Sentences with phrase «either nearing retirement»

For that reason, leveraged investing tends to be more appropriate for younger people as opposed to those nearing retirement.

But the programs are «not going to be for everyone,» she said, such as older workers nearing retirement age, a growing cohort in this country.

For example, a couple nearing retirement with a $ 750,000 retirement portfolio would pay about $ 18,000 a year in fees if they were completely invested in typical mutual funds.

It means if your investments take a big hit as you are nearing retirement or in the early years of retirement, your losses can be much more devastating than if they had occurred earlier in your life.

The rubber's hitting the road for baby boomers nearing retirement, who must convert nest eggs into a stream of income they won't outlive.

Those nearing retirement are unaffected; the gamble is that younger citizens will be too busy watching reality TV to notice.

For example, as you're nearing retirement, you may not have time to wait for the market to recover from downward swings, and you may want to consider a less aggressive portfolio.

The dilemma now, at least for boomers nearing retirement, is when and if to take some money off the equity table.

Even as they near retirement age, a new report says parents are shouldering an increasingly large burden of their children's college expenses with warning signs that many are in debt over their heads.

Datskovsky's parents are near retirement age, so Adams recommended a long - term - care policy as well.

Consider that two - thirds of Vanguard's Personal Advisor Service customers are nearing retirement age or are already retired, while approximately half of Schwab's Intelligent Portfolio customers are older than 50.

«This is especially bad for those nearing retirement,» said Dean Baker, a co-director of CEPR and an author of the paper.

Investors should look for companies where: • management is not near retirement age; • management has gained experience at other companies in the same or similar industries; • the company founder is still on hand; • management owns stock in the company.

The following may be true of a potential takeover: • the company has fewer than 50 million shares outstanding; • management is dominated by persons near retirement age; • management's record on innovations and improving returns has been poor; • the company owns assets whose market values are potentially higher than those shown on the balance sheet; • outside investors have been steadily buying the stock.

According to the 2013 Survey of Consumer Finances, median retirement savings among people nearing retirement (age 55 to 65) is only about $ 100,000, which only buys $ 5,000 a year of inflation - protected annuity income.

As clients near retirement after a nine - year bull run, looking to rebalance an equity - heavy portfolio could be stymied by...

Those who are newly retired or near retirement may be tempted to cash out of stocks or adjust their portfolio so that it is mostly invested in bonds.

But now — as Ray nears retirement, he has made the decision to share even more of the systems and strategies that have brought him such massive success in his deeply personal book Principles: Life & Work.

People without kids, including new college graduates, and older workers nearing retirement, desire flexible work options, too.

As you near retirement, you might start feeling anxious.

During a market decline, traditional investments can lose money and your savings may not have time to recover — especially if you're near retirement or already retired.

As you near retirement, your investment portfolio should be more conservative.

That's something for people nearing retirement, right?

Although it's important for people nearing retirement age to be wary of risky investments, they also shouldn't be too conservative.

Even if you're nearing retirement, don't neglect asking for a pay raise every year.

People in their 50s who are nearing retirement have a lot on their plates.

Meanwhile, if you are nearing retirement and can't possibly catch up with a conventional portfolio, you can try for a «Hail Mary» with a Bitcoin investment — but understand that you will be in even worse shape if your purchase is mistimed.

As I near retirement, I like the concept of it supporting my needs and my 401k supporting my wants.

To be nearing retirement with only $ 17K... I can't imagine.

«While real estate is a great asset to invest in, I warn investors nearing retirement of the risks that leveraging yourself could bring if things don't go right,» said Reiner.

Even if you're near retirement or are recently retired, financial advisors say most investors in their 50s and 60s will need to have a significant portion of their retirement portfolio in stocks for long - term growth.

For those who are nearing retirement, the fears are even greater.

But as you think about nearing retirement and then in retirement, the question of well, how should I be allocated?

It is important to keep a diversified portfolio, and preferred shares are a great tool to stay diversified as you near retirement or hope to avoid market volatility.

According to the Economic Policy Institute, 39 percent of workers nearing retirement age (56 to 61 years old) have no retirement account savings whatsoever.

Also, as you get older and near retirement age, you'll want to adjust your allocation appropriately (120 — YOUR AGE = STOCK PERCENTAGE).

Dealing with high debt loads and a high interest rate with parents nearing retirement age can be a tough combination.

If you are near retirement yes.

@ Bob — if you're a retiree (or nearing retirement) then you may wish to avoid currency risk by investing in the UK i.e. by investing in assets of the same currency as your liabilities.

As you near retirement, it's vital that you do what you can to rescue your retirement.

As you near retirement and consider an exit strategy, this is the time to sit down with a qualified fee - only financial advisor.

Those nearing retirement age and carrying high balances on student loans for parents will have to work a lot harder to follow this advice.

People nearing retirement should consider consulting with a qualified fee - only financial advisor.

Those fees add up — let's pretend you're near retirement, have that proverbial million - dollar portfolio, and want 15 % of your retirement assets in energy companies.

Boston College researchers found that the $ 120,000 available for households nearing retirement would provide only $ 575 in monthly income, assuming a household purchases a joint - and - survivor annuity.

Investors nearing retirement fear their nest eggs will evaporate.

If you are in or near retirement, these stocks should be among your top picks.

Those nearing retirement are often in their peak earnings years and may have fewer demands on their income — their kids are finishing college and their mortgage may be paid.

Most people probably didn't know that Tony was a federal public service worker — a scientist at Environment Canada, nearing retirement — but they sure do now.

Even if nearing retirement, it's not too late.