That's why I typically suggest that people combine an annuity with a portfolio of stocks, bonds and cash that can not only provide liquidity for
emergencies and such, but also generate some capital growth to help you maintain your living standard in the face of inflation over a retirement that, given today's lifespans, could easily last 30 years.
In return for the guarantee of lifetime income you also typically give up access to your principal, which means you would no longer be able to dip into the money you invest in an immediate annuity for
emergencies and such.
Which is why even if you decide an immediate annuity is right for you, you want to be sure you have plenty of other savings invested in stocks, bonds and cash equivalents that can provide capital growth to maintain purchasing power and provide extra cash should you need it for
emergencies and such.
Even though you mention setting aside a reasonable amount of savings for
emergencies and such, what if it turns out you need a lot more for unanticipated expenses (health care, home repairs, etc.) than you estimated?
So it won't be available for
emergencies and such, or as a legacy to your heirs.
You typically lose access to the money once you've invested it, which means it's no longer available for
emergencies and such, and if you die soon after investing you could end up with very little income, or even none in the case of a longevity annuity.
That's true whether you're investing for the long - term in retirement accounts like 401 (k) s and IRAs or setting aside savings you may need to tap much sooner for
emergencies and such.
(As a practical matter, you'll also want to have a cash reserve for
emergencies and such.)
That probably wouldn't make sense, as you would no longer have access to your $ 1 million for
emergencies and such (although in return for a smaller payout some annuities do provide at least some access to principal or allow for payments to continue after death).
Not exact matches
Over the next few years, count on some walk - in urgent - care centers to evolve into true standalone
emergency rooms
and for ambulances to increasingly head there instead of to hospital ERs, particularly in the case of certain types of injuries (
such as wounds or broken bones).
Such Constitutional protections have ensured that federal programs such as Medicare, the Veteran Administration's TRICARE system (which provides benefits for active duty members of the military and their families), and the Emergency Medical Treatment and Active Labor Act (EMTALA) apply the same rules to everyone they co
Such Constitutional protections have ensured that federal programs
such as Medicare, the Veteran Administration's TRICARE system (which provides benefits for active duty members of the military and their families), and the Emergency Medical Treatment and Active Labor Act (EMTALA) apply the same rules to everyone they co
such as Medicare, the Veteran Administration's TRICARE system (which provides benefits for active duty members of the military
and their families),
and the
Emergency Medical Treatment
and Active Labor Act (EMTALA) apply the same rules to everyone they cover.
The Washington Post obtained a copy a temporary
emergency protective order dated June 2010 that states that there were «reasonable grounds exist to believe that [Porter] has committed family abuse
and there is probable danger of a further
such offense.»
Blount shared
such personal details as dropping her youngest son, Cameron, off to college for his freshman year
and noting that her college - age daughter, Haley, had to be rushed to the operating room for an
emergency appendectomy.
And of course, it also has all the standard features of an
emergency flashlight,
such as the blinking beacon function.
An insurance policy covers things
such as hospital stays,
emergency - room visits,
and appointments with specialists.
Factors
such as construction,
emergencies, weather
and special events can cause a city to do worse, which is exactly what Toronto did — the city moved up four spots from TomTom's previous quarterly results.
We can learn much from nonbusiness squads
such as firefighters
and emergency - room crews, as well as from companies
such as W.L. Gore, Brazil's Semco, steelmaker Worthington Industries,
and Morning Star, the world's largest tomato processor.
Once a week waitpeople at the restaurant act out scenarios
such as medical
emergencies and computer breakdowns.
These customers rely on Clean Harbors to deliver a broad range of services
such as end - to - end hazardous waste management,
emergency spill response, industrial cleaning
and maintenance,
and recycling services.
If you read to the end of Holder's letter, to the passage where he says, «Were
such an
emergency to arise, I would examine the particular facts
and circumstances before advising the president on the scope of his authority,» it becomes clear that, despite invoking Pearl Harbor
and 9/11, even he isn't envisioning a response to an attack in process, which would have to happen immediately.
