Sentences with phrase «emphasis on borrower»

As an asset - based lender, Montegra relies primarily on the value of your property as opposed to the more diverse focus that institutional lenders have, with their strong emphasis on a borrower's cash flow and their «global financial picture.»

Mortgage lenders today are putting a lot more emphasis on the borrower's credit score (among other things).

Banks are also likely to place more emphasis on borrower quality going forward, he adds.

BND places primary emphasis on a borrower's ability to repay a loan rather than upon the collateral pledged as security.

Mortgage lenders today are putting a lot more emphasis on the borrower's credit score (among other things).

This kind of review is handled on a case - by - case basis, with an emphasis on the borrower's overall qualifications.

Mortgage lenders today are putting a lot more emphasis on the borrower's credit score (among other things).

WaMu pressed sales agents to approve loans while placing less emphasis on borrowers» incomes and assets.

Not exact matches

We base our loan approvals on the equity in the property in question, without placing too much emphasis on low credit or experiences in a borrower's past.

LightStream doesn't publish a minimum credit score requirement, and this combined with their emphasis on well - qualified borrowers makes them unlikely to be a good choice for those seeking a debt consolidation loan on high - interest cards or wanting to raise their credit score.

The emphasis on «future prime» borrowers may be allowing Upstart to tap into a market that other lenders are ignoring.

Any late mortgage payments within the past 36 months on the existing USDA loan, with emphasis on the most recent 12 month period, must be analyzed and addressed by the lender to determine if any late payments were a disregard for financial obligations, an inability to manage debt, or factors beyond the control of the borrower when considering the underwriting decision.

«The only anomaly we found was that higher TPR levels actually resulted in higher auto and mortgage delinquencies for subprime and near - prime mortgage borrowers, but we attribute this performance to the mortgage crisis and its impact on the payment hierarchy — many consumers facing foreclosure placed a higher emphasis on paying off their credit cards,» added Becker.

Unlike loans for a car or house, personal loans are unsecured and not backed by collateral, so lenders place a lot of emphasis on credit scores for determining who they approve and the interest rate a borrower may receive.

With so many Americans in distress over their student loan debt, the Obama administration wanted to put an emphasis on how borrowers are treated — and find ways to help them — rather than just focus on how to get payments from them.

Additionally, much more emphasis is placed on other aspects of a borrower.

As an accredited servicer, Cornerstone has put an emphasis on individual borrowers and offers tailored solutions that ignore the «one size fits all» mantra that has become ever so common in the student loan industry.

Some commenters asserted that a six - year average rate would inappropriately place greater emphasis on the predictability of the rate than on capturing the actual rates on borrowers» loans.

It makes little sense to see borrowers left in the lurch after such an emphasis on accountability.

Stefan's practice covers a wide range of corporate and commercial matters, with a specific emphasis on purchase and sale transactions and financing matters for both lenders and borrowers.

They put a heavy emphasis on who the borrower is.

We offer California FHA loans to borrowers across the Golden State, with an emphasis on the Bay Area.

Montegra is committed to remaining flexible when it comes to our loan underwriting standards and keeping the emphasis on getting loans closed for our borrowers.

And these days, more emphasis is placed on the borrower's ability to bring in a significant down payment.

The most emphasis, 35 % of the overall score, is placed on payment history which reflects whether the borrower paid on time and as agreed by the terms of the credit.