Sentences with phrase «effective use of credit»

He also founded awardexpert.com, a highly - personalized consulting service that aids clients in the effective use of their credit card points and frequent flyer miles.

In addition, effective use of credit is often a key component of sophisticated financial plans.

Not exact matches

Jaskol turned up two immediate priorities for Bunn: raising its minuscule bank credit line (with an eye toward eventually financing part of its acquisitions through borrowing); and minimizing taxes through more effective use of income - deferral strategies.

• to provide the information, products and services you request; • to provide you with effective customer service; • to provide you with a personalized experience when you use this Site; • to contact you with information and notices related to your use of this Site; • to contact you with special offers and other information we believe will be of interest to you (in accordance with any privacy preferences you have expressed to us); • to invite you to participate in surveys and provide Feedback to us (in accordance with any privacy preferences you have expressed to us); • to improve the content, functionality and usability of this Site; • to better understand your needs and interests; • to improve our products and services; • to improve our marketing and promotional efforts; • for security, credit or fraud prevention purposes; and • for any other purpose identified in an applicable Privacy Notice, click - through agreement or other agreement between you and us.

Nix credits the fact that advertising was ahead of most political messaging and that traditional political operatives hadn't figured out that the tools used for creating ad campaigns could be so effective in the political arena.

Accordingly, our effective tax rates will vary depending on the relative proportion of foreign to domestic income, use of foreign tax credits, changes in the valuation of our deferred tax assets and liabilities, and changes in tax laws.

After Puerto Rico declared a form of bankruptcy May 3, The New York Times used these words to describe the U.S. territory's fiscal woes: «borrowing to pay operating expenses, year after year»; «unable to provide its citizens effective services»; and «rising pension costs, crumbling infrastructure, departing taxpayers and credit downgrades.»

Therefore, if you're purchasing a home with 2 units or more, or if your credit score is below 700, you'll likely find it more cost - effective to purchase a home using an FHA mortgage instead of a conventional one — especially if you plan to make a low - down payment.

Instead, a more effective method to convey this message is by saying, «Get the unmatched benefits of using the experience of the oldest credit repair business in XCity!»

To ensure the home equity line of credit used to access equity in the home is most appropriate and cost - effective for a homeowner's needs, it is important to prepare financially in advance of submitting an application.

We can also help you save money on your current mortgage or buy the home of your dreams by improving your credit using our highly effective program.

There are two effective ways to redeem your miles: booking travel directly through Capital One or booking it on your own and then using Purchase Eraser to reimburse yourself in the form of a statement credit.

Obviously, the most effective way to rack up Alaska miles with the Bank of America Alaska Airlines Visa Signature Credit Card is to use it for Alaska Airlines purchases where you'll earn 3x miles.

Making effective use of airline incidental credits is important if you want to reduce the effective annual fee of high risk / high reward cards like AmEx's Platinum cards.

The following transactions are excluded from earning points: BPAY transactions, payments to the Australian Taxation Office (effective 2/11/2015) unless made using a Business Awards card, balance transfers, cash advances (including a transaction treated by the Bank as a cash advance, for example, utility bills paid in person at a bank), purchases of foreign exchange, credit card insurance premiums, travellers cheques, interest charges, Qantas Frequent Flyer Direct fees, Bank fees, Card account payments, transactions deemed by the Bank to be for business purposes (excluding transactions on Business Awards, Business Gold Awards and Business Platinum Awards cards) and any other transactions which may from time to time be excluded by the Bank.

For people like me who regularly use Uber and know how to utilize the $ 200 airline credit, the effective annual fee for both of these cards is knocked down to $ 150.

This ambitious plan will allow the airline industry to make a cost - effective contribution towards mitigating global warming through the use of carbon credits.

That is why New Mexico passed the Personal Insurance Credit Information Act, effective January 1, 2006, to help protect consumers» and insurers» use of cCredit Information Act, effective January 1, 2006, to help protect consumers» and insurers» use of creditcredit.

If the difference between the current mortality rates and the maximum rates is small, the company has little room to use higher mortality charges as a means of reducing the effective rate credited to cash values.

For yearly automatically renewing subscriptions, you agree that Marvel is not obligated to send you any renewal or advance billing notices, other than one notice via e-mail, no less than 30 days and no more than 60 days before the end of the then - current annual subscription term, which indicates: (i) the date on which the renewal will be effective; (ii) sufficient information regarding the credit card being charged for the individual to verify the continued use of such card, without providing full card details; (iii) how to cancel your subscription, (iv) the amount your credit card will be charged at the time of renewal (including taxes, if applicable); (v) the length of the subscription term which the new charge enables; and (vi) the deadline by which you must cancel to avoid any charges including renewal of your subscription.

To help you make the section really effective, you can seek to acquire the above skills and qualities usually required by employers for the credit controller job, and then use them in making the skills section of your resume.

Effective July 1, 2013, a recently passed Colorado law will prohibit employers from using «consumer credit information» for employment decisions in that state (with exceptions, of course).

We have $ 733 million available for use under a variety of credit instruments, including a line of credit, an effective shelf registration statement and an «at - the - market» equity distribution program that allows us to raise capital through the public markets.

The Bureau stated its belief in the proposal that including this information in a prominent position on the Loan Estimate will promote the informed use of credit and more effective advance disclosure of settlement costs and will enable consumers to better understand the costs, benefits, and risks associated with mortgage transactions by providing consumers with access to information they may use repeatedly throughout the transaction.

The Bureau is adopting the requirements in § 1026.37 (g)(8) pursuant to its authority under TILA section 105 (a) and RESPA section 19 (a) because standardization of the information provided on the disclosures required under § 1026.19 (e) will provide consistent information that consumers will be able to use to better understand the mortgage transaction, shop for loans, and compare the Loan Estimate with any revised Loan Estimate and the Closing Disclosure, thereby promoting the informed use of credit and more effective advance disclosure of settlement costs, which are purposes of TILA and RESPA, respectively.

The Bureau stated in the proposal that it believed that requiring the disclosure of the loan product on the Loan Estimate promotes the informed use of credit and more effective advance disclosure of settlement charges by providing consumers with key loan terms early in the transaction and in a clear and conspicuous manner.

The Bureau stated in the proposal that it believed that, by providing the consumer with basic information about the property that is the subject of the loan transaction, this disclosure will promote the informed use of credit and more effective advance notice of settlement costs and will enable consumers to better understand the costs, benefits, and risks associated with mortgage transactions.

The purpose of this part is to promote the informed use of consumer credit by requiring disclosures about its terms and cost, to ensure that consumers are provided with greater and more timely information on the nature and costs of the residential real estate settlement process, and to effect certain changes in the settlement process for residential real estate that will result in more effective advance disclosure to home buyers and sellers of settlement costs.

The Bureau stated its belief that this disclosure will promote the informed use of credit and more effective advance notice of settlement costs, consistent with TILA section 105 (a) and RESPA section 19 (a), and will enable consumers to better understand the costs, benefits, and risks associated with mortgage transactions, consistent with Dodd - Frank Act section 1032 (a).