Corti, which is also the name of the company that developed the AI, runs in the background of
emergency dispatch calls
and uses speech recognition software
and machine learning (ML) to pick up background cues,
such as breathing patterns, that allow it to determine whether a person is suffering from cardiac arrest.
It might seem counter-intuitive to focus on saving money instead of paying off debt, but having a $ 1,000
emergency fund in place first provides a financial cushion so that unplanned expenses,
such as medical bills
and home repairs, don't completely derail your debt - repayment plan.
Notwithstanding subsections (b), (c),
and (d), a telecommunications carrier that provides telephone exchange service or a provider of IP - enabled voice service (as
such term is defined in section 615b of this title) shall provide information described in subsection (i)(3)(A)[1](including information pertaining to subscribers whose information is unlisted or unpublished) that is in its possession or control (including information pertaining to subscribers of other carriers) on a timely
and unbundled basis, under nondiscriminatory
and reasonable rates, terms,
and conditions to providers of
emergency services,
and providers of
emergency support services, solely for purposes of delivering or assisting in the delivery of
emergency services.
The President directed that if the Department makes an affirmative determination as to any of the above three considerations, or the Department concludes for any other reason, after appropriate review, that the Fiduciary Rule, PTEs, or both are inconsistent with the priority of the Administration «to empower Americans to make their own financial decisions, to facilitate their ability to save for retirement
and build the individual wealth necessary to afford typical lifetime expenses,
such as buying a home
and paying for college,
and to withstand unexpected financial
emergencies,» then the Department shall publish for notice
and comment a proposed rule rescinding or revising the Fiduciary Rule, as appropriate
and as consistent with law.
From specific tasks
such as hazardous waste disposal
and vault
and manhole cleaning, to
emergency response, equipment failures, plant fires, product releases
and disaster recovery, our goal is to eliminate your liability, reduce costs
and help you maintain your competitive edge.
Unless you hit
such a bad streak of luck that every year has an
emergency packed into it, you can take yur
emergency fund every year
and put what is left into a retirement fund.
Clean Harbors understands these challenges
and provides a host of services to overcome them, including disposal of non-hazardous
and hazardous chemicals (
such as mercury), laboratory chemical packing, on - site environmental cleaning services
and emergency response.
A press release distributed by Norway Post explicitly mentioned some of the Tesla Semi's main design features,
such as its low air resistance, automatic
emergency braking, Autopilot technology,
and its capability to cover up to 500 miles on a single charge.
For example, in a multi-center system
such as a coalition chain, upgrading the blockchain bottom by shutting down the system, or
emergency intervention, rolling back data, etc., are available means when necessary,
and these methods help to control risks
and correct mistakes.»
The secured Visa from Refresh Financial also comes with standard benefits
such as
emergency cash disbursement
and card replacement
and other convenient features.
Every bit of information is recorded
and sent to the proper place
such as when there is an
emergency or just low backup battery.
Taube Philanthropies» executive director, Shana Penn, said, «Taube Philanthropies is committed to being there for people
and communities in need, whether those needs be long - term cultural
and educational challenges, or critical
emergency relief
such as that which faces us in Houston.
With our waste disposal,
emergency response, industrial
and specialty industrial services —
such as high pressure
and container management — we are your single - source provider, eliminating costs associated with managing multiple contractors.
Christian Aid has started providing
emergency supplies
such as food
and shelter but says it is hard to get to some areas because of the damage.
* Humanitarian service may include
emergency response to natural disasters,
such as an earthquake or a tsunami, or man - made disasters,
such as the effects of war
and famine.
Thankfully, no
such emergencies arose
and she had a wonderful time.
The lawsuit is the most recent challenge to the Department of Health
and Human Services (HHS) mandate that employers provide insurance coverage of contraceptives, including
emergency contraceptives
such as Plan B
and ella, at no cost to employees.
