate.

The fixed interest rate options with the lender are more cost - effective than other private lenders, but the shortened repayment term may be an obstacle for some borrowers.

That nice feature combined with a tax free gains if used for qualified education expenses means they have an effective interest rate near 4 %.

However, if you carry that balance for the year, your effective interest rate becomes 25.7 % as a result of compounding each day.

If you carry that balance for the year, your effective interest rate becomes 12.68 %.

You can engage in effective credit improvement that credit repair services charge high fees for and, soon, you'll have access to lower interest rate loans.

If it is a 3 % balance transfer interest rate for six months with a 4 % balance transfer check fee then the effective annual percentage rate is 10 % which could be more than the interest rate you're already paying.

1Effective January 1, 2018, accumulations (including contributions and earnings) under the Funding Agreement for the Principal Plus Interest Option will be credited to the MAP with an effective annual interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insurance Interest Option will be credited to the MAP with an effective annual interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insurance interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insurance Company.

3 Effective January 1, 2018, accumulations (including contributions and earnings) under the Funding Agreement for the Principal Plus Interest Option as of December 31, 2017 will be credited to MESP with an effective annual interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life InsuranceEffective January 1, 2018, accumulations (including contributions and earnings) under the Funding Agreement for the Principal Plus Interest Option as of December 31, 2017 will be credited to MESP with an effective annual interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insurance Interest Option as of December 31, 2017 will be credited to MESP with an effective annual interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insuranceeffective annual interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insurance interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insurance Company.

For example, let's say that the interest rate on a loan is 6 % and after the tax benefits, the effective rate is 4 %.

Interest rates are also posted on Account detail pages; for these pages, any changes to interest rates are updated in the nightly processing cycle on the effective date of theInterest rates are also posted on Account detail pages; for these pages, any changes to interest rates are updated in the nightly processing cycle on the effective date of theinterest rates are updated in the nightly processing cycle on the effective date of the change.

For fixed - income funds, the vertical axis shows the credit quality of the long bonds owned and the horizontal axis shows interest rate sensitivity as measured by a bond's effective duration.

- For interest - rate sensitivity, Morningstar obtains from fund companies the average effective duration.

But for loans to be most effective, loan interest rates must be taken into account.

Furthermore, while IGHG and HYHG seek to achieve an effective duration of zero, the hedges can not fully account for changes in the shape of the Treasury interest rate (yield) curve.

When the economy is healthy enough for interest rates, employee comp and effective taxes rates to start going up.

Despite paying the additional $ 4989.60 in interest for the first five years, the outstanding balance at the end of the five - year term remains $ 1592.22 higher than would the mortgage balance of a non-cashback mortgage with its lower effective interest rate.

The Fixed Rate Reverse Mortgage for April 2012 is down to 4.00 % (this is the Initial Interest Rate and the Effective Rate on the fixed program since there are no indices or margins to consider).

3 Due to rounding, the illustrated returns for the Principal Plus Interest Option may be slightly higher or lower than the figures derived from the effective annual interest rates credited for the sameInterest Option may be slightly higher or lower than the figures derived from the effective annual interest rates credited for the sameinterest rates credited for the same period.

The effective annual rate is the rate of interest that accounts for the effect of daily compounding over a year.

If you find that you have numerous different credit cards that are carrying a balance, it may be more cost effective to place these balances on a single credit card with a low interest rate for balance transfers so that you are only paying one bill each month.

Additional: Unless the labor market deteriorates further (unlikely), effective tax rates come down further (unlikely) or interest rates come down further (not much room for that at this point), the corporate profit to GDP / GNP ratio is basically tapped out (I presume foreign will have trouble growing much).

From what I've read, typically «APY» typically refers to the effective interest rate of an account (or loan) over the year, while accounting for compounding effects — for instance, https://www.ally...