Since it only takes a spike in voltage or an
electrical malfunction to create havoc with your
equipment, it is a very good idea to work with a knowledgeable insurance agent who can help you understand this
coverage, and how it can protect your business.
The
coverage is categorized under ten different headings, which are as follows: Fired Allied Perils, Burglary and Robbery, All Risk (Jewellery and Valuables), Plate Glass, Electronic
Equipment,
Electrical Mechanical Breakdown of Domestic Appliances, Personal Accident, Baggage Insurance, Workmen's Compensation, and Public Liability.