But religious organizations,
such as Christian colleges
and universities, are still in court over coverage of
emergency contraception
and artificial birth control.
In a land as frequently fought over as ancient Palestine the chance discovery of valuables hidden for safe keeping in some past
emergency was by no means unusual,
and every peasant ploughing his field must have had some
such secret dream.
But the term «relative» must be used here not only because the Mother Church has for years contributed substantial sums to relief efforts in wartime
and emergency situations,
such as the recent earthquake in Mexico, but because it continues to publish the Christian Science Monitor, in itself a far from negligible social commitment.
The platform planks for «32 embodied a number of Century concerns: U.S. adherence to the World Court protocol; U.S. entry into the League of Nations, provided that its covenant be amended to eliminate military sanctions; U.S. recognition of the Soviet Union (which was granted a year later); the safeguarding of the rights of conscientious objectors (including those denied citizenship,
such as Canadian - born theologian D. C. Macintosh of Yale Divinity School); the abolition of compulsory military training in state - supported educational institutions other than military
and naval academies;
emergency measures for relief
and public - works employment; the securing of constitutional rights for minorities; the reduction of gross inequality of income by steeply progressive rates of taxation on large incomes; «progressive socialization of the ownership
and control of natural resources, public utilities
and basic industries»; «the nationalization of our entire banking system»;
and so on (June 8, 1932).
According to the ethics report, physicians objecting to abortion or contraception must refer patients desiring
such services to other providers (recommendation # 4); may not argue or advocate their views on these matters though they are required to provide prior notice to their patients of their moral commitments (recommendation # 3);
and, in
emergency cases or in situations that might negatively affect patient physical or mental health, they must actually provide contraception
and / or perform abortions (recommendation # 5, emphasis added).
But considering his sponsors do packaged
emergency food packs
and such you really have to question the motivation.
Such forums substitute for many face - to - face meetings
and allow quick response when
emergency changes are required.
An added benefit would be to get permission to have the service listed in the front of the local telephone directory with the other recognized
emergency agencies,
such as police, fire,
and ambulance services.
Decisions had to be made from time to time as to where or when services of the church would be held; the church needed to be told of the impending visit of an apostle, or of some prophet or teacher from abroad; a question has been raised as to the good faith of one of these visitors,
and there must be some discussion of the point
and a decision on it; a fellow Christian from another church is on a journey
and needs hospitality; a member of the local congregation planning to visit a church abroad needs a letter of introduction to that church, which someone must be authorized to provide; a serious dispute about property rights or some other legal matter has arisen between two of the brothers
and the church must name someone to help them settle the issue or must in some other way deal with it; a new local magistrate has begun to prosecute Christians for violating the law against unlicensed assembly,
and consideration must be given to ways
and means of meeting this crisis; charges have been brought against one of the members by another member,
and these must be investigated
and perhaps some disciplinary action taken; one of the members has died,
and the church is called on for some special action in behalf of his family in the
emergency; differences of opinion exist in the church on certain questions of morals or belief (
such as marriage
and divorce, or the resurrection), differences which local prophets
and teachers are apparently unable to compose,
and a letter must be written to the apostle — who will write this letter
and what exactly will it say?
It was every mother's worst nightmare, being away during
such an
emergency, but my husband reassured me over
and over that everything was ok,
and skyped me from the hospital so I could see for myself.
Chefs must remain flexible
and be prepared for
emergencies,
such as natural disasters.
With the management teams many years of food service experience in areas
such as global
emergency response, remote oil
and gas,
and their roots in full - service dining, Geaux is focused on bringing quality food, nutrition
and service to the men
and women of the military
and their families.
Taylor survived the dunking by donning an Abercombie & Fitch duck - hunting suit that he had bought to meet just
such an
emergency and, except for the fact that the damn zipper snagged, he passed a comfortable 12 hours adrift in a lifeboat before being rescued by a passing freighter.