Sentences with phrase «effective interest rates of»

Another implication is that when considering what - if interest - rate scenarios and the ability of the US government to meet its financial obligations under the different scenarios, the assumption should be made that the portion of the debt held by the Fed has an effective interest rate of zero.

The Estimated APR: Your Estimated APR in the results section shows you the effective interest rate of your new loan if you treat your closing costs like interest charges.

From what I've read, typically «APY» typically refers to the effective interest rate of an account (or loan) over the year, while accounting for compounding effects — for instance, https://www.ally...

For 2012, the annual effective interest rate of return was 4.091 %.

However two years ago the winning bids had an effective interest rate of 4 - 5 %

A borrower who qualifies today would pay 0.2 percent (the one - month Libor rate), along with a margin of 2.25 percent and the mortgage insurance premium of 1.25 percent, for a total effective interest rate of 3.7 percent.

Not exact matches

NEW YORK, May 2 - U.S. «There are no TIPS increases, which tends to reduce the effective duration of the forward auctions,» said Jim Vogel, interest rates strategist, at FTN Financial in Memphis, Tennessee.

«If we were to try to control the level of our exchange rate, we would have to start to close what is one of the most open and effective capital markets, money markets, in the world, in order to be successful,» Carney told a parliamentary committee this month, also warning «there would undoubtedly be a suspicion» that we were «trying to gain a competitive advantage» if we tried to control our interest rate.

At July 28, 2012, borrowings under the Asset - Based Revolving Credit Facility bore interest at a rate per annum equal to, at NMG's option, either (a) a base rate determined by reference to the highest of (i) a defined prime rate, (ii) the federal funds effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margin.

This, coupled with an effective duration of 5.5, offers the least amount of cushion to offset any rise in interest rates in the fund's history.

At April 27, 2013, borrowings under the Asset - Based Revolving Credit Facility bore interest at a rate per annum equal to, at NMG's option, either (a) a base rate determined by reference to the highest of (i) a defined prime rate, (ii) the federal funds effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margin.

The Effective Interest Yield for the second quarter of 2017 was 32.8 %, primarily reflecting the impact of higher delinquency and net charge - off rates in the second quarter of 2017 relative to the prior year period.

Public debt charges as a percentage of interest - bearing debt (the average effective interest rate) in 2009 - 10 is about half that in 1994 - 95.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.

Rather, instruments other than the interest rate tool are likely to be more effective without some of the attendant social costs.

Unsurprisingly, TLH has one of the lowest effective durations in the segment, so it's less sensitive to changes in interest rates.

After years at the effective lower bound for short - term interest rates, economic conditions have finally warranted the start of U.S. monetary policy normalization.

Effective forward guidance on interest rates causes market participants to lower their expectations and uncertainty about future path of interest rates and to anticipate that easier financial conditions will persist well in to the future.

Examples of forward - looking statements include, but are not limited to, statements we make regarding the Company's plans, assumptions, expectations, beliefs and objectives with respect to store openings and closings; product introductions; sales; sales growth; sales trends; store traffic; retail prices; gross margin; operating margin; expenses; interest and other expenses, net; effective income tax rate; net earnings and net earnings per share; share count; inventories; capital expenditures; cash flow; liquidity; currency translation; growth opportunities; litigation outcomes and recovery related thereto; the collectability of amounts due under financing arrangements with diamond mining and exploration companies; and certain ongoing or planned product, marketing, retail, manufacturing, information systems development, upgrades and replacement, and other operational and strategic initiatives.

One of the most useful new findings over the past year is that strong breadth reversals, combined with falling interest rates, are typically a very early and effective signal of rallies that occur within bear markets.

ABR loans under our Cash Flow Facility bear interest at a variable rate equal to the applicable margin plus the highest of (i) 3.5 %, (ii) the prime rate, (iii) the federal funds effective rate plus 0.5 %, and (iv) the adjusted LIBOR rate plus 1.0 %.

Summers and other secular stagnation supporters argue that the level of interest rates needed to bring the economy back to full capacity is below the effective lower bound for monetary policy, so central banks are powerless to stimulate enough demand to use up excess supply.

As of December 31, 2014 and March 31, 2015, the effective interest rate on the revolving line of credit was 4.25 %.

For December 31, 2012 and 2013, the effective interest rates on the revolving line of credit and the senior term loan were 4.5 % and 4.0 % per annum, respectively.

