Sentences with phrase «effective loan shopping»

Not exact matches

Shopping online for an unsecured personal loan is the most effective way to get best terms and rates.

Another effective shopping technique is to compare identical loans with different up - front points and other fees.

Comparing APRs may be an effective way to shop for a loan.

Savvy loan shops like online mortgage leads because they are cost - effective and perform well when buying leads from a direct lead provider, like the Lead Planet.

The Bureau is adopting the requirements in § 1026.37 (g)(8) pursuant to its authority under TILA section 105 (a) and RESPA section 19 (a) because standardization of the information provided on the disclosures required under § 1026.19 (e) will provide consistent information that consumers will be able to use to better understand the mortgage transaction, shop for loans, and compare the Loan Estimate with any revised Loan Estimate and the Closing Disclosure, thereby promoting the informed use of credit and more effective advance disclosure of settlement costs, which are purposes of TILA and RESPA, respectively.

With regard to the Loan Estimate, important factors in the magnitude of the benefits to consumers would include: (1) How many consumers avoid loans that do not suit their needs; (2) how much more consumers shop; (3) how much more effective that shopping would be; and, (4) how those changes in behavior would translate into changes in the overall market for mortgage loans.