ABR loans bear interest at a variable rate equal to the applicable margin plus the highest of (i) the prime rate, (ii) the federal funds effective rate plus 0.5 %, and (iii) the Eurodollar rate plus 1.0 %, but in any case at a minimum rate of 3.25 % per annum.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

The policy framework of the MAS is focused on managing the Singapore dollar's nominal effective exchange rate (NEER), or the trade - weighted exchange rate, against an undisclosed basket of currencies, rather than interest rates.

Consequently, the Fed can no longer target the effective federal funds rate, and influence other short - term interest rates, just by making modest changes to the stock of bank reserves.

Instead of forcing a reluctant public to spend on the premise of substitution effect, a more normal rates regime would likely be effective to induce higher investment by aligning policy with the public's interest to meet future obligations.

The most effective way to weaken the currency is through a narrowing of the short - term interest rate differential between the US and Canada.

Although these business models have been effective, the continued growth of the MPL marketplace faces challenges in scarcity and volatility of funding, the uncertain regulatory environment, a normalizing interest - rate environment, and open questions about the business model and credit scoring methodologies.

Monetary policy has less room to maneuver when interest rates are close to zero, while expansionary fiscal policy is likely both more effective and less costly in terms of increased debt burden when interest rates are pinned at low levels.

The decline to date in public debt charges of $ 1.4 billion (8.9 %) largely reflects lower average effective interest rates and lower inflation adjustments on Real Return Bonds.

If she had added: «Plus, even though we are currently above the Effective Lower Bound on nominal interest rates (which is probably below 0 %) we are worried that the margin of safety is getting a bit small, and are pleased that fiscal policy is making that margin of safety a bit bigger than it otherwise would be» that would also be an internally consistent thing for the Bank of Canada to say.

The real interest rate is a concept which takes account of the fact that inflation in prices reduces the effective cost of borrowing and the return to lending.

Consequently, the interest rate on reserves, instead of serving as an effective funds rate floor, ended up becoming a ceiling.

Spread duration is displayed in years and reflects the contribution by sector to the portfolio's total spread duration with the exception of the Treasury and Interest - rate swap sectors where effective duration is displayed.

As I write in a recent paper, «Brave New World: Investing for Longer Retirements,» this rule is likely to prove less effective in today's environment of longer lives, fewer traditional pensions and low interest rates, where many people haven't saved enough to finance a multi-decade retirement.

Effective duration provides a measure of a portfolio's interest - rate sensitivity.

A lower neutral rate also makes it more likely that interest rates will be constrained by the effective lower bound, meaning monetary policy will have less scope to support income growth during periods of economic weakness.

-- Financing expected to result in an annual cash interest savings of approximately $ 500,000 net of OID and a reduction of the net effective interest rate from 11.6 % to 6.0 %

In practice it is slightly more complex than this as inflation can reduce the effective size of a debt and you can borrow money to pay off debts to get better interest rates, and for a whole country the value of the currency has a significant effect,

«The poor performance of industry and the business sector in general, could also be attributed to other challenges they faced, including, but not limited to, lack of access to finance, high interest rates, an unstable exchange rate, high import duties on raw materials and machinery, poor facilitation of import and export trade, particularly at our ports, inadequate and poor quality of raw materials for industrial processing, a poorly developed domestic trade infrastructure, lack of effective collaboration between research institutions and industry, limited access to serviced land for industrial production activities and poor standards of regulation and certification.»

The state is «amortizing» (i.e., spreading out over 10 - year periods and repaying with interest) a portion of its pension payments each year, reducing the effective rate to 10.5 percent in 2012 and 13.5 in 2015.

B. Selects the most effective teaching techniques to address a variety of student learning Levels, rates, styles and needs as well as diverse interests and backgrounds.

According to John Musso of the Association of School Business Officials International, advance refund bonds «are a cost - effective way for districts to refinance high - interest debt at lower - interest rates, potentially saving hundreds of thousands of taxpayers» dollars in lower debt payments.

As I write in a recent paper, «Brave New World: Investing for Longer Retirements,» this rule is likely to prove less effective in today's environment of longer lives, fewer traditional pensions and low interest rates, where many people haven't saved enough to finance a multi-decade retirement.

Assuming mortgage interest is deductible, you can calculate the effective after - tax mortgage rate of each by multiplying those rates by your tax rate, and subtracting the result from the mortgage rate.

In the second year of your loan, your interest rate falls by 25 basis points or 0.25 %, making your effective interest rate 10.75 %.